Finance and Real Estate Infographics Canada

Vancouver, Toronto, and Los Angeles are the least affordable cities. Using disposable income instead of gross income makes affordability look even worse.

AUM is the total value of assets that the wealth management, asset management, and investment banking divisions manage on behalf of their clients within banks.

Canadian cities are leading the home price growth trend, even though both salary growth and GDP growth in Canada have lagged behind the U.S.

Credit unions in Canada are member-focused financial institutions, regionally concentrated, provincially regulated, and smaller in scale than major banks.

The debt levels in the U.S. and Canada are growing faster than GDP, with U.S. federal and Canadian household debt hitting critical zones.

Largest Banks are JPMorgan, Bank of America, Citibank & Wells Fargo. Goldman Sachs & Morgan Stanley prioritize investment banking over traditional lending with low loan-to-asset ratios.

Last year's efficiency ratio numbers were the highest (worst) in the past 5 years for most lenders, indicating that the ratio of non-interest costs to revenue is increasing.

The Top 5 banks hold more deposits than all other deposit-taking institutions in Canada combined. RBC Royal Bank and TD Bank together have $2.8 trillion in global deposits.

Canada has the highest household debt to GDP ratio among the world's top 10 economies, mainly due to the size of mortgages.