We publish Quarterly Canadian Lenders Reports in several versions each quarter, with a primary focus on Real Estate Secured Lending (RESL). These are among the most comprehensive banking market reports in Canada, covering a wide range of lenders, including banks and credit unions. While much of the report is based on aggregated, publicly available data from hundreds of institutions, we also integrate proprietary insights derived from user activity on our website, WOWA.ca, which now attracts approximately 500,000 unique visitors each month.
The core emphasis of the quarterly report is RESL, meticulously detailing market share, risk exposure, and geographic distribution across all five Canadian regions. Beyond RESL, we provide granular analysis on key mortgage and lending risk indicators:
The report provides a deep dive into lender risk management, equipping financial executives and equity researchers with critical data.
We analyze key institutional metrics to provide a holistic view of banking sector performance.
Accuracy and clarity are central to our mission. To uphold these standards, each section of the report undergoes a rigorous, multi-step review process: data collected by one team member is first reviewed by a peer, and then a third reviewer conducts random audits of data points, outputs, and visuals to ensure consistency and reliability.
Furthermore, our findings are communicated through hundreds of detailed tables, charts, and data-rich visualizations—including time-series graphs and histograms comparing advertised versus real mortgage rates—to equip you with a precise, data-driven perspective.
This report is designed to equip financial executives, policymakers, and equity researchers with a rigorous, data-driven perspective on current conditions and emerging trends in Canada’s banking and credit union sectors.
(Until Oct 17, 2025)
(Oct 17 – Dec 31, 2025)
(Starting Jan 1, 2026)
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