Taux hypothécaires au Québec City.
À partir du 22 octobre 2021
About Quebec City
Originally settled in 1535, Quebec City is one of the oldest cities in North America and is the capital city for the province of Quebec. Quebec City’s population is now over 830,000 people and saw stable growth in 2020 with the total population up 0.9%. The biggest driver of this population growth was international migration, which brought ~4500 more people to the city. Quebec City also saw 1500 more people come to the city from within the province of Quebec than leave it. As the population continues to grow from both these sources of migration, the demand to purchase a home will continue to rise.
Durée du Terme
Type
| Lender | Taux | ||
|---|---|---|---|
First National | 2.09% | First National has no branches in Quebec City. | First National does not have a physical location in Quebec City. |
motusbank | 2.09% | MotusBank is a digital bank and has no branches in Quebec City. | MotusBank does not have a physical location in Quebec City. |
Laurentian | 2.19% | Laurentian Bank has 5 branches in Quebec City. | Sainte-Foy: 2828 Boulevard Laurier, Quebec City, Quebec. |
Equitable | 2.19% | Equitable Bank is a digital bank and has no branches in Quebec City. | Equitable Bank does not have a physical location in Quebec City. |
Meridian | 2.29% | Meridian Credit Union has no branches in Quebec City. | Meridian Credit Union does not have a physical location in Quebec City. |
CIBC | 2.32% | CIBC has 7 branches in Quebec City. | Saint-Jean-Baptiste: 91 Boulevard René-Lévesque East, Quebec City, Quebec. Beauport: 2040, Rue Blanche-Lamontagne, Quebec City, Quebec. |
BMO | 2.32% | BMO has 9 branches in Quebec City. | Saint-Jean-Baptiste: 1181 Rue Turnbull, Quebec City, Quebec. Sainte-Foy: 1375 Chemin Sainte-Foy, Quebec City, Quebec. |
Tangerine | 2.34% | Tangerine Bank has no branches in Quebec City. | Tangerine Bank does not have a physical location in Quebec City. |
Canada Life | 2.34% | Canada Life has 1 branch in Quebec City. | Lebourgneuf: 1255 Boulevard Lebourgneuf, Quebec City, Quebec. |
TD | 2.39% | TD Bank has 11 branches in Quebec City. | Saint-Jean-Baptiste: 1150 Rue de Claire-Fontaine, Quebec City, Quebec. Lebourgneuf: 5685 Boulevard des Gradins, Quebec City, Quebec. |
HSBC | 2.39% | HSBC has 1 branch in Quebec City. | Sainte-Foy: 2795 Boulevard Laurier, Quebec City, Quebec. |
National Bank | 2.44% | National Bank has 25 branches in Quebec City. | Saint-Jean-Baptiste: 150 René Lévesque East, Québec City, Quebec. Saint-Roch: 700 Rue Saint-Joseph East, Québec City, Quebec. |
CMLS | 2.44% | CMLS Financial has no branches in Quebec City. | CMLS financial does not have a physical location in Quebec City. |
MCAP | 2.49% | MCAP has no branches in Quebec City. | MCAP does not have a physical location in Quebec City. |
Scotiabank | 2.49% | Scotiabank has 5 branches in Quebec City. | Saint-Jean-Baptiste: 900 Boulevard René-Lévesque East, Québec City, Quebec. Lebourgneuf: 5580 Boulevard des Gradins, Québec City, Quebec. |
Simplii Financial | 2.49% | Simplii Financial is a digital bank and has no branches in Quebec City. | Simplii Financial does not have a physical location in Quebec City. |
Le Québec City en Bref
Comptant plus de 531 000 habitants, la ville de Québec est la capitale de la province du Québec, et se trouve le long du fleuve Saint-Laurent dans la région de la Capitale-Nationale. Le marché immobilier de la ville de Québec consiste d'une variété de types de propriété comprenant des apartments, des maisons historiques, des condominiums (copropriétés), et des maisons détachées unifamiliales suburbaines. D'après les données de l'Association Professionnelle des Courtiers Immobiliers du Québec (APCIQ), les prix de l'immobilier de la ville de Québec pour une maison détachée unifamiliale ont augmenté de 7% de Novembre 2019 à Novembre 2020, et le prix moyen d'une de ces propriétés est de 279 000 dollars. Au cours de la même période, les prix de l'immobilier pour