Get access to the key financial metrics that industry professionals need to know from CIBC’s quarterly earnings reports.
Plans starting from $500 per month
If you're interested in learning more about our pricing plans and how WOWA Data Labs can meet your specific data needs, use the form below to get in touch with us.
CIBC's total revenue grew from $3.09 billion in Q1 2011 to $7.28 billion in Q1 2025, representing a compound annual growth rate of 6.3% over this 14-year period. Non-interest income has shown particularly strong growth in recent years, increasing from $2.72 billion in Q1 2023 to $3.48 billion by Q1 2025, a 28% increase over just two years. This highlights CIBC's successful diversification of revenue streams beyond traditional lending activities. Over this same two-year period, CIBC’s net interest income grew just under 19%.
CIBC's total assets have grown consistently over the years, increasing from $391.5 billion in Q1 2011 to $1.08 trillion by Q1 2025. This represents a 176.5% increase over the 14-year period, reflecting CIBC's growing presence.
The composition of CIBC's assets has remained relatively stable, with loans making up a significant portion of total assets. Similar to other Canadian banks, residential mortgages make up the largest segment of CIBC's loan portfolio, followed by business and government loans.
CIBC's reported net income has grown significantly over the years, from $763 million in Q1 2011 to $2.17 billion in Q1 2025, representing a compound annual growth rate of just under 8%. The bank has maintained strong profitability despite economic challenges, with adjusted net income showing similar growth patterns in recent years. CIBC’s reported net income hit a low of $392 million in Q2 2020. Q1 2025 marked a record quarterly net income for CIBC at $2.17 billion.
Loading...
While net write-offs have seen some volatility, peaking at $621 million in Q2 2024 before declining to $352 million in Q1 2025, the bank has maintained a healthy Allowance for Credit Losses (ACL) ratio. The ACL increased from $1.94 billion in Q1 2011 to $4.38 billion in Q1 2025. Provision for Credit Losses (PCL) has fluctuated based on economic conditions, with a significant spike during the pandemic period (Q2 2020) at $1.41 billion. PCL has since normalized, standing at $573 million in Q1 2025.
Loading...
CIBC's loan portfolio has grown and diversified over the years. Total net loans and acceptances increased from $185.26 billion in Q1 2011 to $568.12 billion by Q1 2025. Residential mortgages represent the largest segment at $282.68 billion (Q1 2025), followed by business and government loans at $222.88 billion.
The personal lending segments, including credit cards ($20.18 billion), HELOCs ($19.4 billion), and other personal loans ($27.1 billion), reflect CIBC's strong retail banking presence. Home Equity Lines of Credit (HELOCs) remained relatively stable, hovering around $19-20 billion throughout the previous 10-year period. Credit cards grew from $11.6 billion in Q4 2014 to $20.18 billion by Q1 2025, indicating increased consumer credit activity. Other personal loans showed modest growth from $22 billion to $27 billion since Q3 2019.
Loading...
Loading...
CIBC's total deposits grew from $291.91 billion in Q1 2011 to $782.18 billion by Q1 2025, with the majority concentrated in Canada. Canadian deposits increased significantly over this period, reaching $618.36 billion by Q1 2025, representing approximately 79% of CIBC's total deposit base.
U.S. deposits and deposits from other countries make up smaller portions of CIBC's deposit portfolio. U.S. deposits have grown from $81.7 billion to $120.8 billion from Q1 2021 to Q1 2025, while deposits in other countries increased from $30.7 billion to $43 billion, demonstrating CIBC's expanding international operations.
CIBC’s upcoming earnings report for Q2 2025 will be released on May 29, 2025, before the market opens.
Disclaimer: