Taux hypothécaires au Québec City.

À partir du 22 octobre 2021

About Quebec City

Originally settled in 1535, Quebec City is one of the oldest cities in North America and is the capital city for the province of Quebec. Quebec City’s population is now over 830,000 people and saw stable growth in 2020 with the total population up 0.9%. The biggest driver of this population growth was international migration, which brought ~4500 more people to the city. Quebec City also saw 1500 more people come to the city from within the province of Quebec than leave it. As the population continues to grow from both these sources of migration, the demand to purchase a home will continue to rise.

Durée du Terme
Type
LenderTaux
First National
First National
2.09%
First National has no branches in Quebec City.
motusbank
motusbank
2.09%
MotusBank is a digital bank and has no branches in Quebec City.
Laurentian
Laurentian
2.19%
Laurentian Bank has 5 branches in Quebec City.
Equitable
Equitable
2.19%
Equitable Bank is a digital bank and has no branches in Quebec City.
Meridian
Meridian
2.29%
Meridian Credit Union has no branches in Quebec City.
CIBC
CIBC
2.32%
CIBC has 7 branches in Quebec City.
BMO
BMO
2.32%
BMO has 9 branches in Quebec City.
Tangerine
Tangerine
2.34%
Tangerine Bank has no branches in Quebec City.
Canada Life
Canada Life
2.34%
Canada Life has 1 branch in Quebec City.
TD
TD
2.39%
TD Bank has 11 branches in Quebec City.
HSBC
HSBC
2.39%
HSBC has 1 branch in Quebec City.
National Bank
National Bank
2.44%
National Bank has 25 branches in Quebec City.
CMLS
CMLS
2.44%
CMLS Financial has no branches in Quebec City.
MCAP
MCAP
2.49%
MCAP has no branches in Quebec City.
Scotiabank
Scotiabank
2.49%
Scotiabank has 5 branches in Quebec City.
Simplii Financial
Simplii Financial
2.49%
Simplii Financial is a digital bank and has no branches in Quebec City.

Le Québec City en Bref

Comptant plus de 531 000 habitants, la ville de Québec est la capitale de la province du Québec, et se trouve le long du fleuve Saint-Laurent dans la région de la Capitale-Nationale. Le marché immobilier de la ville de Québec consiste d'une variété de types de propriété comprenant des apartments, des maisons historiques, des condominiums (copropriétés), et des maisons détachées unifamiliales suburbaines. D'après les données de l'Association Professionnelle des Courtiers Immobiliers du Québec (APCIQ), les prix de l'immobilier de la ville de Québec pour une maison détachée unifamiliale ont augmenté de 7% de Novembre 2019 à Novembre 2020, et le prix moyen d'une de ces propriétés est de 279 000 dollars. Au cours de la même période, les prix de l'immobilier pour les condominiums (copropriétés) de la ville de Québec ont augmenté de 8%, amenant le prix moyen d'un condomimium à Québec à 204 000 dollars. De Novembre 2019 à Novembre 2020, le nombre d'unités vendues sur le maché immobilier de Québec a augmenté de 50%, tandis que les nouveaux listings (annonces immobilières) ont diminué légèrement de 4%. Le dépassement des ventes par rapport aux nouveaux listings (annonces), a entraîné une baisse de 43% des listings (annonces) actifs sur le marché. La ville de Québec a le 34ème taux d'imposition foncière le plus bas au Québec parmi toutes les municipalités de plus de 20 000 habitants.
Le Québec City en Bref
ProvinceQuébec
Année d'Installation1535
Année Établie1608
Incorporated Year 1832
Population 531902
Aire de la Ville485.77 km 2 (187.56 sq mi)
Site Web OfficielSite Web Officiel de la Ville de Québec City

Mortgage Prepayment Limit

Banque ou prêteurLimite annuelle de remboursement anticipéFréquence (par an)
RBC
RBC
10%Une Fois
TD
TD
15%Une Fois
Scotiabank
Scotiabank
Variable, jusqu'à 20%Une Fois
CIBC
CIBC
Variable, jusqu'à 20%Une Fois
BMO
BMO
20% (10% pour l'Hypothèque Futée à Taux Fixe de BMO)Une Fois
HSBC
HSBC
20%Une Fois
Equitable Bank
Equitable Bank
15% - 20%Une Fois
Peoples Bank
Peoples Bank
20%Une Fois
First National
First National
15%Une Fois
motusbank
motusbank
20%Une Fois
Tangerine
Tangerine
25%Plusieurs Fois
Simplii
Simplii
Variable, jusqu'à 20%Plusieurs Fois
MCAP
MCAP
Variable, jusqu'à 20%Plusieurs Fois
Laurentian
Laurentian
15%Une Fois
National Bank
National Bank
10%Plusieurs Fois
Desjardins
Desjardins
15%Plusieurs Fois
CMLS
CMLS
20%Plusieurs Fois
DUCA
DUCA
20%Une Fois
Manulife
Manulife
20%Plusieurs Fois
Alterna Savings
Alterna Savings
20%Une Fois
Calculate your mortgage break or prepayment penalty

Lender Information

LenderNumber of LocationsMortgage Inquiry
Phone #
BMOBMO has 9 branches in Quebec City.General Inquiries- 1-844-837-9228
Canada LifeCanada Life has 1 branch in Quebec City.No Direct Number
Canadian WesternCanadian Western Bank has no branches in Quebec City.No Direct Number
CIBCCIBC has 7 branches in Quebec City.1-866-525-8622
CMLSCMLS Financial has no branches in Quebec City.1-888-995-2657
DesjardinsDesjardins has 12 branches in Quebec City.1-844-626-2476
EquitableEquitable Bank is a digital bank and has no branches in Quebec City. 1-888-334-3313
First NationalFirst National has no branches in Quebec City.No Direct Number
HSBCHSBC has 1 branch in Quebec City.General Inquiries: 1-888-310-4722
ICICIICICI Bank has no branches in Quebec City.No Direct Number
Investors GroupInvestors Group has 1 branch in Quebec City.No Direct Number
LaurentianLaurentian Bank has 5 branches in Quebec City.1-866-522-4655
ManulifeManulife Bank has no branches in Quebec City.1-877-765-2265
MCAPMCAP has no branches in Quebec City.1-800-265-2624
MeridianMeridian Credit Union has no branches in Quebec City.1-866-592-2226
motusbankMotusBank is a digital bank and has no branches in Quebec City.1-833-696-6887
National BankNational Bank has 25 branches in Quebec City.1-855-755-9533(Option 4)
RBCRBC has 10 branches in Quebec City.1-800-769-2511
ScotiabankScotiabank has 5 branches in Quebec City.1-877-303-8879
Simplii FinancialSimplii Financial is a digital bank and has no branches in Quebec City.1-888-866-0866
TangerineTangerine Bank has no branches in Quebec City.1-888-826-4374
TDTD Bank has 11 branches in Quebec City.1-800-722-3098
This calculator is provided for general information purposes only. WOWA does not guarantee the accuracy of the information shown and is not responsible for any consequence that arise from the use of the calculator and its results. Any financing products shown are subject to terms and conditions and may not be available in certain regions.