les condominiums (copropriétés) de la ville de Québec ont augmenté de 8%, amenant le prix moyen d'un condomimium à Québec à 204 000 dollars. De Novembre 2019 à Novembre 2020, le nombre d'unités vendues sur le maché immobilier de Québec a augmenté de 50%, tandis que les nouveaux listings (annonces immobilières) ont diminué légèrement de 4%. Le dépassement des ventes par rapport aux nouveaux listings (annonces), a entraîné une baisse de 43% des listings (annonces) actifs sur le marché. La ville de Québec a le 34ème taux d'imposition foncière le plus bas au Québec parmi toutes les municipalités de plus de 20 000 habitants.| Le Québec City en Bref | |
|---|---|
| Province | Québec |
| Année d'Installation | 1535 |
| Année Établie | 1608 |
| Incorporated Year | 1832 |
| Population | 531902 |
| Aire de la Ville | 485.77 km 2 (187.56 sq mi) |
| Site Web Officiel | Site Web Officiel de la Ville de Québec City |
Mortgage Prepayment Limit
| Banque ou prêteur | Limite annuelle de remboursement anticipé | Fréquence (par an) |
|---|---|---|
RBC | 10% | Une Fois |
TD | 15% | Une Fois |
Scotiabank | Variable, jusqu'à 20% | Une Fois |
CIBC | Variable, jusqu'à 20% | Une Fois |
BMO | 20% (10% pour l'Hypothèque Futée à Taux Fixe de BMO) | Une Fois |
HSBC | 20% | Une Fois |
Equitable Bank | 15% - 20% | Une Fois |
Peoples Bank | 20% | Une Fois |
First National | 15% | Une Fois |
motusbank | 20% | Une Fois |
Tangerine | 25% | Plusieurs Fois |
Simplii | Variable, jusqu'à 20% | Plusieurs Fois |
MCAP | Variable, jusqu'à 20% | Plusieurs Fois |
Laurentian | 15% | Une Fois |
National Bank | 10% | Plusieurs Fois |
Desjardins | 15% | Plusieurs Fois |
CMLS | 20% | Plusieurs Fois |
DUCA | 20% | Une Fois |
Manulife | 20% | Plusieurs Fois |
Alterna Savings | 20% | Une Fois |
Lender Information
| Lender | Number of Locations | Mortgage Inquiry Phone # |
|---|---|---|
| BMO | BMO has 9 branches in Quebec City. | General Inquiries- 1-844-837-9228 |
| Canada Life | Canada Life has 1 branch in Quebec City. | No Direct Number |
| Canadian Western | Canadian Western Bank has no branches in Quebec City. | No Direct Number |
| CIBC | CIBC has 7 branches in Quebec City. | 1-866-525-8622 |
| CMLS | CMLS Financial has no branches in Quebec City. | 1-888-995-2657 |
| Desjardins | Desjardins has 12 branches in Quebec City. | 1-844-626-2476 |
| Equitable | Equitable Bank is a digital bank and has no branches in Quebec City. | 1-888-334-3313 |
| First National | First National has no branches in Quebec City. | No Direct Number |
| HSBC | HSBC has 1 branch in Quebec City. | General Inquiries: 1-888-310-4722 |
| ICICI | ICICI Bank has no branches in Quebec City. | No Direct Number |
| Investors Group | Investors Group has 1 branch in Quebec City. | No Direct Number |
| Laurentian | Laurentian Bank has 5 branches in Quebec City. | 1-866-522-4655 |
| Manulife | Manulife Bank has no branches in Quebec City. | 1-877-765-2265 |
| MCAP | MCAP has no branches in Quebec City. | 1-800-265-2624 |
| Meridian | Meridian Credit Union has no branches in Quebec City. | 1-866-592-2226 |
| motusbank | MotusBank is a digital bank and has no branches in Quebec City. | 1-833-696-6887 |
| National Bank | National Bank has 25 branches in Quebec City. | 1-855-755-9533(Option 4) |
| RBC | RBC has 10 branches in Quebec City. | 1-800-769-2511 |
| Scotiabank | Scotiabank has 5 branches in Quebec City. | 1-877-303-8879 |
| Simplii Financial | Simplii Financial is a digital bank and has no branches in Quebec City. | 1-888-866-0866 |
| Tangerine | Tangerine Bank has no branches in Quebec City. | 1-888-826-4374 |
| TD | TD Bank has 11 branches in Quebec City. | 1-800-722-3098 |
This calculator is provided for general information purposes only. WOWA does not guarantee the accuracy of the information shown and is not responsible for any consequence that arise from the use of the calculator and its results. Any financing products shown are subject to terms and conditions and may not be available in certain regions.