Comparing More than 250 Chequing Accounts in Canada
Compare Chequing Accounts
Use the table below to compare more than 250 chequing accounts from more than 20 banks and over 100 credit unions and fintechs across Canada based on their monthly fees, included transactions, account type, free ATM access, and Interac e-Transfer fees.
Showing 264 of 264 chequing accounts
| Everyday Growth Account | Free | Unlimited | Digital-First | — | Free | |
| Daily Choice | $17.95 | Unlimited | Traditional | 1st Choice Savings ATMACCULINK® Network | Free | |
| Low Fee Chequing | $3.95 | 12 | Traditional | 1st Choice Savings ATMACCULINK® Network | Counts as a transaction | |
| No Fee Package | Free | 30 | Traditional | Accent ATMACCULINK® Network | Counts as a transaction | |
| The Master Plan | $25.00 | Unlimited | Traditional | Accent ATMACCULINK® Network | Free | |
| Basic+ Chequing | $8.00 | 30 | Traditional | Access ATMACCULINK® Network | Counts as a transaction | |
| Pay As You Go Chequing | Free | 0 | Traditional | Access ATMACCULINK® Network | Counts as a transaction | |
| Student Chequing | Free for Youth/Students | Unlimited | Traditional | Access ATMACCULINK® Network | Free | |
| Unlimited Chequing | $17.00 | Unlimited | Traditional | Access ATMACCULINK® Network | Free | |
| Pay-as-you-go Chequing | Free | 0 | Traditional | Affinity ATMACCULINK® Network | Counts as a transaction | |
| Unlimited Chequing | $13.00 | Unlimited | Traditional | Affinity ATMACCULINK® Network | Free | |
| Value Chequing | $4.00 | 12 | Traditional | Affinity ATMACCULINK® Network | Counts as a transaction | |
| Youth Chequing | Free for Youth/Students | Unlimited | Traditional | Affinity ATMACCULINK® Network | Free | |
| No-Fee eChequing Account | Free | Unlimited | Digital-First | Alterna ATMTHE EXCHANGE Network | Free | |
| Basic | $4.00 | 20 | Traditional | Alterna ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Student Life | Free for Youth/Students | Unlimited | Traditional | Alterna ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Unlimited | $14.00 | Unlimited | Traditional | Alterna ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Value | $10.00 | 35 | Traditional | Alterna ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| ACU Active | $9.00 | 40 | Traditional | Assiniboine ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| ACU Digital | $11.00 | Unlimited | Digital-First | Assiniboine ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| ACU Essentials | $4.00 | 16 | Traditional | Assiniboine ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| ACU Light | Free | 0 | Traditional | Assiniboine ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Basic Account | $3.95 | 15 | Traditional | ATB ABM | Counts as a transaction | |
| Unlimited Account | $15.95 | Unlimited | Traditional | ATB ABM | Free | |
| Your Chequing 20 | $5.00 | 20 | Traditional | AECU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Your Chequing Unlimited | $27.00 | Unlimited | Traditional | AECU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Essentials spending | Free | 15 | Traditional | Beem ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Everyday spending | $4.95 | Unlimited | Traditional | Beem ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Unlimited spending | $9.95 | Unlimited | Traditional | Beem ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Bronze Chequing | $7.50 | 20 | Traditional | Belgian-Alliance ATMACCULINK® Network | Counts as a transaction | |
| Tier 1 Chequing | $4.00 | 12 | Traditional | Biggar & District ATMACCULINK® Network | Counts as a transaction | |
| Tier 3 Chequing | $12.00 | Unlimited | Traditional | Biggar & District ATMACCULINK® Network | Free | |
| Performance Chequing Account | $17.95 | Unlimited | Traditional | BMO ATM | Free | |
| Plus Chequing Account | $12.95 | 25 | Traditional | BMO ATM | Counts as a transaction | |
| Practical Chequing Account | $4.00 | 12 | Traditional | BMO ATM | Counts as a transaction | |
| Premium Chequing Account | $30.95 | Unlimited | Traditional | BMO ATM | Free | |
| BVCU Basics | $3.00 | 20 | Traditional | BVCU ATMACCULINK® Network | Counts as a transaction | |
| BVCU Edge | $6.00 | 40 | Traditional | BVCU ATMACCULINK® Network | Counts as a transaction | |
| BVCU Premier | $10.00 | Unlimited | Traditional | BVCU ATMACCULINK® Network | Free | |
| CU No Fee | Free | 30 | Traditional | Brunswick ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| CU Unlimited | $19.00 | Unlimited | Traditional | Brunswick ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Regular Chequing Account | Free | Unlimited | Traditional | BCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Essentials | $4.00 | 0 | Traditional | BVCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Limitless Chequing | $16.50 | Unlimited | Traditional | BVCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Basic Plan | $3.95 | 12 | Traditional | Caisse Alliance ATMACCULINK® NetworkTHE EXCHANGE Network | Counts as a transaction | |
| Intermediate Plan | $8.95 | 30 | Traditional | Caisse Alliance ATMACCULINK® NetworkTHE EXCHANGE Network | Counts as a transaction | |
| Unlimited Plan | $13.95 | Unlimited | Traditional | Caisse Alliance ATMACCULINK® NetworkTHE EXCHANGE Network | Free | |
| Youth Plan | Free for Youth/Students | Unlimited | Traditional | Caisse Alliance ATMACCULINK® NetworkTHE EXCHANGE Network | Free | |
| Basic Chequing | $9.50 | 30 | Traditional | Cambrian ATMACCULINK® Network | Counts as a transaction | |
| Connect Account | Free for Youth/Students | Unlimited | Traditional | Cambrian ATMACCULINK® Network | Free | |
| Premium Chequing | $19.50 | Unlimited | Traditional | Cambrian ATMACCULINK® Network | Free | |
| Standard Chequing | Free | 0 | Traditional | Cambrian ATMACCULINK® Network | Counts as a transaction | |
| Essential Spending | Free | 0 | Traditional | Cascadia ATMACCULINK® Network | Counts as a transaction | |
| Ultimate Spending | $15.00 | Unlimited | Traditional | Cascadia ATMACCULINK® Network | Free | |
| Freedom | $2.00 | Unlimited | Traditional | Christian ATMACCULINK® Network | Free | |
| Unlimited | $12.00 | Unlimited | Traditional | Christian ATMACCULINK® Network | Free | |
| Essential | $4.00 | 12 | Traditional | Churchbridge ATMACCULINK® Network | Counts as a transaction | |
| CIBC Everyday® Chequing Account | $4.00 | 18 | Traditional | CIBC ATM | Counts as a transaction | |
| CIBC Smart® Account Tier 1 | $16.95 | Unlimited | Traditional | CIBC ATM | Free | |
| CIBC Smart™ Start | Free for Youth/Students | Unlimited | Traditional | CIBC ATM | Free | |
| Coast Capital Elevate Chequing Account | $16.95 | Unlimited | Traditional | Coast Capital ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Coast Capital Unlimited Chequing Account | $8.50 | Unlimited | Traditional | Coast Capital ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Free Chequing, Free Debit, and More Account | Free | Unlimited | Traditional | Coast Capital ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Access Chequing | $7.95 | 25 | Traditional | Coastal Community ATMTHE EXCHANGE Network | Counts as a transaction | |
| Access Unlimited Chequing | $14.95 | Unlimited | Traditional | Coastal Community ATMTHE EXCHANGE Network | Free | |
| Chequing Plus | $3.95 | 0 | Traditional | Coastal Community ATMTHE EXCHANGE Network | Counts as a transaction | |
| Golden Chequing | Free for Seniors | 40 | Traditional | Coastal Community ATMTHE EXCHANGE Network | Counts as a transaction | |
| Student Chequing | Free for Youth/Students | Unlimited | Traditional | Coastal Community ATMTHE EXCHANGE Network | Free | |
| YOUR Chequing 15 | $5.00 | 15 | Traditional | Coastal Financial ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Everyday Chequing | $6.00 | 30 | Traditional | Community Savings ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Personal | $2.00 | 10 | Traditional | Community Savings ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Premium | $15.00 | Unlimited | Traditional | Community Savings ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| No-Fee Chequing | Free | Unlimited | Traditional | Conexus ATMACCULINK® Network | Free | |
| Core Spending | $6.00 | 25 | Traditional | Consolidated ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Essential | $4.00 | 12 | Traditional | Crossroads ATMACCULINK® Network | Counts as a transaction | |
| Loyalty+ | $27.00 | Unlimited | Traditional | Crossroads ATMACCULINK® Network | Free | |
| myChequing | $4.00 | 20 | Traditional | CUA ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| myChequing Unlimited | $16.95 | Unlimited | Traditional | CUA ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Basic plan | $3.95 | 12 | Traditional | Desjardins ATMACCULINK® Network | Counts as a transaction | |
| Intermediate plan | $10.95 | 30 | Traditional | Desjardins ATMACCULINK® Network | Counts as a transaction | |
| Unlimited plan | $15.95 | Unlimited | Traditional | Desjardins ATMACCULINK® Network | Free | |
| Unlimited Plus plan | $23.95 | Unlimited | Traditional | Desjardins ATMACCULINK® Network | Free | |
| DCBank Personal Bank Account | $9.95 | 0 | Digital-First | — | Counts as a transaction | |
| Aim For More Chequing | Free for Youth/Students | Unlimited | Traditional | DUCA ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Daylight Chequing | $4.00 | Unlimited | Traditional | DUCA ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Feel Free Chequing | Free for Seniors | Unlimited | Traditional | DUCA ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Preferred Plan | $15.95 | Unlimited | Traditional | East Coast ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Value Plan | $4.00 | 15 | Traditional | East Coast ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Personal Account | Free | Unlimited | Digital-First | Any ATM in Canada5 fee rebates/month (up to $5 each) | Free | |
| First Chequing | $3.50 | 0 | Traditional | First ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Prestige | $24.00 | Unlimited | Traditional | First ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Pay As You Go | Free | 0 | Traditional | FirstOntario ATMTHE EXCHANGE Network | Counts as a transaction | |
| Premium | $13.95 | Unlimited | Traditional | FirstOntario ATMTHE EXCHANGE Network | Free | |
| Premium Unlimited | $19.95 | Unlimited | Traditional | FirstOntario ATMTHE EXCHANGE Network | Free | |
| CU Gold Chequing | $11.95 | Unlimited | Traditional | Frontline ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| E-Chequing | Free | Unlimited | Digital-First | Frontline ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Pay As You Go | Free | 0 | Traditional | Fusion ATMACCULINK® Network | Counts as a transaction | |
| Unlimited | $20.00 | Unlimited | Traditional | Fusion ATMACCULINK® Network | Free | |
| Perfetto. | Free | Unlimited | Traditional | IC Savings ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| No-Fee Chequing Account | Free | Unlimited | Traditional | Innovation ATMACCULINK® Network | Free | |
| All In. | $15.95 | Unlimited | Traditional | Integris ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| For You. | Free | 5 | Traditional | Integris ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Convenience Package | $15.00 | Unlimited | Traditional | Kawartha ATMding free® ATMACCULINK® NetworkTHE EXCHANGE Network | Free | |
| Pay As You Go | Free | 0 | Traditional | Kawartha ATMding free® ATMACCULINK® NetworkTHE EXCHANGE Network | Counts as a transaction | |
| 1Q Chequing | Free | Unlimited | Digital-First | Hana Bank ATMTHE EXCHANGE Network | Free | |
| Chequing | $2.00 | Unlimited | Traditional | Hana Bank ATMTHE EXCHANGE Network | Free | |
| KCU Free Unlimited Chequing | Free | Unlimited | Traditional | Khalsa ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Flex Plan | Free | 0 | Traditional | Kindred ATMding free® ATMACCULINK® NetworkTHE EXCHANGE Network | Counts as a transaction | |
| Unlimited Plan | $17.95 | Unlimited | Traditional | Kindred ATMding free® ATMACCULINK® NetworkTHE EXCHANGE Network | Free | |
| Value Plan | $11.45 | 25 | Traditional | Kindred ATMding free® ATMACCULINK® NetworkTHE EXCHANGE Network | Counts as a transaction | |
| Freedom | $7.50 | 50 | Traditional | Kootenay ATMding free® ATMACCULINK® NetworkTHE EXCHANGE Network | Counts as a transaction | |
| Lite | Free | 1 | Traditional | Kootenay ATMding free® ATMACCULINK® NetworkTHE EXCHANGE Network | Counts as a transaction | |
| Premium | $16.50 | Unlimited | Traditional | Kootenay ATMding free® ATMACCULINK® NetworkTHE EXCHANGE Network | Free | |
| MORE Than Chequing™ | $24.95 | Unlimited | Traditional | LDCU ATMTHE EXCHANGE Network | Free | |
| Regular Chequing | $5.95 | — | Traditional | LDCU ATMTHE EXCHANGE Network | — | |
| Paygo | $5.00 | 0 | Traditional | Lake View ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Unlimited Personal Chequing | $14.45 | Unlimited | Traditional | Lake View ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Basic Account | Free | 0 | Traditional | Lakeland ATMACCULINK® Network | Counts as a transaction | |
| Ultra Account | $16.00 | Unlimited | Traditional | Lakeland ATMACCULINK® Network | Free | |
| Basic account | $4.00 | 18 | Traditional | Surcharge-free through THE EXCHANGE Network | Counts as a transaction | |
| Unlimited account | $14.75 | Unlimited | Traditional | Surcharge-free through THE EXCHANGE Network | Free | |
| Basic | $4.00 | 12 | Traditional | Libro ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Go Free Chequing | Free for Youth/Students | Unlimited | Traditional | Libro ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Premium | $25.00 | Unlimited | Traditional | Libro ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Simplify | $14.00 | Unlimited | Traditional | Libro ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Infinite Chequing Account | Free | Unlimited | Traditional | Luminus ATMTHE EXCHANGE Network | Free | |
| Light | $4.95 | 12 | Traditional | Mainstreet ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Premium | $15.95 | Unlimited | Traditional | Mainstreet ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Essential Chequing Package | $3.00 | 15 | Traditional | Meridian ATMTHE EXCHANGE Network | Counts as a transaction | |
| Everyday Chequing Package | $9.00 | 25 | Traditional | Meridian ATMTHE EXCHANGE Network | Counts as a transaction | |
| Student Chequing Package | Free for Youth/Students | Unlimited | Traditional | Meridian ATMTHE EXCHANGE Network | Free | |
| Unlimited Chequing Package | $19.00 | Unlimited | Traditional | Meridian ATMTHE EXCHANGE Network | Free | |
| Core | $5.00 | 15 | Traditional | Mosaik ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Premium | $25.00 | Unlimited | Traditional | Mosaik ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Flex+ Account | $10.00 | Unlimited | Traditional | MCCCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| FreeFlex Account | Free | Unlimited | Traditional | MCCCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| No-Fee Chequing Account | Free | Unlimited | Traditional | Moya ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| The Connected | $15.95 | Unlimited | Digital-First | National Bank ATMTHE EXCHANGE Network | Free | |
| The Minimalist | $3.95 | 18 | Traditional | National Bank ATMTHE EXCHANGE Network | Counts as a transaction | |
| The Total | $28.95 | Unlimited | Traditional | National Bank ATMTHE EXCHANGE Network | Free | |
| Choice - Ridge | $10.00 | 25 | Traditional | Nelson & District ATMTHE EXCHANGE Network | Counts as a transaction | |
| Neo Chequing | Free | Unlimited | Digital-First | — | Free | |
| Basic Chequing | $3.95 | 12 | Traditional | NLCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Masterplan Plus Chequing | $29.95 | Unlimited | Traditional | NLCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Advantage Chequing | $17.00 | Unlimited | Traditional | Niverville ATMACCULINK® Network | Free | |
| Regular Chequing | Free | 0 | Traditional | Niverville ATMACCULINK® Network | Counts as a transaction | |
| Northern Elite Online Chequing | $9.95 | Unlimited | Digital-First | Northern ATMding free® ATMACCULINK® NetworkTHE EXCHANGE Network | Free | |
| Northern Lite Chequing | Free | 0 | Traditional | Northern ATMding free® ATMACCULINK® NetworkTHE EXCHANGE Network | Counts as a transaction | |
| Northern Proud Unlimited Chequing | $18.95 | Unlimited | Traditional | Northern ATMding free® ATMACCULINK® NetworkTHE EXCHANGE Network | Free | |
| Northern Strong Chequing | $4.00 | 12 | Traditional | Northern ATMding free® ATMACCULINK® NetworkTHE EXCHANGE Network | Counts as a transaction | |
| Essential | $10.00 | 25 | Traditional | Northern Savings ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Ultimate | $23.00 | Unlimited | Traditional | Northern Savings ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Basic Account | Free | 0 | Traditional | OMISTA ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Unlimited Account | $19.00 | Unlimited | Traditional | OMISTA ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Inclusive | $16.95 | Unlimited | Traditional | OPPA ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Maxi | $11.95 | 40 | Traditional | OPPA ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Everyday Chequing Account | Free | Unlimited | Traditional | Parama ATMTHE EXCHANGE Network | Free | |
| Essential Chequing | Free | 10 | Traditional | Pathwise ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Unlimited Chequing | $7.99 | Unlimited | Traditional | Pathwise ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| PC Money™ Account | Free | Unlimited | Digital-First | PC Financial ATM | Free | |
| Pay-As-You-Go Chequing Account | Free | 0 | Traditional | PenFinancial ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Unlimited Chequing Account | $20.00 | Unlimited | Traditional | PenFinancial ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Basic | $3.50 | 10 | Traditional | Prospera ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Senior | Free for Seniors | Unlimited | Traditional | Prospera ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Unlimited | $10.00 | Unlimited | Traditional | Prospera ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Young Adult | Free for Youth/Students | Unlimited | Traditional | Prospera ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Basic Chequing | $4.00 | 12 | Traditional | Prosperity ATMACCULINK® Network | Counts as a transaction | |
| Premium Chequing | $25.00 | Unlimited | Traditional | Prosperity ATMACCULINK® Network | Free | |
| Core | $4.00 | 25 | Traditional | Provincial ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Flex | $14.50 | Unlimited | Traditional | Provincial ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Low Fee Account | $4.00 | 12 | Traditional | Radius ATMACCULINK® Network | Counts as a transaction | |
| UNLIMITED Package | $20.00 | Unlimited | Traditional | Radius ATMACCULINK® Network | Free | |
| Basic Plan | $4.00 | 8 | Traditional | Raymore ATMACCULINK® Network | Counts as a transaction | |
| Day to Day Banking Account | $4.00 | 12 | Traditional | RBC ATM | Counts as a transaction | |
| RBC Advantage Banking Account | $12.95 | Unlimited | Traditional | RBC ATM | Free | |
| RBC Signature No Limit Banking Account | $16.95 | Unlimited | Traditional | RBC ATM | Free | |
| RBC VIP Banking account | $30.00 | Unlimited | Traditional | RBC ATM | Free | |
| Premiere Account | $21.50 | Unlimited | Traditional | Rocky ATMACCULINK® Network | Free | |
| Select Account | Free | 0 | Traditional | Rocky ATMACCULINK® Network | Counts as a transaction | |
| Regular Chequing Account | Free | 0 | Traditional | Rosenort ATMACCULINK® Network | Counts as a transaction | |
| Unlimited Package Plan | $15.00 | Unlimited | Traditional | Rosenort ATMACCULINK® Network | Free | |
| High Transaction Package | $14.75 | 100 | Traditional | SASCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Regular | $1.00 | 3 | Traditional | SASCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Chequing | $4.00 | Unlimited | Traditional | SBIC ATMTHE EXCHANGE Network | Free | |
| Basic Bank Account | $3.95 | 18 | Traditional | Scotiabank ABM | Counts as a transaction | |
| Basic Plus Bank Account | $11.95 | 25 | Traditional | Scotiabank ABM | Counts as a transaction | |
| Preferred Package | $16.95 | Unlimited | Traditional | Scotiabank ABM | Free | |
| Ultimate Package | $30.95 | Unlimited | Traditional | Scotiabank ABM | Free | |
| 17 - 25 Be Free | Free for Youth/Students | Unlimited | Traditional | Servus ATMACCULINK® Network | Free | |
| Basic Plan | $3.95 | 18 | Traditional | Servus ATMACCULINK® Network | Counts as a transaction | |
| Personal Essential Plan 1 | $3.95 | 15 | Traditional | Servus ATMACCULINK® Network | Counts as a transaction | |
| Personal Essential Plan 2 | $11.95 | 60 | Traditional | Servus ATMACCULINK® Network | Counts as a transaction | |
| Personal Essential Plan 3 | $16.95 | Unlimited | Traditional | Servus ATMACCULINK® Network | Free | |
| Senior Unlimited | Free for Seniors | Unlimited | Traditional | Servus ATMACCULINK® Network | Free | |
| Maximizer | Free | Unlimited | Traditional | Sharon's ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| No Fee Chequing Account | Free | Unlimited | Digital-First | CIBC ATM | Free | |
| Personal Chequing Account | — | — | Traditional | POLCU ATMTHE EXCHANGE Network | — | |
| Classic Pack Chequing | $17.00 | Unlimited | Traditional | Steinbach ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Standard Pack Chequing | Free | 0 | Traditional | Steinbach ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| StudentFLEX™ Daily Account | Free for Youth/Students | 35 | Traditional | Steinbach ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Value Pack Chequing | $9.95 | 35 | Traditional | Steinbach ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| MasterPlan Lite | $5.00 | 5 | Traditional | StellerVista ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| PlanPlus | $15.00 | Unlimited | Traditional | StellerVista ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Basic Chequing | $5.00 | 20 | Traditional | Stride ATMACCULINK® Network | Counts as a transaction | |
| Complete Chequing | $20.00 | Unlimited | Traditional | Stride ATMACCULINK® Network | Free | |
| No Fee Account | Free | Unlimited | Traditional | Sudbury ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Personal 1 Account | Free | 0 | Traditional | Sudbury ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Personal Chequing | Free | 0 | Traditional | Sunrise ATMACCULINK® Network | Counts as a transaction | |
| Premium Chequing | $13.95 | 70 | Traditional | Sunrise ATMACCULINK® Network | Counts as a transaction | |
| Core | $4.00 | 12 | Traditional | Sunshine Coast ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Premium Unlimited | $14.00 | Unlimited | Traditional | Sunshine Coast ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Maximizer Chequing & Savings | Free | Unlimited | Traditional | SVCU ATMACCULINK® Network | Free | |
| Regular Chequing | Free | 2 | Traditional | SVCU ATMACCULINK® Network | Counts as a transaction | |
| Core | $4.00 | 15 | Traditional | Sydney ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Ultra | $25.00 | Unlimited | Traditional | Sydney ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| A-La-Carte Plan | Free | 0 | Traditional | Tandia ATMTHE EXCHANGE Network | Counts as a transaction | |
| Limitless Plan | $12.95 | Unlimited | Traditional | Tandia ATMTHE EXCHANGE Network | Free | |
| No-fee daily Chequing Account | Free | Unlimited | Digital-First | Scotiabank ABM | Free | |
| No Fee Chequing Account | Free | Unlimited | Traditional | TCU ATMACCULINK® Network | Free | |
| TD All-Inclusive Banking Plan | $30.95 | Unlimited | Traditional | TD ATM | Free | |
| TD Every Day Chequing Account | $11.95 | 25 | Traditional | TD ATM | Counts as a transaction | |
| TD Minimum Chequing Account | $3.95 | 12 | Traditional | TD ATM | Counts as a transaction | |
| TD Student Chequing Account | Free for Youth/Students | Unlimited | Traditional | TD ATM | Free | |
| TD Unlimited Chequing Account | $17.95 | Unlimited | Traditional | TD ATM | Free | |
| Pay As You Go | Free | 0 | Traditional | TPCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Premium Rewards Chequing | $19.95 | Unlimited | Traditional | TPCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Tru Essentials Chequing | Free | 12 | Traditional | Tru Cooperative Bank ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Personal Chequing Account | Free | Unlimited | Traditional | UCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| ucublu too Virtual Chequing | Free | Unlimited | Traditional | UCU ATMTHE EXCHANGE® Network | Free | |
| Specific Accounts for Ages 0 to 25 | Free for Youth/Students | Unlimited | Traditional | UNI Financial ATMACCULINK® Network | Free | |
| The Basic | $3.95 | 12 | Traditional | UNI Financial ATMACCULINK® Network | Counts as a transaction | |
| The Intermediate | $12.95 | 30 | Traditional | UNI Financial ATMACCULINK® Network | Counts as a transaction | |
| The Unlimited | $16.95 | Unlimited | Traditional | UNI Financial ATMACCULINK® Network | Free | |
| Member Premium | $10.00 | Unlimited | Traditional | Unity ATMACCULINK® Network | Free | |
| Pay as You Go | $1.00 | 0 | Traditional | Unity ATMACCULINK® Network | Counts as a transaction | |
| YOUR Chequing 15 | $6.00 | 15 | Traditional | Valley ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| YOUR Chequing Unlimited | $28.00 | Unlimited | Traditional | Valley ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Chequing Plus | Free for Youth/Students and Seniors | Unlimited | Traditional | Vancity ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Essential | $9.75 | 25 | Traditional | Vancity ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Essential Plus | $14.75 | Unlimited | Traditional | Vancity ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Pay As You Go | Free | 0 | Traditional | — | Counts as a transaction | |
| Total | $25.75 | Unlimited | Traditional | Vancity ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Pay As You Go | Free | 0 | Traditional | VantageOne ATMACCULINK® Network | Counts as a transaction | |
| Smart Plus | $19.95 | Unlimited | Traditional | VantageOne ATMACCULINK® Network | Free | |
| Added Value | $14.00 | Unlimited | Traditional | Vermilion ATMACCULINK® Network | Free | |
| eValue | $8.00 | Unlimited | Digital-First | Vermilion ATMACCULINK® Network | Free | |
| Everyday Essentials | $4.00 | 10 | Traditional | Vision ATMACCULINK® Network | Counts as a transaction | |
| Everyday Premium | $21.00 | Unlimited | Traditional | Vision ATMACCULINK® Network | Free | |
| Chequing account | Free | Unlimited | Digital-First | Any ATM worldwide | Free | |
| Personal Account | $2.00 | 0 | Traditional | Weyburn ATMACCULINK® Network | Counts as a transaction | |
| Unlimited Bundle | $20.00 | Unlimited | Traditional | Weyburn ATMACCULINK® Network | Free | |
| Basic Chequing | $4.95 | 0 | Traditional | WLDCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Dream Chequing | $29.95 | Unlimited | Traditional | WLDCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Eva Gold Chequing Account | $6.50 | Unlimited | Traditional | WFCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Eva Platinum Chequing Account | $15.00 | Unlimited | Traditional | WFCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Eva Silver Chequing Account | $5.00 | Unlimited | Traditional | WFCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Eva Youth Chequing Account | Free for Youth/Students | Unlimited | Traditional | WFCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| Youth | Free for Youth/Students | Unlimited | Traditional | WFCU ATMTHE EXCHANGE Network | Free | |
| Pay As You Go | Free | 0 | Traditional | YCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Counts as a transaction | |
| Unlimited Package | $12.00 | Unlimited | Traditional | YCU ATMding free® ATMTHE EXCHANGE NetworkACCULINK® Network | Free | |
| 100% Local Chequing | $18.95 | Unlimited | Traditional | YNCU ATMTHE EXCHANGE Network | Free | |
| Simply Free Chequing | Free | 12 | Digital-First | YNCU ATMTHE EXCHANGE Network | Counts as a transaction | |
| Simply Plus Chequing | $12.95 | 50 | Traditional | YNCU ATMTHE EXCHANGE Network | Counts as a transaction | |
| Simply Starter Chequing | Free for Youth/Students | Unlimited | Digital-First | YNCU ATMTHE EXCHANGE Network | Free |
Haventree Bank
Account: Everyday Growth Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $0.00
- Interest Rate
- 2.50%
Opened and operated from a mobile app rather than a branch.
About This Account
Haventree Bank Everyday Growth Account is a no-monthly-fee, digital-only hybrid chequing and savings account with no minimum balance. It pays 2.50% interest on every dollar, calculated daily and paid monthly. It supports bill payments, Interac e-Transfers, direct deposits, EFTs, and joint accounts. Up to 8 accounts are available, but ATM access is unavailable.
1st Choice Savings & Credit Union Ltd
Account: Daily Choice
- Monthly Fee
- $17.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $1,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
1st Choice Savings ATM; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit 1st Choice Savings & Credit Union Ltd’s Account PageAbout This Account
1st Choice Savings Daily Choice is a $17.95-per-month chequing account with unlimited debit transactions and unlimited Interac e-Transfers. The monthly fee is waived with a minimum balance of $1,000. Transactions at 1st Choice Savings and other credit union ATMs are free, and Canadian drafts and in-house cheques are included at no charge.
1st Choice Savings & Credit Union Ltd
Account: Low Fee Chequing
- Monthly Fee
- $3.95
- Transactions Included
- 12
- Account Type
- Traditional
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
1st Choice Savings ATM; ACCULINK® Network
Visit 1st Choice Savings & Credit Union Ltd’s Account PageAbout This Account
1st Choice Savings Low Fee Chequing is a $3.95-per-month chequing account with 12 included transactions per month. Additional transactions cost $1.25 each, with monthly account and transaction charges capped at $13.95. Discounts are available for members age 65 and older receiving the Guaranteed Income Supplement and for Registered Disability Savings Plan beneficiaries.
Accent Credit Union
Account: No Fee Package
- Monthly Fee
- Free
- Transactions Included
- 30
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
Free ATM Access
Accent ATM; ACCULINK® Network
Visit Accent Credit Union’s Account PageAbout This Account
Accent Credit Union No Fee Package is a no-monthly-fee chequing package with 30 included debit transactions per month. The allowance covers cheques, Interac e-Transfers, teller and online bill payments, and Canadian credit union ATM transactions. Cheque orders are available at cost, while additional transactions are charged at applicable pay-as-you-go rates.
Accent Credit Union
Account: The Master Plan
- Monthly Fee
- $25.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Free ATM Access
Accent ATM; ACCULINK® Network
Visit Accent Credit Union’s Account PageAbout This Account
Accent Credit Union The Master Plan is a $25-per-month chequing package with unlimited debit transactions, including cheques, Interac e-Transfers, teller and online bill payments, and Canadian credit union ATM transactions. Cheques are available at cost. Interac ATM withdrawals cost $3 and Cirrus ATM withdrawals cost $5, as both are excluded from all Accent packages.
Access Credit Union
Account: Basic+ Chequing
- Monthly Fee
- $8.00
- Transactions Included
- 30
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $2,500
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
Free ATM Access
Access ATM; ACCULINK® Network
Transaction Note
In-branch bill payments are not included in the monthly package benefits. 10 free Interac e-Transfers are included.
Visit Access Credit Union’s Account PageAbout This Account
Access Credit Union Basic+ Chequing is a chequing account with 30 included transactions per month and 10 rebated Interac e-Transfers. Manitoba credit union ATM access is free. The account has an $8 monthly fee, which can be waived by maintaining a daily closing balance of at least $2,500.
Access Credit Union
Account: Pay As You Go Chequing
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
Free ATM Access
Access ATM; ACCULINK® Network
Transaction Note
In-Branch Withdrawal: $0.75 Bill Payment (In Branch): $1.25 Cheque: $0.75 Electronic Transfer: $0.75 Bill Payment (Online): $0.75 Bill Payment (Telephone): $0.75 Interac e-Transfer: $1.00 Point-of-Sale Transaction: $0.75
Visit Access Credit Union’s Account PageAbout This Account
Access Credit Union Pay As You Go Chequing is a no-monthly-fee account that charges for individual transactions. Manitoba credit union ATM access is free, while debit purchases, electronic transfers, online bill payments, and in-branch withdrawals cost $0.75 each. Interac e-Transfers cost $1.00 each, making the account suited to lower transaction volumes.
Access Credit Union
Account: Student Chequing
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Free ATM Access
Access ATM; ACCULINK® Network
Visit Access Credit Union’s Account PageAbout This Account
Access Credit Union Student Chequing is a no-monthly-fee account for full-time students of any age. It includes free electronic transfers, online bill payments, Interac e-Transfers, debit card purchases, and Manitoba credit union ATM access. In-branch withdrawals cost $0.75, while in-branch bill payments cost $1.25.
Access Credit Union
Account: Unlimited Chequing
- Monthly Fee
- $17.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Free ATM Access
Access ATM; ACCULINK® Network
Visit Access Credit Union’s Account PageAbout This Account
Access Credit Union Unlimited Chequing is a chequing account with unlimited everyday transactions, including in-branch withdrawals, bill payments, debit purchases, electronic transfers, cheques, and Interac e-Transfers. Manitoba credit union ATM access is also free. The account has a $17 monthly fee with no minimum balance requirement for a fee waiver.
Affinity Credit Union
Account: Pay-as-you-go Chequing
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $43.00
This limit may vary depending on the client profile.
Free ATM Access
Affinity ATM; ACCULINK® Network
Transaction Note
Interac e-Transfer (Send or Request): $1.00 ATM Withdrawal (Non-Network, Canada): $2.00 ATM Withdrawal (Outside Canada): $5.00 Bill Payment (Staff-Assisted): $1.25
Visit Affinity Credit Union’s Account PageAbout This Account
Affinity Credit Union Pay-as-you-go Chequing is a no-monthly-fee account with transactions charged individually. Deposits and electronic transfers between Affinity accounts are free and unlimited, while Interac e-Transfers cost $1 each. It also includes access to the ding-free credit union ATM network across Canada.
Affinity Credit Union
Account: Unlimited Chequing
- Monthly Fee
- $13.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $43.00
This limit may vary depending on the client profile.
Free ATM Access
Affinity ATM; ACCULINK® Network
Visit Affinity Credit Union’s Account PageAbout This Account
Affinity Credit Union Unlimited Chequing is a $13-per-month account with unlimited transactions and free Interac e-Transfers. It also includes free deposits, unlimited electronic transfers between Affinity accounts, and access to the ding-free ATM network. The monthly fee can be reduced or fully rebated through Affinity’s Member Loyalty Program.
Affinity Credit Union
Account: Value Chequing
- Monthly Fee
- $4.00
- Transactions Included
- 12
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $43.00
This limit may vary depending on the client profile.
Free ATM Access
Affinity ATM; ACCULINK® Network
Transaction Note
2 free Interac e-Transfers are included each month.
Visit Affinity Credit Union’s Account PageAbout This Account
Affinity Credit Union Value Chequing is a $4-per-month account with 12 included transactions per month and 2 free Interac e-Transfers. Deposits and electronic transfers between Affinity accounts are free and unlimited. Additional electronic transactions, processed cheques, and staff-assisted debits cost $1 each after the monthly allowance.
Affinity Credit Union
Account: Youth Chequing
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $43.00
This limit may vary depending on the client profile.
Free ATM Access
Affinity ATM; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Affinity Credit Union’s Account PageAbout This Account
Affinity Credit Union Youth Chequing is a no-monthly-fee account for members age 24 and under. It includes unlimited transactions and Interac e-Transfers, free deposits, and unlimited electronic transfers between Affinity accounts. Post-secondary students can access the same core benefits through Student Chequing regardless of age, with eligibility continuing for 24 months after graduation.
Alterna Bank
Account: No-Fee eChequing Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Opened and operated from a mobile app rather than a branch.
This limit may vary depending on the client profile.
Free ATM Access
Alterna ATM; THE EXCHANGE Network
Visit Alterna Bank’s Account PageAbout This Account
Alterna Bank No-Fee eChequing Account is a no-monthly-fee, online-only chequing account with no minimum balance and unlimited day-to-day transactions and Interac e-Transfers. It earns 0.05% interest and includes surcharge-free access to 3,300+ THE EXCHANGE ATMs in Canada and 40,000 Allpoint ATMs in the U.S. Optional overdraft protection is available.
Alterna Savings
Account: Basic
- Monthly Fee
- $4.00
- Transactions Included
- 20
- Account Type
- Traditional
- Free for Seniors
- Yes
- Min. Balance for Fee Exemption
- $1,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $50.00
This limit may vary depending on the client profile.
Free ATM Access
Alterna ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Alterna Savings’ Account PageAbout This Account
Alterna Savings Basic is a $4-per-month chequing package with 20 included day-to-day transactions per month, including Interac e-Transfers. The monthly fee is waived for RDSP beneficiaries and members age 60 or older, or by maintaining a minimum daily closing balance of $1,000 throughout the month. Additional transactions are charged individually.
Alterna Savings
Account: Student Life
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $50.00
This limit may vary depending on the client profile.
Free ATM Access
Alterna ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Alterna Savings’ Account PageAbout This Account
Alterna Savings Student Life is a no-monthly-fee chequing package for post-secondary students, with no minimum balance requirement and unlimited day-to-day transactions, including Interac e-Transfers. Proof of continued enrolment must be provided by the account anniversary each year to retain eligibility; otherwise, the account may be switched to the Basic package.
Alterna Savings
Account: Unlimited
- Monthly Fee
- $14.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $50.00
This limit may vary depending on the client profile.
Free ATM Access
Alterna ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Alterna Savings’ Account PageAbout This Account
Alterna Savings Unlimited is a $14-per-month chequing package with unlimited day-to-day transactions, including Interac e-Transfers. It also includes 1 free official cheque per month and 1 free order of 25 personalized cheques per calendar year. Members age 60 and older receive a reduced monthly fee of $7.
Alterna Savings
Account: Value
- Monthly Fee
- $10.00
- Transactions Included
- 35
- Account Type
- Traditional
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $50.00
This limit may vary depending on the client profile.
Free ATM Access
Alterna ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Alterna Savings’ Account PageAbout This Account
Alterna Savings Value is a $10-per-month chequing package with 35 included day-to-day transactions per month, including Interac e-Transfers. It also includes 1 free order of 25 personalized cheques per calendar year. Members age 60 and older receive a reduced monthly fee of $5.
Assiniboine Credit Union
Account: ACU Active
- Monthly Fee
- $9.00
- Transactions Included
- 40
- Account Type
- Traditional
- Free for Seniors
- Yes
- Min. Balance for Fee Exemption
- $2,500
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Assiniboine ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
5 free Interac e-Transfers are included each month.
Visit Assiniboine Credit Union’s Account PageAbout This Account
Assiniboine Credit Union ACU Active is a $9-per-month chequing account with 40 included self-serve and full-serve transactions per month. It also includes 5 free Interac e-Transfers and free self-serve transfers between ACU accounts. The monthly fee is waived with a $2,500 minimum monthly balance or for members age 60 and older.
Assiniboine Credit Union
Account: ACU Digital
- Monthly Fee
- $11.00
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Min. Balance for Fee Exemption
- $3,500
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Opened and operated from a mobile app rather than a branch.
This limit may vary depending on the client profile.
Free ATM Access
Assiniboine ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
30 free Interac e-Transfers are included each month.
Visit Assiniboine Credit Union’s Account PageAbout This Account
Assiniboine Credit Union ACU Digital is an $11-per-month chequing account with unlimited self-serve transactions and 30 free Interac e-Transfers per month. The monthly fee is waived with a $3,500 minimum monthly balance, for members age 24 and under, or for eligible full-time post-secondary students age 25 and older. Members age 60+ pay $2 per month.
Assiniboine Credit Union
Account: ACU Essentials
- Monthly Fee
- $4.00
- Transactions Included
- 16
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Assiniboine ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
2 free Interac e-Transfers are included each month.
Visit Assiniboine Credit Union’s Account PageAbout This Account
Assiniboine Credit Union ACU Essentials is a $4-per-month chequing account with 16 included self-serve and full-serve transactions per month. It also includes 2 free Interac e-Transfers per month, along with free self-serve transfers between ACU accounts and free self-serve transfers to other ACU members.
Assiniboine Credit Union
Account: ACU Light
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Assiniboine ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
Cheque: $0.75 Withdrawal: $0.75 Transfer: $0.75 ATM Withdrawal: $0.75 Point-of-Sale Transaction: $0.75 Pre-Authorized Debit: $0.75 Interac e-Transfer (Send or Request): $1.00 Bill Payment (In Branch): $1.50
Visit Assiniboine Credit Union’s Account PageAbout This Account
Assiniboine Credit Union ACU Light is a no-monthly-fee chequing account with pay-as-you-go transaction pricing. Self-serve transfers between a member’s own ACU accounts and self-serve transfers to other ACU members are free. Other transactions are charged individually, making the account primarily suited to members with lower transaction volumes.
ATB
Account: Basic Account
- Monthly Fee
- $3.95
- Transactions Included
- 15
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
ATB ABM
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit ATB’s Account PageAbout This Account
ATB Basic Account is a $3.95-per-month chequing account with 15 included debit transactions. Only outgoing transactions count toward the limit, while deposits, incoming transfers, and Interac e-Transfers are free. The monthly fee is waived for clients in 4 qualifying government programs, and ATB reimburses up to $4.50 for 1 out-of-Alberta ABM withdrawal monthly.
ATB
Account: Unlimited Account
- Monthly Fee
- $15.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
ATB ABM
Visit ATB’s Account PageAbout This Account
ATB Unlimited Account is a $15.95-per-month chequing account with unlimited transactions and Interac e-Transfers. The fee is waived with a $4,000 minimum daily balance or for eligible full-time post-secondary students aged 26 or older. ATB reimburses up to $4.50 for 2 out-of-Alberta Canadian ABM withdrawals and $8 for 1 U.S. ABM withdrawal monthly.
Atlantic Edge Credit Union
Account: Your Chequing 20
- Monthly Fee
- $5.00
- Transactions Included
- 20
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Min. Balance for Fee Exemption
- $2,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
Free ATM Access
AECU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
After 20 free transactions per month, the fees are: ATM Withdrawal: $1.50 ATM Transfer: $1.50 Bill Payment: $1.50 Cheque: $1.50 Transfer (In Branch): $1.50 In-Branch Withdrawal: $1.50 Point-of-Sale Transaction: $1.50 Bill Payment (Online): $1.50 Transfer (Online): $1.50 Pre-Authorized Payment: $1.50 Interac e-Transfer: $1.50
Visit Atlantic Edge Credit Union’s Account PageAbout This Account
Atlantic Edge Credit Union Your Chequing 20 is a $5-per-month chequing account with 20 included transactions per month, including Interac e-Transfers, plus unlimited online and mobile banking. The monthly fee is waived with a $2,000 minimum daily balance. The account is free for youth under 25 and seniors age 59 and older.
Atlantic Edge Credit Union
Account: Your Chequing Unlimited
- Monthly Fee
- $27.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $6,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Free ATM Access
AECU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Atlantic Edge Credit Union’s Account PageAbout This Account
Atlantic Edge Credit Union Your Chequing Unlimited is a $27-per-month chequing account with unlimited standard transactions, Interac e-Transfers, and personalized cheques. The monthly fee is waived with a $6,000 minimum daily balance. Seniors age 59 and older pay $13.50 per month, while youth under 25 pay $11 per month.
Beem
Account: Essentials spending
- Monthly Fee
- Free
- Transactions Included
- 15
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
Free ATM Access
Beem ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
Interac e-Transfers count toward the monthly transaction limit. Additional Interac e-Transfers are charged at the standard per-use rate.
Visit Beem’s Account PageAbout This Account
Beem Credit Union Essentials Spending is a no-monthly-fee account with unlimited deposits and 15 included withdrawals per month. Interac e-Transfers count toward the monthly transaction allowance, along with other common transactions such as bill payments, debit purchases, and ATM withdrawals. Additional withdrawals cost $1 each.
Beem
Account: Everyday spending
- Monthly Fee
- $4.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Beem ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Beem’s Account PageAbout This Account
Beem Credit Union Everyday Spending is a chequing account with unlimited digital transactions, including Interac e-Transfers, and 10 included staff-assisted transactions per month. Additional staff-assisted transactions cost $1 each. The account has a $4.95 monthly fee, which is waived for members under age 25 and those age 60 or older.
Beem
Account: Unlimited spending
- Monthly Fee
- $9.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Beem ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Beem’s Account PageAbout This Account
Beem Credit Union Unlimited Spending is a chequing account with unlimited digital and staff-assisted transactions, including debit purchases, bill payments, Interac e-Transfers, and eligible ATM withdrawals. It also includes surcharge-free withdrawals at ding free ATMs. The account has a $9.95 monthly fee with no per-use fees for included everyday transactions.
Belgian Alliance Credit Union
Account: Bronze Chequing
- Monthly Fee
- $7.50
- Transactions Included
- 20
- Account Type
- Traditional
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Belgian-Alliance ATM; ACCULINK® Network
Visit Belgian Alliance Credit Union’s Account PageAbout This Account
Belgian Alliance Credit Union Bronze Chequing is a $7.50-per-month chequing account with 20 combined transactions per month, including cheques, pre-authorized debits, debit purchases, credit union ATM withdrawals, online bill payments, and in-branch cash withdrawals. It includes 1 outgoing Interac e-Transfer. Deposits, online banking access, transfers, and over-the-counter bill payments are free.
Biggar & District Credit Union
Account: Tier 1 Chequing
- Monthly Fee
- $4.00
- Transactions Included
- 12
- Account Type
- Traditional
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $30.00
This limit may vary depending on the client profile.
Free ATM Access
Biggar & District ATM; ACCULINK® Network
Visit Biggar & District Credit Union’s Account PageAbout This Account
Biggar & District Credit Union Tier 1 Chequing is a $4-per-month chequing account with 10 included debit transactions per month. Deposits are free, and online banking and paperless eStatements are included. Interac e-Transfers count toward the monthly transaction allowance, while additional transactions are charged individually based on transaction type.
Biggar & District Credit Union
Account: Tier 3 Chequing
- Monthly Fee
- $12.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $30.00
This limit may vary depending on the client profile.
Free ATM Access
Biggar & District ATM; ACCULINK® Network
Visit Biggar & District Credit Union’s Account PageAbout This Account
Biggar & District Credit Union Tier 3 Chequing is a $12-per-month chequing account with unlimited transactions and free Interac e-Transfers. It includes 100 free cheques per year, certified cheques, Manager's Trust cheques, foreign currency drafts, cheque stop payments, duplicate statements, and phone-in transfers at no additional charge. Free paperless eStatements and online banking are also included.
BMO
Account: Performance Chequing Account
- Monthly Fee
- $17.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
BMO ATM
Visit BMO’s Account PageAbout This Account
BMO Performance Chequing Account is a chequing account with unlimited transactions and Interac e-Transfers. It includes OnGuard Identity Theft Protection and one non-BMO ATM withdrawal in Canada per month with BMO’s fee waived, although fees charged by the ATM operator still apply. The account also provides an annual fee rebate of up to $40 on an eligible BMO credit card. The monthly fee is waived when you maintain a minimum balance of $4,000.
BMO
Account: Plus Chequing Account
- Monthly Fee
- $12.95
- Transactions Included
- 25
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $3,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
BMO ATM
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit BMO’s Account PageAbout This Account
BMO Plus Chequing Account is a chequing account with 25 included transactions per month and Interac e-Transfers. It also includes unlimited no-fee debit transactions at participating Canadian public transit authorities and Canadian and U.S. dollar savings accounts at no additional cost. The monthly fee can be waived by maintaining a minimum balance of $3,000.
BMO
Account: Practical Chequing Account
- Monthly Fee
- $4.00
- Transactions Included
- 12
- Account Type
- Traditional
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
BMO ATM
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit BMO’s Account PageAbout This Account
BMO Practical Chequing Account is a basic chequing account with 12 included transactions per month, including Interac e-Transfers. Debit purchases at participating Canadian public transit authorities do not count toward the monthly transaction limit. The account has a $4 monthly fee and is intended for customers with relatively low transaction needs.
BMO
Account: Premium Chequing Account
- Monthly Fee
- $30.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $6,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
BMO ATM
Visit BMO’s Account PageAbout This Account
BMO Premium Chequing Account is a chequing account with unlimited transactions and Interac e-Transfers. It waives BMO’s fees for unlimited withdrawals at non-BMO ATMs worldwide, although convenience fees charged by the ATM operator still apply. The account also includes no monthly fee for standard overdraft protection and an annual fee rebate of up to $150 on an eligible BMO credit card. The monthly fee is waived when you maintain a minimum daily balance of $6,000.
Bow Valley Credit Union Ltd.
Account: BVCU Basics
- Monthly Fee
- $3.00
- Transactions Included
- 20
- Account Type
- Traditional
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
BVCU ATM; ACCULINK® Network
Visit Bow Valley Credit Union Ltd.’s Account PageAbout This Account
BVCU Basics is a $3-per-month chequing account with 20 included debit transactions per month. Additional debit transactions cost $1.75 each, and digital eStatements are free. The account qualifies for the Better Together group discount, which reduces the monthly fee by $2 for eligible groups of 5 or more people.
Bow Valley Credit Union Ltd.
Account: BVCU Edge
- Monthly Fee
- $6.00
- Transactions Included
- 40
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $4,500
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
BVCU ATM; ACCULINK® Network
Visit Bow Valley Credit Union Ltd.’s Account PageAbout This Account
BVCU Edge is a $6-per-month chequing account with 40 included debit transactions and the first 12 personalized cheques included. The monthly fee is waived with a $4,500 minimum balance. It also includes 0.05% term deposit and mortgage rate benefits, a 25% Visa fee rebate, and Multi-Product and Better Together discounts.
Bow Valley Credit Union Ltd.
Account: BVCU Premier
- Monthly Fee
- $10.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Min. Balance for Fee Exemption
- $6,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
BVCU ATM; ACCULINK® Network
Visit Bow Valley Credit Union Ltd.’s Account PageAbout This Account
BVCU Premier is a $10-per-month chequing account with unlimited debit transactions and free Canadian non-credit-union ATM withdrawals. The monthly fee is waived with a $6,000 minimum balance and is free for members under 25. It includes free paper statements and drafts, 0.10% term deposit and mortgage rate benefits, and a 50% Visa fee rebate.
Brunswick Credit Union
Account: CU No Fee
- Monthly Fee
- Free
- Transactions Included
- 30
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
Free ATM Access
Brunswick ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Brunswick Credit Union’s Account PageAbout This Account
Brunswick Credit Union CU No Fee is a no-monthly-fee chequing account with 30 included daily banking transactions per month. The account includes online and mobile banking access and can also be accessed in branch or by phone. Deposits are free, while per-item fees apply after the monthly transaction allowance is exceeded.
Brunswick Credit Union
Account: CU Unlimited
- Monthly Fee
- $19.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Brunswick ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Brunswick Credit Union’s Account PageAbout This Account
Brunswick Credit Union CU Unlimited is a $19-per-month chequing account with unlimited everyday banking transactions and no per-transaction fees on included activity. The monthly fee is waived when a minimum balance of $5,000 is maintained. The account can be accessed through branches, online and mobile banking, and Brunswick Credit Union’s ATM network.
Buduchnist Credit Union (BCU)
Account: Regular Chequing Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- $40.00
This limit may vary depending on the client profile.
Free ATM Access
BCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Buduchnist Credit Union (BCU)’s Account PageAbout This Account
BCU Regular Chequing Account is a no-monthly-fee chequing account with no minimum balance requirement and unlimited chequing privileges. Sending and receiving Interac e-Transfers, cheque deposits, online bill payments, and all transactions at BCU and The Exchange Network ATMs are free. A BCU Member debit card is included with the account.
Bulkley Valley Credit Union
Account: Essentials
- Monthly Fee
- $4.00
- Transactions Included
- 0
- Account Type
- Traditional
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $40.00
Free ATM Access
BVCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
5 free Interac e-Transfers are included each month. Cheque: $0.80 Pre-Authorized Debit: $0.80 Bill Payment (In Branch or Call Centre): $1.00 Point-of-Sale Transaction: $0.80 Interac e-Transfer (Outgoing): First 5 per month are free, then $0.80 each
Visit Bulkley Valley Credit Union’s Account PageAbout This Account
Bulkley Valley Credit Union Essentials is a $4-per-month pay-as-you-go chequing account with 5 free outgoing Interac e-Transfers per month and free incoming e-Transfers. It includes free withdrawals at 3,600+ Canadian credit union ATMs, mobile cheque deposit, and 90-day purchase protection on debit card purchases. Interest is earned when the balance exceeds $1,000.
Bulkley Valley Credit Union
Account: Limitless Chequing
- Monthly Fee
- $16.50
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $40.00
Free ATM Access
BVCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Bulkley Valley Credit Union’s Account PageAbout This Account
Bulkley Valley Credit Union Limitless Chequing is a $16.50-per-month chequing account with unlimited transactions and free Interac e-Transfers. It includes free in-branch and call centre withdrawals, transfers, and bill payments, plus cheque processing, pre-authorized debits, debit purchases, online transactions, Canadian credit union ATM withdrawals, mobile cheque deposits, and 90-day debit purchase protection.
Caisse Populaire Alliance
Account: Basic Plan
- Monthly Fee
- $3.95
- Transactions Included
- 12
- Account Type
- Traditional
- Free for Seniors
- Yes
- Min. Balance for Fee Exemption
- $1,500
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- Not disclosed
This limit may vary depending on the client profile.
Free ATM Access
Caisse Alliance ATM; ACCULINK® Network; THE EXCHANGE Network
Visit Caisse Populaire Alliance’s Account PageAbout This Account
Caisse Alliance Basic Plan is a $3.95-per-month plan with 12 included transactions across automated services, cheques, and teller services. The monthly fee is waived by maintaining at least $1,500 throughout the month. Members age 60 and older receive a $5 monthly rebate.
Caisse Populaire Alliance
Account: Intermediate Plan
- Monthly Fee
- $8.95
- Transactions Included
- 30
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $2,500
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- Not disclosed
This limit may vary depending on the client profile.
Free ATM Access
Caisse Alliance ATM; ACCULINK® Network; THE EXCHANGE Network
Visit Caisse Populaire Alliance’s Account PageAbout This Account
Caisse Alliance Intermediate Plan is an $8.95-per-month plan with 30 included transactions across automated services, cheques, and teller services. The monthly fee is waived by maintaining at least $2,500 throughout the month. Members age 60 and older receive a $5 monthly rebate.
Caisse Populaire Alliance
Account: Unlimited Plan
- Monthly Fee
- $13.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Free
- NSF Fee
- Not disclosed
This limit may vary depending on the client profile.
Free ATM Access
Caisse Alliance ATM; ACCULINK® Network; THE EXCHANGE Network
Visit Caisse Populaire Alliance’s Account PageAbout This Account
Caisse Alliance Unlimited Plan is a $13.95-per-month plan with unlimited transactions across automated services, cheques, and teller services. The monthly fee is waived when a minimum balance of $4,000 is maintained throughout the month.
Caisse Populaire Alliance
Account: Youth Plan
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Free
- NSF Fee
- Not disclosed
This limit may vary depending on the client profile.
Free ATM Access
Caisse Alliance ATM; ACCULINK® Network; THE EXCHANGE Network
Visit Caisse Populaire Alliance’s Account PageAbout This Account
Caisse Alliance Youth Profit Account is a no-transaction-fee account for young adults and eligible full-time post-secondary students under age 26. It includes regular deposits, withdrawals, cheques, transfers, bill payments, and debit purchases, with access through branches, ATMs, and Allia online banking.
Cambrian Credit Union
Account: Basic Chequing
- Monthly Fee
- $9.50
- Transactions Included
- 30
- Account Type
- Traditional
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
- Interest Rate
- 0.05%
This limit may vary depending on the client profile.
Free ATM Access
Cambrian ATM; ACCULINK® Network
Transaction Note
Unlimited free transactions are included with enrollment in direct deposit.
Visit Cambrian Credit Union’s Account PageAbout This Account
Cambrian Basic Chequing has a $9.50 monthly fee and includes 3 Interac e-Transfers and 2 withdrawals at other Canadian financial institutions per month. With a qualifying recurring monthly direct deposit, Cambrian’s Unfee program refunds the monthly account fee and eligible transaction and overdraft protection fees.
Cambrian Credit Union
Account: Connect Account
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
- Interest Rate
- 0.05%
This limit may vary depending on the client profile.
Free ATM Access
Cambrian ATM; ACCULINK® Network
Transaction Note
3 free Interac e-Transfers are included each month.
Visit Cambrian Credit Union’s Account PageAbout This Account
Cambrian Connect Account is a no-monthly-fee account for members age 22 and under. Qualifying service fees are automatically refunded without requiring a monthly direct deposit. It includes 3 free Interac e-Transfers per month, and the $7.50 monthly ATM/debit card fee is refunded. Daily debit card limits vary by age.
Cambrian Credit Union
Account: Premium Chequing
- Monthly Fee
- $19.50
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
- Interest Rate
- 0.05%
This limit may vary depending on the client profile.
Free ATM Access
Cambrian ATM; ACCULINK® Network
Transaction Note
10 free Interac e-Transfers are included each month.
Visit Cambrian Credit Union’s Account PageAbout This Account
Cambrian Premium Chequing is a $19.50-per-month account with 10 Interac e-Transfers and 3 withdrawals at other Canadian financial institutions and Cirrus ATMs outside Canada per month. It also includes 1 personalized cheque order annually and a $10 safety deposit box discount. A qualifying recurring monthly direct deposit activates Unfee, refunding eligible fees.
Cambrian Credit Union
Account: Standard Chequing
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
- Interest Rate
- 0.05%
This limit may vary depending on the client profile.
Free ATM Access
Cambrian ATM; ACCULINK® Network
Transaction Note
Unlimited free transactions are included with enrollment in direct deposit. Bill Payment (Online): $0.85 Member-to-Member Transfer: $1.00 Interac e-Transfer: $1.00 Pre-Authorized Debit: $0.85 Interac Direct Debit: $0.85 ATM Withdrawal (Canada): $0.85 In-Branch Withdrawal: $0.85 Bill Payment (In Branch): $2.00
Visit Cambrian Credit Union’s Account PageAbout This Account
Cambrian Standard Chequing is a no-monthly-fee, pay-per-transaction account. Most common transactions cost $0.85 each, while Interac e-Transfers cost $1 each. With a qualifying recurring monthly direct deposit, Unfee refunds eligible transaction fees for services such as bill payments, cheques, pre-authorized debits, transfers, and credit union ATM withdrawals.
Cascadia Credit Union
Account: Essential Spending
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
Free ATM Access
Cascadia ATM; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited. Point-of-Sale Transaction: $0.75 ATM Withdrawal (ding free®): $0.75 Cheque: $0.75 In-Branch Withdrawal: $0.75 Bill Payment (In Branch): $0.75 Cheque Cashing (In Branch): $0.75
Visit Cascadia Credit Union’s Account PageAbout This Account
Cascadia Credit Union Essential Spending is a no-monthly-fee pay-as-you-go chequing account. Interac e-Transfers, online bill payments, and direct deposits are free and unlimited. Debit card purchases and withdrawals cost $0.75 each. The account is available through Cascadia’s digital banking, with separate login portals still used for legacy Osoyoos, Revelstoke, and Summerland members.
Cascadia Credit Union
Account: Ultimate Spending
- Monthly Fee
- $15.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Cascadia ATM; ACCULINK® Network
Visit Cascadia Credit Union’s Account PageAbout This Account
Cascadia Credit Union Ultimate Spending is a $15-per-month chequing account with unlimited in-branch and online transactions. The monthly fee is waived with a qualifying minimum balance or comprehensive relationship with the credit union, with details confirmed through an account manager. The account also includes surcharge-free access to thousands of ding free ATMs nationwide.
Christian Credit Union
Account: Freedom
- Monthly Fee
- $2.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
- Interest Rate
- 0.03%
This limit may vary depending on the client profile.
Free ATM Access
Christian ATM; ACCULINK® Network
Transaction Note
2 free Interac e-Transfers are included each month.
Visit Christian Credit Union’s Account PageAbout This Account
Christian Credit Union Freedom is a $2-per-month chequing account with unlimited transactions and 2 free Interac e-Transfers per month. Additional outgoing Interac e-Transfers cost $1.50 each, while incoming e-Transfers are free. The account also earns tiered interest, with higher balances receiving a higher posted rate.
Christian Credit Union
Account: Unlimited
- Monthly Fee
- $12.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Christian ATM; ACCULINK® Network
Visit Christian Credit Union’s Account PageAbout This Account
Christian Credit Union Unlimited is a $12-per-month chequing account with unlimited transactions and unlimited Interac e-Transfers. It also includes unlimited non-credit-union ATM transactions, with Christian Credit Union’s own ATM fee waived. The ATM operator may still charge a separate fee, and U.S. and international ATM transaction fees continue to apply.
Churchbridge Credit Union
Account: Essential
- Monthly Fee
- $4.00
- Transactions Included
- 12
- Account Type
- Traditional
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- Not disclosed
This limit may vary depending on the client profile.
Free ATM Access
Churchbridge ATM; ACCULINK® Network
Visit Churchbridge Credit Union’s Account PageAbout This Account
Churchbridge Credit Union Essential is a $4-per-month chequing account with 12 included debit transactions per month. Free electronic and paper statements are included. Interac e-Transfers are not included free, and additional debit transactions cost $1.25 each. Canadian credit union ATM transactions also cost $1.25 each under this account package.
CIBC
Account: CIBC Everyday® Chequing Account
- Monthly Fee
- $4.00
- Transactions Included
- 18
- Account Type
- Traditional
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
CIBC ATM
Transaction Note
The Interac e-Transfer fee is waived.
Visit CIBC’s Account PageAbout This Account
CIBC Everyday Chequing Account is a basic chequing account with 18 included transactions per month. Interac e-Transfers have no separate transfer fee but count toward the monthly transaction allowance. Additional transactions cost $1.25 each, making the account primarily suited to customers with relatively low transaction needs.
CIBC
Account: CIBC Smart® Account Tier 1
- Monthly Fee
- $16.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
CIBC ATM
Visit CIBC’s Account PageAbout This Account
CIBC Smart Account Tier 1 applies to customers with average monthly eligible CIBC balances from $0 to $39,999. It includes unlimited transactions and Interac e-Transfers, plus a rebate of CIBC’s fee for one non-CIBC ATM withdrawal in Canada each month, although fees charged by the ATM operator still apply. The monthly fee is waived when you maintain an end-of-day balance of at least $4,000 each day of the month.
CIBC
Account: CIBC Smart™ Start
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
CIBC ATM
Visit CIBC’s Account PageAbout This Account
CIBC Smart Start is a no-monthly-fee chequing account for Canadian residents under 25, whether or not they are students. It includes unlimited transactions and Interac e-Transfers, plus a rebate of CIBC’s fee for one non-CIBC ATM withdrawal in Canada each month, although fees charged by the ATM operator still apply. At age 25, regular CIBC Smart Account terms apply unless you’re eligible for CIBC Smart for Students.
Coast Capital
Account: Coast Capital Elevate Chequing Account
- Monthly Fee
- $16.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Coast Capital ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
2 free withdrawals from Interac network ATMs in Canada are included each month. Three free international ATM withdrawals are included each year.
Visit Coast Capital’s Account PageAbout This Account
Coast Capital Elevate Chequing Account is a chequing account with unlimited transactions and Interac e-Transfers. It includes ID Assist, Coursera access, 50 Canadian cheques annually, 2 Interac-network ATM withdrawals in Canada per month, and 3 international ATM withdrawals per year. The monthly fee is reduced based on age, account balance, or eligible direct deposit.
Coast Capital
Account: Coast Capital Unlimited Chequing Account
- Monthly Fee
- $8.50
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Coast Capital ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Coast Capital’s Account PageAbout This Account
Coast Capital Unlimited Chequing Account is a chequing account with unlimited day-to-day transactions and free Interac e-Transfers. It includes ID Assist identity theft protection and 25 free Canadian cheques per year. The monthly fee can be waived based on age or a $4,000 daily balance, or reduced with eligible direct deposit.
Coast Capital
Account: Free Chequing, Free Debit, and More Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Coast Capital ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
Interac e-Transfers do not count toward the transaction limit.
Visit Coast Capital’s Account PageAbout This Account
Coast Capital Free Chequing, Free Debit, and More Account is a no-monthly-fee chequing account with no minimum balance requirement and unlimited day-to-day transactions. It includes free withdrawals at Coast Capital and THE EXCHANGE ATMs and free incoming Interac e-Transfers, while sending an Interac e-Transfer costs $1.50.
Coastal Community Credit Union
Account: Access Chequing
- Monthly Fee
- $7.95
- Transactions Included
- 25
- Account Type
- Traditional
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
Free ATM Access
Coastal Community ATM; THE EXCHANGE Network
Visit Coastal Community Credit Union’s Account PageAbout This Account
Coastal Community Access Chequing is a $7.95-per-month account with 25 included in-branch and self-service transactions per month. The transaction allowance can be used across both banking channels. Additional self-service transactions cost $0.85 each, while additional in-branch withdrawals, transfers, and bill payments are charged separately.
Coastal Community Credit Union
Account: Access Unlimited Chequing
- Monthly Fee
- $14.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Coastal Community ATM; THE EXCHANGE Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Coastal Community Credit Union’s Account PageAbout This Account
Coastal Community Access Unlimited Chequing is a $14.95-per-month account with unlimited full-service and self-service transactions, including in-branch withdrawals, transfers, and bill payments. It also includes free Interac e-Transfers, cheque orders, official cheques, and U.S. drafts.
Coastal Community Credit Union
Account: Chequing Plus
- Monthly Fee
- $3.95
- Transactions Included
- 0
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $1,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
Free ATM Access
Coastal Community ATM; THE EXCHANGE Network
Transaction Note
Unlimited free transactions are included when a minimum monthly balance of $1,000 or more is maintained.
Visit Coastal Community Credit Union’s Account PageAbout This Account
Coastal Community Chequing Plus has a $3.95 monthly fee, which is waived when a minimum monthly balance of $1,000 is maintained. At that balance, full-service and self-service transactions are unlimited. Below $1,000, transactions are charged individually based on the type of service used.
Coastal Community Credit Union
Account: Golden Chequing
- Monthly Fee
- Free for Seniors
- Transactions Included
- 40
- Account Type
- Traditional
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
Free ATM Access
Coastal Community ATM; THE EXCHANGE Network
Visit Coastal Community Credit Union’s Account PageAbout This Account
Coastal Community Golden Chequing is a no-monthly-fee account for members age 60 and older. It includes 40 full-service transactions per month, along with free cheque orders, official cheques, and cheque images with monthly statements. Self-service transactions are charged separately at $0.85 each.
Coastal Community Credit Union
Account: Student Chequing
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Coastal Community ATM; THE EXCHANGE Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Coastal Community Credit Union’s Account PageAbout This Account
Coastal Community Student Chequing is a no-monthly-fee account for full-time post-secondary students. It includes unlimited full-service and self-service transactions, free Interac e-Transfers, and earns interest on the account balance. Free cheque orders, official cheques, and U.S. drafts are also included.
Coastal Financial Credit Union
Account: YOUR Chequing 15
- Monthly Fee
- $5.00
- Transactions Included
- 15
- Account Type
- Traditional
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- Not disclosed
Free ATM Access
Coastal Financial ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Coastal Financial Credit Union’s Account PageAbout This Account
Coastal Financial Credit Union YOUR Chequing 15 is a $5-per-month chequing account with 15 included transactions covering cheque clearing, in-branch withdrawals, direct payments, and pre-authorized debits. It includes a Mastercard Payment Card and online banking access. Members age 59 and older pay a reduced monthly fee of $3.75 through the Senior variant.
Community Savings Credit Union
Account: Everyday Chequing
- Monthly Fee
- $6.00
- Transactions Included
- 30
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $1,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $37.50
Free ATM Access
Community Savings ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Community Savings Credit Union’s Account PageAbout This Account
Community Savings Credit Union Everyday Chequing is a $6-per-month chequing account with 30 included eligible transactions per month. The monthly fee is waived when a minimum monthly balance of $1,000 is maintained. It also includes unlimited Exchange/AccuLink ATM and in-branch deposits, buyer protection and extended warranties on most MemberCard purchases, and free clickSWITCH service.
Community Savings Credit Union
Account: Personal
- Monthly Fee
- $2.00
- Transactions Included
- 10
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $1,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $37.50
Free ATM Access
Community Savings ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Community Savings Credit Union’s Account PageAbout This Account
Community Savings Credit Union Personal is a $2-per-month chequing account with 10 included eligible transactions per month. The monthly fee is waived when a minimum monthly balance of $1,000 is maintained. It also includes free eStatements and cheque images, buyer protection and extended warranties on most MemberCard purchases, and free clickSWITCH service.
Community Savings Credit Union
Account: Premium
- Monthly Fee
- $15.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Seniors
- Yes
- Min. Balance for Fee Exemption
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $37.50
Free ATM Access
Community Savings ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Community Savings Credit Union’s Account PageAbout This Account
Community Savings Credit Union Premium is a $15-per-month chequing account with unlimited full- and self-service transactions. The monthly fee is waived with a minimum monthly balance of $3,000 and is $0 for members age 60 and older. Free eStatements, personalized cheques, cheque images, unlimited Exchange/AccuLink ATM deposits, and in-branch deposits are included.
Conexus Credit Union
Account: No-Fee Chequing
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Conexus ATM; ACCULINK® Network
Transaction Note
30 free Interac e-Transfers are included each month.
Visit Conexus Credit Union’s Account PageAbout This Account
Conexus Credit Union No-Fee Chequing is a no-monthly-fee account with no minimum balance requirement. It includes unlimited deposits, withdrawals, transfers, and bill payments, along with unlimited incoming Interac e-Transfers. The account also includes 30 free outgoing Interac e-Transfers per month.
Consolidated Credit Union
Account: Core Spending
- Monthly Fee
- $6.00
- Transactions Included
- 25
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- Not disclosed
Free ATM Access
Consolidated ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Consolidated Credit Union’s Account PageAbout This Account
Consolidated Credit Union Core Spending is a $6-per-month chequing account with 25 included standard transactions per month. Interac e-Transfers count toward the 25-transaction allowance, while online Me-to-Me transfers and Deposit Anywhere transactions are unlimited. Additional standard transactions cost $1.25 each. The account also includes mobile banking access.
Crossroads Credit Union
Account: Essential
- Monthly Fee
- $4.00
- Transactions Included
- 12
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Crossroads ATM; ACCULINK® Network
Visit Crossroads Credit Union’s Account PageAbout This Account
Crossroads Credit Union Essential is a $4-per-month chequing account with 12 included transactions per month. It includes 4 bill payments within the monthly transaction allowance, with additional bill payments costing $5 each. Interac e-Transfers also count toward the 12-transaction allowance. Online banking, a MemberCard debit card, and eStatements are included.
Crossroads Credit Union
Account: Loyalty+
- Monthly Fee
- $27.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $5,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Crossroads ATM; ACCULINK® Network
Transaction Note
30 free Interac e-Transfers are included each month.
Visit Crossroads Credit Union’s Account PageAbout This Account
Crossroads Credit Union Loyalty+ is a $27-per-month chequing account with unlimited electronic and paper transactions and unlimited bill payments. It includes 30 Interac e-Transfers per month, free eStatements and paper statements, and a 50% discount on Manager Trust Cheques, certified cheques, and money orders. The monthly fee is waived with a $5,000 minimum balance.
Credit Union Atlantic Limited (CUA)
Account: myChequing
- Monthly Fee
- $4.00
- Transactions Included
- 20
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $2,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
Free ATM Access
CUA ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
1 free Interac e-Transfer is included each month.
Visit Credit Union Atlantic Limited (CUA)’s Account PageAbout This Account
Credit Union Atlantic Limited (CUA) myChequing is a $4-per-month chequing account with 20 included debit transactions per month and 1 free Interac e-Transfer. The monthly fee may be waived by maintaining a minimum balance of $2,000. Additional debit transactions and Interac e-Transfers beyond the included allowances are subject to CUA’s applicable transaction fees.
Credit Union Atlantic Limited (CUA)
Account: myChequing Unlimited
- Monthly Fee
- $16.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Free ATM Access
CUA ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Credit Union Atlantic Limited (CUA)’s Account PageAbout This Account
Credit Union Atlantic Limited (CUA) myChequing Unlimited is a $16.95-per-month chequing account with unlimited debit transactions and unlimited Interac e-Transfers. The monthly fee may be waived by maintaining a minimum balance of $3,000. Seniors receive a 25% monthly fee discount, and the Senior package includes free cheques.
Desjardins
Account: Basic plan
- Monthly Fee
- $3.95
- Transactions Included
- 12
- Account Type
- Traditional
- Free for Seniors
- Yes
- Min. Balance for Fee Exemption
- $1,500
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Desjardins ATM; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Desjardins’ Account PageAbout This Account
Desjardins Basic plan is an everyday account with 12 included transactions per month, covering digital, debit card, ATM, teller, and cheque transactions. It also includes access to the AccuLink ATM network. The $3.95 monthly fee can be waived by maintaining a balance of at least $1,500 throughout the month.
Desjardins
Account: Intermediate plan
- Monthly Fee
- $10.95
- Transactions Included
- 30
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $3,000
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Desjardins ATM; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Desjardins’ Account PageAbout This Account
Desjardins Intermediate plan is an everyday account with 30 included transactions per month, covering digital, debit card, ATM, teller, and cheque transactions. It provides more transaction capacity than the Basic plan without offering unlimited banking. The $10.95 monthly fee can be waived by maintaining at least $3,000 throughout the month.
Desjardins
Account: Unlimited plan
- Monthly Fee
- $15.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Desjardins ATM; ACCULINK® Network
Transaction Note
Transactions within a non-registered regular savings account do not count toward the transaction limit.
Visit Desjardins’ Account PageAbout This Account
Desjardins Unlimited plan is an everyday account with unlimited transactions, including digital, debit card, ATM, teller, and cheque transactions. It also includes access to the AccuLink ATM network. The $15.95 monthly fee can be waived by maintaining a balance of at least $4,000 throughout the month.
Desjardins
Account: Unlimited Plus plan
- Monthly Fee
- $23.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $5,000
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Desjardins ATM; ACCULINK® Network
Visit Desjardins’ Account PageAbout This Account
Desjardins Unlimited Plus plan is an everyday account with unlimited transactions, including transactions in a linked non-registered regular savings account. It includes no Desjardins withdrawal fees at eligible Interac and PLUS ATMs, drafts, certified cheques, and a safety deposit box discount. The monthly fee can be waived by maintaining at least $5,000 throughout the month.
Digital Commerce Bank
Account: DCBank Personal Bank Account
- Monthly Fee
- $9.95
- Transactions Included
- 0
- Account Type
- Digital-First
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- Not disclosed
Opened and operated from a mobile app rather than a branch.
Visit Digital Commerce Bank’s Account PageAbout This Account
Digital Commerce Bank DCBank Personal Bank Account is a $9.95-per-month, branchless everyday account with no minimum balance or credit check. It includes free point-of-sale transactions, bill payments, mobile and web banking, while Interac e-Transfers cost $1.50 and ATM withdrawals cost $1 each. Debit, prepaid Visa, or prepaid Mastercard cards are available.
DUCA Financial
Account: Aim For More Chequing
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
DUCA ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
3 free ATM transactions on the Interac network are included each month.
Visit DUCA Financial’s Account PageAbout This Account
DUCA Aim For More Chequing is a no-monthly-fee account for members ages 16 to 29. It includes free withdrawals, EFTs, bill payments, Me-to-Me transfers, and 3 free Interac e-Transfers per month, with no minimum balance requirement. At age 30, the account transitions to Daylight Chequing.
DUCA Financial
Account: Daylight Chequing
- Monthly Fee
- $4.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $1,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
DUCA ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
5 free Interac e-Transfers are included each month.
Visit DUCA Financial’s Account PageAbout This Account
DUCA Daylight Chequing is a $4-per-month account with free deposits, withdrawals, EFTs, bill payments, Me-to-Me transfers, and THE EXCHANGE ATM transactions. It also includes 5 free Interac e-Transfers per month. The monthly fee is waived with a $1,000 minimum daily balance, following a 30-day grace period after opening.
DUCA Financial
Account: Feel Free Chequing
- Monthly Fee
- Free for Seniors
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
DUCA ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
5 free Interac e-Transfers are included each month.
Visit DUCA Financial’s Account PageAbout This Account
DUCA Feel Free Chequing is a no-monthly-fee account for members age 60 and older. It includes 5 free Interac e-Transfers per month, 100 free cheques per calendar year, free CAD and USD bank drafts, and free paper or e-statements. ATM transactions on THE EXCHANGE, Interac, and AccuLink networks are also free.
East Coast Credit Union
Account: Preferred Plan
- Monthly Fee
- $15.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Min. Balance for Fee Exemption
- $4,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
East Coast ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit East Coast Credit Union’s Account PageAbout This Account
East Coast Credit Union Preferred Plan is a $15.95-per-month chequing account with unlimited transactions and Interac e-Transfers. It includes 4 non-credit-union ATM withdrawals per month, basic personalized cheques, stop payments, and a 50% safety deposit box discount. The monthly fee is waived with a $4,000 balance and reduced for members age 59 and older.
East Coast Credit Union
Account: Value Plan
- Monthly Fee
- $4.00
- Transactions Included
- 15
- Account Type
- Traditional
- Free for Seniors
- Yes
- Min. Balance for Fee Exemption
- $2,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
Free ATM Access
East Coast ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit East Coast Credit Union’s Account PageAbout This Account
East Coast Credit Union Value Plan is a $4-per-month chequing account with 15 included transactions and unlimited Interac e-Transfers. The monthly fee is waived by maintaining a minimum monthly balance of $2,000 and is also waived for members age 59 and older.
EQ Bank
Account: Personal Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- $0.00
- Interest Rate
- 1.00%
Opened and operated from a mobile app rather than a branch.
This limit may vary depending on the client profile.
Free ATM Access
Any ATM in Canada; 5 fee rebates/month (up to $5 each)
Visit EQ Bank’s Account PageAbout This Account
EQ Bank Personal Account is a no-monthly-fee, fully digital account with no minimum balance and unlimited everyday transactions. It earns 1.00% base interest, increasing to 2.75% with qualifying recurring direct deposits of at least $2,000 per month. Cheque writing, bank drafts, cash deposits, and in-branch service are unavailable.
First Credit Union
Account: First Chequing
- Monthly Fee
- $3.50
- Transactions Included
- 0
- Account Type
- Traditional
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $40.00
Free ATM Access
First ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
Withdrawal: $0.85 Cheque: $0.85 Point-of-Sale Transaction: $0.85 Pre-Authorized Debit: $0.85 ATM Withdrawal (Credit Union ATM): $0.85 Bill Payment: $1.25
Visit First Credit Union’s Account PageAbout This Account
First Credit Union First Chequing is a $3.50-per-month pay-as-you-go chequing account with free deposits, transfers, and Interac e-Transfers. Withdrawals, cheques, debit purchases, pre-authorized debits, and credit union ATM transactions cost $0.85 each, while bill payments cost $1.25. Free e-statements and mobile cheque deposits are included. Ding Free ATM access is available.
First Credit Union
Account: Prestige
- Monthly Fee
- $24.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- $40.00
Free ATM Access
First ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit First Credit Union’s Account PageAbout This Account
First Credit Union Prestige is a $24-per-month chequing account with unlimited transactions and Interac e-Transfers. It includes free cheques and free annual rental of a small safety deposit box. The monthly fee is waived with a minimum balance of $5,000, while members age 60 and older receive a $5 monthly discount.
FirstOntario Credit Union
Account: Pay As You Go
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $50.00
This limit may vary depending on the client profile.
Free ATM Access
FirstOntario ATM; THE EXCHANGE Network
Transaction Note
Debit Card Transaction: $0.50 In-Branch Withdrawal: $1.00 Cheque: $1.00 Pre-Authorized Debit: $1.00 Interac e-Transfer: $1.50 Overdraft Protection: $2.50 per month
Visit FirstOntario Credit Union’s Account PageAbout This Account
FirstOntario Pay As You Go is a no-monthly-fee chequing account with transactions charged individually. Bill payments and transfers are free, debit card transactions cost $0.50 each, and in-branch withdrawals, cheques, and pre-authorized debits cost $1 each. Interac e-Transfers cost $1.50, with free withdrawals at participating ATMs across Canada and the U.S.
FirstOntario Credit Union
Account: Premium
- Monthly Fee
- $13.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $50.00
This limit may vary depending on the client profile.
Free ATM Access
FirstOntario ATM; THE EXCHANGE Network
Transaction Note
10 free Interac e-Transfers are included each month.
Visit FirstOntario Credit Union’s Account PageAbout This Account
FirstOntario Premium includes unlimited transactions, 10 free Interac e-Transfers per month, free overdraft protection, and up to a $60 annual rebate on an eligible FirstOntario Visa. Its $13.95 monthly fee is waived with a $4,000 minimum daily balance or $1,500 monthly payroll or pension direct deposit, and for youth and students under 25.
FirstOntario Credit Union
Account: Premium Unlimited
- Monthly Fee
- $19.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $6,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $50.00
This limit may vary depending on the client profile.
Free ATM Access
FirstOntario ATM; THE EXCHANGE Network
Visit FirstOntario Credit Union’s Account PageAbout This Account
FirstOntario Premium Unlimited is a $19.95-per-month chequing account with unlimited transactions and Interac e-Transfers. It includes the Benefits1 Bundle for legal, estate, identity theft, and home referral assistance, plus unlimited bank drafts and 100 cheques per year. The monthly fee can be waived with a $6,000 minimum daily balance or eligible $2,500 monthly direct deposit.
Frontline Credit Union
Account: CU Gold Chequing
- Monthly Fee
- $11.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $35.00
Free ATM Access
Frontline ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Frontline Credit Union’s Account PageAbout This Account
Frontline Credit Union CU Gold Chequing is an $11.95-per-month chequing account with unlimited transactions, free point-of-sale purchases, and no-charge Canadian ATM transactions. It includes free personalized duplicate cheques and credit union certified cheques. No minimum balance is required, and tiered interest is calculated daily and paid monthly.
Frontline Credit Union
Account: E-Chequing
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $35.00
Opened and operated from a mobile app rather than a branch.
Free ATM Access
Frontline ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Frontline Credit Union’s Account PageAbout This Account
Frontline Credit Union E-Chequing is a no-monthly-fee chequing account requiring direct deposit, with unlimited online, mobile, point-of-sale, pre-authorized debit and credit, online bill payment, and EXCHANGE Network ATM transactions. It includes free e-statements and the first 100 personalized cheques. In-branch and telephone transactions are subject to separate fees.
Fusion Credit Union
Account: Pay As You Go
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Fusion ATM; ACCULINK® Network
Transaction Note
Cheque: $1.00 Pre-Authorized Debit: $0.85 Point-of-Sale Transaction: $0.85 Interac e-Transfer: $1.00 Bill Payment (In Branch): $2.50 Bill Payment (Online or Telephone): $0.85 ATM Withdrawal (Non-Credit Union): $2.00
Visit Fusion Credit Union’s Account PageAbout This Account
Fusion Credit Union Pay As You Go is a no-monthly-fee chequing account with no minimum balance requirement and pay-per-transaction pricing. Pre-authorized debits, debit purchases, and online or telephone bill payments cost $0.85 each, while cheques and Interac e-Transfers cost $1 each. Canadian credit union ATM transactions are free.
Fusion Credit Union
Account: Unlimited
- Monthly Fee
- $20.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Fusion ATM; ACCULINK® Network
Visit Fusion Credit Union’s Account PageAbout This Account
Fusion Credit Union Unlimited is a $20-per-month chequing account with unlimited Interac e-Transfers, in-branch withdrawals, cheques, pre-authorized debits, debit purchases, and bill payments. Canadian credit union ATM withdrawals are also included, while non-credit-union ATM withdrawals and U.S. or international ATM transactions are charged separately.
IC Savings & Credit Union
Account: Perfetto.
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
- Interest Rate
- 0.45%
This limit may vary depending on the client profile.
Free ATM Access
IC Savings ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit IC Savings & Credit Union’s Account PageAbout This Account
IC Savings & Credit Union Perfetto. is a no-monthly-fee combined savings and chequing account with no minimum balance requirement. It earns interest calculated daily and paid monthly and includes unlimited free day-to-day transactions, including Interac e-Transfers. Deposit Anywhere mobile cheque deposits are free, and an optional line of credit is available subject to approval.
Innovation Federal Credit Union
Account: No-Fee Chequing Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Free
- NSF Fee
- $0.00
This limit may vary depending on the client profile.
Free ATM Access
Innovation ATM; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Innovation Federal Credit Union’s Account PageAbout This Account
Innovation Federal Credit Union No-Fee Chequing Account has no monthly fee or minimum balance requirement and includes unlimited transactions and Interac e-Transfers. Members can choose a free Debit Mastercard for online, in-store, and international purchases, with access to surcharge-free ding-free ATMs across Canada. New members are required to purchase a $5 membership share.
Integris Credit Union
Account: All In.
- Monthly Fee
- $15.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Integris ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Integris Credit Union’s Account PageAbout This Account
Integris Credit Union All In. is a $15.95-per-month chequing account with unlimited debit transactions and unlimited Interac e-Transfers. The monthly fee is refunded when a minimum monthly balance of $4,000 is maintained. In-branch bill payments are free, and the first-year fee for a small safety deposit box is also waived.
Integris Credit Union
Account: For You.
- Monthly Fee
- Free
- Transactions Included
- 5
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Integris ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Integris Credit Union’s Account PageAbout This Account
Integris Credit Union For You. is a no-monthly-fee chequing account with 5 included debit transactions per month. Additional debit transactions cost $1.25 each. The account does not include a free Interac e-Transfer allowance; sending or requesting an Interac e-Transfer costs $1.50. Online banking is available without a separate service fee.
Kawartha Credit Union
Account: Convenience Package
- Monthly Fee
- $15.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Free ATM Access
Kawartha ATM; ding free® ATM; ACCULINK® Network; THE EXCHANGE Network
Visit Kawartha Credit Union’s Account PageAbout This Account
Kawartha Credit Union Convenience Package is a $15-per-month chequing package with unlimited self-serve transactions, Interac e-Transfers, and in-branch bill payments and withdrawals. The monthly fee is reduced to $10 for members age 60 and older and is waived by maintaining a minimum balance of $3,000 throughout the month.
Kawartha Credit Union
Account: Pay As You Go
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
Free ATM Access
Kawartha ATM; ding free® ATM; ACCULINK® Network; THE EXCHANGE Network
Transaction Note
In-Branch Withdrawal: $1.00 Transfer (In Branch): $1.00 Pre-Authorized Debit: $1.00 ATM Withdrawal (KCU or EXCHANGE Network): $1.00 ATM Transfer (KCU or EXCHANGE Network): $1.00 ATM Balance Inquiry (KCU or EXCHANGE Network): $1.00 Transfer (Online, Mobile, or Telephone): $1.00 Point-of-Sale Transaction: $1.00 Online Debit or Credit Transaction: $1.00 Bill Payment (Online, Mobile, or Telephone): $1.00 Bill Payment (In Branch or Contact Centre): $1.50
Visit Kawartha Credit Union’s Account PageAbout This Account
Kawartha Credit Union Pay As You Go is a no-monthly-fee chequing account with transactions charged individually. Most withdrawals, transfers, cheques, debit purchases, pre-authorized debits, and online bill payments cost $1 each, while in-branch bill payments cost $1.50. Interac e-Transfers are also charged individually at $1 each.
KEB Hana Bank Canada
Account: 1Q Chequing
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
- Interest Rate
- 0.10%
Opened and operated from a mobile app rather than a branch.
Free ATM Access
Hana Bank ATM; THE EXCHANGE Network
Visit KEB Hana Bank Canada’s Account PageAbout This Account
KEB Hana Bank Canada 1Q Chequing is a no-monthly-fee, online-only chequing account with no minimum balance and is unavailable in Quebec. It includes fee-free cash withdrawals at THE EXCHANGE Network ATMs, Interac e-Transfers, bill payments, international transfers, and transfers to other bank accounts. It can be opened online or through the mobile app.
KEB Hana Bank Canada
Account: Chequing
- Monthly Fee
- $2.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Hana Bank ATM; THE EXCHANGE Network
Visit KEB Hana Bank Canada’s Account PageAbout This Account
KEB Hana Bank Canada Chequing is a branch-opened demand account that can also function as an overdraft account. It supports cheque issuance, debit cards, and a linked line of credit. Eligible students, seniors, and RDSP beneficiaries may receive a monthly fee waiver, and transactions between Hana Bank Canada customers are free.
Khalsa Credit Union
Account: KCU Free Unlimited Chequing
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $50.00
Free ATM Access
Khalsa ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Khalsa Credit Union’s Account PageAbout This Account
KCU Free Unlimited Chequing is a no-monthly-fee chequing account with unlimited transactions and free Interac e-Transfers. It includes free mobile cheque deposits, online cheque images for up to 7 years, and free deposits and withdrawals at more than 4,000 Ding-Free ATMs across Canada. Punjabi-language service is available in branch and by phone.
Kindred Credit Union
Account: Flex Plan
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $50.00
This limit may vary depending on the client profile.
Free ATM Access
Kindred ATM; ding free® ATM; ACCULINK® Network; THE EXCHANGE Network
Transaction Note
Bill Payment (Online): $0.80 Bill Payment (In Branch): $1.50 Pre-Authorized Debit: $1.00 Interac e-Transfer (Send or Request): $1.00
Visit Kindred Credit Union’s Account PageAbout This Account
Kindred Credit Union Flex Plan is a no-monthly-fee chequing account with pay-as-you-go transaction pricing and tiered interest based on the account balance. Transactions and Interac e-Transfers are charged individually, while eligible transaction fees are waived when a minimum monthly balance of at least $3,000 is maintained.
Kindred Credit Union
Account: Unlimited Plan
- Monthly Fee
- $17.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $3,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $50.00
This limit may vary depending on the client profile.
Free ATM Access
Kindred ATM; ding free® ATM; ACCULINK® Network; THE EXCHANGE Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Kindred Credit Union’s Account PageAbout This Account
Kindred Credit Union Unlimited Plan is a $17.95-per-month chequing account with unlimited transactions and Interac e-Transfers. The account also earns tiered interest based on the balance. The monthly fee and eligible transaction fees are waived when a minimum monthly balance of at least $3,000 is maintained.
Kindred Credit Union
Account: Value Plan
- Monthly Fee
- $11.45
- Transactions Included
- 25
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $3,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $50.00
This limit may vary depending on the client profile.
Free ATM Access
Kindred ATM; ding free® ATM; ACCULINK® Network; THE EXCHANGE Network
Visit Kindred Credit Union’s Account PageAbout This Account
Kindred Credit Union Value Plan is an $11.45-per-month chequing account with 25 included transactions per month, including Interac e-Transfers. The account also earns tiered interest based on the balance. The monthly service fee and eligible transaction fees are waived when a minimum monthly balance of at least $3,000 is maintained.
Kootenay Savings Credit Union
Account: Freedom
- Monthly Fee
- $7.50
- Transactions Included
- 50
- Account Type
- Traditional
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $40.00
Free ATM Access
Kootenay ATM; ding free® ATM; ACCULINK® Network; THE EXCHANGE Network
Visit Kootenay Savings Credit Union’s Account PageAbout This Account
Kootenay Savings Credit Union Freedom is a $7.50-per-month chequing account with 50 bundled transactions per month. In-branch withdrawals and transfers cost $2 each, while cheques cost $1 each. The account is intended primarily for self-service banking through online and mobile channels and includes electronic statements only.
Kootenay Savings Credit Union
Account: Lite
- Monthly Fee
- Free
- Transactions Included
- 1
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $40.00
Free ATM Access
Kootenay ATM; ding free® ATM; ACCULINK® Network; THE EXCHANGE Network
Visit Kootenay Savings Credit Union’s Account PageAbout This Account
Kootenay Savings Credit Union Lite is a no-monthly-fee chequing account with no minimum balance requirement and 1 included debit transaction per month. Eligible debit transactions include cheques, debit purchases, Interac e-Transfers, ATM withdrawals, pre-authorized withdrawals, and certain in-branch transactions. Additional transactions are charged individually.
Kootenay Savings Credit Union
Account: Premium
- Monthly Fee
- $16.50
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $40.00
Free ATM Access
Kootenay ATM; ding free® ATM; ACCULINK® Network; THE EXCHANGE Network
Visit Kootenay Savings Credit Union’s Account PageAbout This Account
Kootenay Savings Credit Union Premium is a $16-per-month chequing account with unlimited debit transactions, including cheques, debit purchases, Interac e-Transfers, pre-authorized withdrawals, and Canadian credit union ATM withdrawals. It also earns interest based on the account balance and includes optional overdraft protection or a line of credit.
Ladysmith & District Credit Union
Account: MORE Than Chequing™
- Monthly Fee
- $24.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Free ATM Access
LDCU ATM; THE EXCHANGE Network
Visit Ladysmith & District Credit Union’s Account PageAbout This Account
LDCU MORE Than Chequing™ is a $24.95-per-month chequing package with unlimited chequing and savings accounts. It includes unlimited free cheque transactions, electronic and in-branch transactions, Interac e-Transfers, and withdrawals at LDCU and EXCHANGE Network ATMs. Bill payment reversals are excluded from the unlimited transaction coverage, and e-statements are free.
Ladysmith & District Credit Union
Account: Regular Chequing
- Monthly Fee
- $5.95
- Account Type
- Traditional
- NSF Fee
- $45.00
Free ATM Access
LDCU ATM; THE EXCHANGE Network
Transaction Note
Cheque: $1.50 Pre-Authorized Debit: $1.00 Point-of-Sale Transaction: $1.00 Point-of-Sale Transaction (U.S.): $5.00 Direct Payment: $1.00 Bill Payment: $1.00
Visit Ladysmith & District Credit Union’s Account PageAbout This Account
LDCU Regular Chequing is a $5.95-per-month pay-as-you-go chequing account with unlimited free in-branch and electronic deposits, Interac e-Transfers, and withdrawals at LDCU and EXCHANGE Network ATMs. Cheques and in-branch withdrawals cost $1.50 each, while pre-authorized debits, debit purchases, direct payments, and electronic bill payments cost $1 each.
Lake View Credit Union
Account: Paygo
- Monthly Fee
- $5.00
- Transactions Included
- 0
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $40.00
Free ATM Access
Lake View ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
Point-of-Sale Transaction: $1.00 Withdrawal: $1.00 Transfer: $1.00 Bill Payment: $1.00 Interac e-Transfer (Send): $1.50 Interac e-Transfer (Request): $1.50 Cheque: $1.00 Pre-Authorized Payment: $1.00
Visit Lake View Credit Union’s Account PageAbout This Account
Lake View Credit Union Paygo is a $5-per-month pay-as-you-go chequing account with unlimited free online and mobile bill payments and transfers. It includes 2 in-branch transactions per month and unlimited ATM withdrawals, although network fees apply outside eligible ATMs. The monthly fee is waived with a $10,000 minimum monthly balance.
Lake View Credit Union
Account: Unlimited Personal Chequing
- Monthly Fee
- $14.45
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $40.00
Free ATM Access
Lake View ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
3 free Interac e-Transfers are included each month.
Visit Lake View Credit Union’s Account PageAbout This Account
Lake View Credit Union Unlimited Personal Chequing is a $14.45-per-month chequing account with unlimited debit transactions, bill payments, transfers, cheques, pre-authorized payments, and in-branch transactions. It includes 3 free Interac e-Transfers per month, with additional e-Transfers costing $1.50 each. The monthly fee is waived with a $10,000 minimum monthly balance.
Lakeland Credit Union Ltd.
Account: Basic Account
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Lakeland ATM; ACCULINK® Network
Transaction Note
Debit Transaction: $0.80 Bill Payment (In Branch): $2.00 Interac e-Transfer: $1.50 ATM Withdrawal (Non-Credit Union, Canada): $2.00
Visit Lakeland Credit Union Ltd.’s Account PageAbout This Account
Lakeland Credit Union Ltd. Basic Account is a no-monthly-fee pay-as-you-go chequing account. Debit transactions cost $0.80 each, branch bill payments cost $2, and Interac e-Transfers cost $1.50. Free online statements are included, while paper statements with cheque images cost $2 per month. Canadian non-credit-union ATM withdrawals cost $2.
Lakeland Credit Union Ltd.
Account: Ultra Account
- Monthly Fee
- $16.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Lakeland ATM; ACCULINK® Network
Visit Lakeland Credit Union Ltd.’s Account PageAbout This Account
Lakeland Credit Union Ltd. Ultra Account is a $16-per-month chequing account with unlimited self-serve and in-branch transactions and free Interac e-Transfers. It includes unlimited Canadian credit union ATM use, 6 free Canadian non-credit-union ATM withdrawals, and 3 free in-branch bill payments per month. Free online statements are also included.
Laurentian
Account: Basic account
- Monthly Fee
- $4.00
- Transactions Included
- 18
- Account Type
- Traditional
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
Free ATM Access
Surcharge-free through THE EXCHANGE Network
Laurentian
Account: Unlimited account
- Monthly Fee
- $14.75
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
Free ATM Access
Surcharge-free through THE EXCHANGE Network
Libro Credit Union
Account: Basic
- Monthly Fee
- $4.00
- Transactions Included
- 12
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $1,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $50.00
- Interest Rate
- 0.13%
This limit may vary depending on the client profile.
Free ATM Access
Libro ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
5 surcharge-free withdrawals from Interac ATMs are included each month.
Visit Libro Credit Union’s Account PageAbout This Account
Libro Credit Union Basic is a $4-per-month chequing account with 12 included debit transactions and 5 free Interac ATM withdrawals per month. Additional debit transactions cost $0.60 each, while Interac e-Transfers cost $1.50. The monthly fee is waived by maintaining a minimum monthly balance of $1,000.
Libro Credit Union
Account: Go Free Chequing
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $50.00
- Interest Rate
- 0.13%
This limit may vary depending on the client profile.
Free ATM Access
Libro ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Libro Credit Union’s Account PageAbout This Account
Libro Credit Union Go Free Chequing is a no-monthly-fee account for members age 25 and under. It includes unlimited transactions and unlimited Interac e-Transfers, along with 10 free Interac Request Money transactions per month. Transfers between Libro accounts are also free, with no minimum balance required.
Libro Credit Union
Account: Premium
- Monthly Fee
- $25.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $50.00
- Interest Rate
- 0.13%
This limit may vary depending on the client profile.
Free ATM Access
Libro ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Libro Credit Union’s Account PageAbout This Account
Libro Credit Union Premium is a $25-per-month chequing account with unlimited debit transactions and Interac e-Transfers, along with free Interac ATM withdrawals. The monthly fee is waived when the member maintains a portfolio balance of at least $75,000 with Libro. International ATM withdrawals are charged separately.
Libro Credit Union
Account: Simplify
- Monthly Fee
- $14.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $2,500
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $50.00
- Interest Rate
- 0.13%
This limit may vary depending on the client profile.
Free ATM Access
Libro ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
5 surcharge-free withdrawals from Interac ATMs are included each month. E-Transfers are excluded from the transaction limit and is unlimited.
Visit Libro Credit Union’s Account PageAbout This Account
Libro Credit Union Simplify is a $14-per-month chequing account with unlimited debit transactions and Interac e-Transfers, plus free transfers between Libro accounts and 5 included Interac ATM withdrawals per month. The monthly fee is waived with a $2,500 minimum monthly balance or reduced by $2 with automatic payroll deposit.
Luminus Financial Services and Credit Union
Account: Infinite Chequing Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Luminus ATM; THE EXCHANGE Network
Visit Luminus Financial Services and Credit Union’s Account PageAbout This Account
Luminus Financial Infinite Chequing Account is a no-monthly-fee chequing account with no minimum balance and fee-free transactions, requiring full payroll or pension deposit. Qualifying members can receive overdraft protection based on their deposit. MEMBER CARD purchases include 120-day buyer protection and extended warranty coverage. Members age 25 and under have no payroll requirement.
Mainstreet Credit Union
Account: Light
- Monthly Fee
- $4.95
- Transactions Included
- 12
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $50.00
Free ATM Access
Mainstreet ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Mainstreet Credit Union’s Account PageAbout This Account
Mainstreet Credit Union Light is a $4.95-per-month chequing account with 12 combined in-branch and online transactions per month. Interac e-Transfers can be sent and received without a transaction fee. Additional transactions beyond the monthly allowance cost $5 each, and the account includes access to Mainstreet Credit Union’s online and mobile banking services.
Mainstreet Credit Union
Account: Premium
- Monthly Fee
- $15.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $50.00
Free ATM Access
Mainstreet ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Mainstreet Credit Union’s Account PageAbout This Account
Mainstreet Credit Union Premium is a $15.95-per-month chequing account with unlimited in-branch and online transactions, unlimited transactions at ding-free ATMs, and unlimited Interac e-Transfers. The account also includes 2 free Interac ATM transactions per month. Other service fees may apply to transactions or services not included in the account package.
Meridian
Account: Essential Chequing Package
- Monthly Fee
- $3.00
- Transactions Included
- 15
- Account Type
- Traditional
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
Meridian ATM; THE EXCHANGE Network
Visit Meridian’s Account PageAbout This Account
Meridian Essential Chequing Package is a chequing account with 15 self-serve transactions, 5 in-branch transactions, and 4 rebated Interac e-Transfers per month. It has a $3 monthly fee, while additional self-serve or in-branch transactions cost $1.25 each, making it primarily suited to customers with lower transaction needs.
Meridian
Account: Everyday Chequing Package
- Monthly Fee
- $9.00
- Transactions Included
- 25
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $2,000
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
Meridian ATM; THE EXCHANGE Network
Visit Meridian’s Account PageAbout This Account
Meridian Everyday Chequing Package is a chequing account with 25 self-serve transactions, 5 in-branch transactions, and 6 rebated Interac e-Transfers per month. It has a $9 monthly fee, which can be waived by maintaining at least $2,000 throughout the month. Additional self-serve and in-branch transactions cost $1.25 each.
Meridian
Account: Student Chequing Package
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
Meridian ATM; THE EXCHANGE Network
Visit Meridian’s Account PageAbout This Account
Meridian Student Chequing Package is a no-monthly-fee account for members ages 18 to 25 or eligible post-secondary students. It includes unlimited self-serve transactions, 5 in-branch transactions, 99 rebated Interac e-Transfers, and 2 cheques per month. Additional in-branch transactions and cheques are charged individually.
Meridian
Account: Unlimited Chequing Package
- Monthly Fee
- $19.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $5,000
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
Meridian ATM; THE EXCHANGE Network
Visit Meridian’s Account PageAbout This Account
Meridian Unlimited Chequing Package is a chequing account with unlimited self-serve and in-branch transactions, unlimited cheques, and 99 rebated Interac e-Transfers per month. It has a $19 monthly fee, which can be waived by maintaining a minimum balance of $5,000 throughout the month.
Mosaik Credit Union
Account: Core
- Monthly Fee
- $5.00
- Transactions Included
- 15
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Min. Balance for Fee Exemption
- $4,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- Not disclosed
Free ATM Access
Mosaik ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Mosaik Credit Union’s Account PageAbout This Account
Mosaik Credit Union Core is a $5-per-month chequing account with 15 included standard transactions per month, including Interac e-Transfers, online transactions, cheques, pre-authorized debits, bill payments, and Canadian credit union ATM transactions. The monthly fee is waived with a $4,000 minimum balance and for seniors age 60 and older or youth age 24 and under.
Mosaik Credit Union
Account: Premium
- Monthly Fee
- $25.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- Not disclosed
Free ATM Access
Mosaik ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Mosaik Credit Union’s Account PageAbout This Account
Mosaik Credit Union Premium is a $25-per-month chequing account with unlimited standard transactions, Interac and international ATM withdrawals, official cheques, and bank drafts. The monthly fee is waived with a $5,000 minimum balance. Seniors pay $20 per month, while youth age 24 and under pay $10. Certified cheque and in-branch statement fees are waived.
Motor City Community Credit Union Limited
Account: Flex+ Account
- Monthly Fee
- $10.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $50.00
Free ATM Access
MCCCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
5 free Interac e-Transfers are included each month.
Visit Motor City Community Credit Union Limited’s Account PageAbout This Account
Motor City Community Credit Union Limited Flex+ Account is a $10-per-month chequing account with all FreeFlex features plus 5 free Interac e-Transfers per month, 1 free CAD draft or official cheque, 1 free USD draft, 1 free stop payment, and 100 free personal cheques per year. No minimum monthly balance is required.
Motor City Community Credit Union Limited
Account: FreeFlex Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $50.00
Free ATM Access
MCCCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Motor City Community Credit Union Limited’s Account PageAbout This Account
Motor City Community Credit Union Limited FreeFlex Account is a no-monthly-fee chequing account with no minimum balance requirement and unlimited debit transactions. It includes free online and in-branch bill payments, mobile and internet banking, Deposit Anywhere mobile cheque deposits, and unlimited surcharge-free transactions at more than 3,700 ATMs nationwide.
Moya Financial Credit Union Limited
Account: No-Fee Chequing Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $50.00
This limit may vary depending on the client profile.
Free ATM Access
Moya ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Moya Financial Credit Union Limited’s Account PageAbout This Account
Moya Financial No-Fee Chequing Account is a no-monthly-fee chequing account with no minimum balance requirement and no standard transaction charges. It includes unlimited free deposits, withdrawals, transfers, cheque clearing, debit card transactions, online bill payments, and Interac e-Transfers. Members also receive free access to more than 4,500 Ding-Free ATMs across Canada.
National Bank
Account: The Connected
- Monthly Fee
- $15.95
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Min. Balance for Fee Exemption
- $4,500
- Max e-Transfer / Day
- $4,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Opened and operated from a mobile app rather than a branch.
This limit may vary depending on the client profile.
Free ATM Access
National Bank ATM; THE EXCHANGE Network
Visit National Bank’s Account PageAbout This Account
National Bank The Connected is a chequing account with unlimited digital transactions and Interac e-Transfers. It includes free withdrawals and transactions at participating THE EXCHANGE ABMs across Canada, which are surcharge-free for eligible cardholders. Monthly fees vary by age and are waived for customers under 25, while customers age 25 and older can waive the monthly fee by maintaining a balance of at least $4,500.
National Bank
Account: The Minimalist
- Monthly Fee
- $3.95
- Transactions Included
- 18
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $4,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
National Bank ATM; THE EXCHANGE Network
Visit National Bank’s Account PageAbout This Account
National Bank The Minimalist is a basic chequing account with 18 included digital transactions per month, including Interac e-Transfers. It has a $3.95 monthly fee, which is waived for customers age 24 and under and certain other eligible groups. Additional transactions are charged separately, making it suited to lower transaction needs.
National Bank
Account: The Total
- Monthly Fee
- $28.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $6,000
- Max e-Transfer / Day
- $4,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
National Bank ATM; THE EXCHANGE Network
Visit National Bank’s Account PageAbout This Account
National Bank The Total is a chequing account with unlimited digital and in-branch transactions and Interac e-Transfers. It includes an integrated line of credit of up to $5,000, legal and estate planning assistance, and 100 free cheques per year. The monthly fee can be waived by maintaining a $6,000 balance.
Nelson And District Credit Union
Account: Choice - Ridge
- Monthly Fee
- $10.00
- Transactions Included
- 25
- Account Type
- Traditional
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $40.00
This limit may vary depending on the client profile.
Free ATM Access
Nelson & District ATM; THE EXCHANGE Network
Visit Nelson And District Credit Union’s Account PageAbout This Account
NDCU Choice - Ridge is a $10-per-month chequing account with 25 included transactions per month, including Interac e-Transfers. A line of credit can be added to the account on approval. The account also includes access through mobile banking, online banking, telephone banking, and NDCU branches. Free e-statements are also available.
Neo Financial
Account: Neo Chequing
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $0.00
- Interest Rate
- 0.10%
Opened and operated from a mobile app rather than a branch.
This limit may vary depending on the client profile.
Visit Neo Financial’s Account PageAbout This Account
Neo Chequing is a no-monthly-fee, digital chequing account with $0 NSF fees and 1% cashback on eligible gas and grocery purchases with the Neo Money card. It includes Interac e-Transfers, bill payments, pre-authorized debits, real-time spending categorization, and budgeting tools. Joint accounts include 2 Neo Money cards, with each co-owner earning cashback.
Newfoundland and Labrador Credit Union Limited
Account: Basic Chequing
- Monthly Fee
- $3.95
- Transactions Included
- 12
- Account Type
- Traditional
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- Not disclosed
Free ATM Access
NLCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Newfoundland and Labrador Credit Union Limited’s Account PageAbout This Account
NLCU Basic Chequing is a $3.95-per-month chequing account with 12 included debit transactions per month. Eligible transactions include in-branch withdrawals and transfers, pre-authorized payments, ATM withdrawals, debit purchases, online bill payments, and Interac e-Transfers. Members age 59 and older pay no monthly fee through NLCU’s Seniors Program.
Newfoundland and Labrador Credit Union Limited
Account: Masterplan Plus Chequing
- Monthly Fee
- $29.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- Not disclosed
Free ATM Access
NLCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Newfoundland and Labrador Credit Union Limited’s Account PageAbout This Account
NLCU Masterplan Plus Chequing is a $29.95-per-month chequing account with unlimited included debit transactions, covering in-branch, ATM, online, debit card, pre-authorized payment, and bill payment activity. The monthly fee is waived when a minimum monthly balance of $5,000 is maintained. Over-the-counter bill payments are also included at no additional charge.
Niverville Credit Union Limited
Account: Advantage Chequing
- Monthly Fee
- $17.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Niverville ATM; ACCULINK® Network
Transaction Note
10 free Interac e-Transfers are included each month.
Visit Niverville Credit Union Limited’s Account PageAbout This Account
Niverville Credit Union Advantage Chequing is a $17-per-month chequing account with free cheque orders, cheque clearing, in-branch withdrawals and transfers, debit purchases, online bill payments, pre-authorized transactions, and Canadian credit union ATM withdrawals. It also includes 10 free Interac e-Transfers per month and a $5 annual safety deposit box rental discount.
Niverville Credit Union Limited
Account: Regular Chequing
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Niverville ATM; ACCULINK® Network
Transaction Note
1 free cheque or debit transaction is included for every $400 maintained as the minimum monthly balance. Cheque: $0.75 In-Branch Withdrawal: $0.75 Transfer (In Branch): $0.75 Member-to-Member Transfer (In Branch): $0.75 Bill Payment (In Branch): $1.50 Point-of-Sale Transaction: $0.75 Pre-Authorized Transaction: $0.75 ATM Withdrawal (Credit Union, Canada): $0.75 ATM Transfer (Credit Union, Canada): $0.75 ATM Withdrawal (Non-Credit Union, Canada): $1.50 Interac e-Transfer: $1.00
Visit Niverville Credit Union Limited’s Account PageAbout This Account
Niverville Credit Union Regular Chequing is a no-monthly-fee pay-as-you-go chequing account with 1 free cheque or debit for every $400 of minimum monthly balance maintained. Cheque clearing, debit purchases, online bill payments, pre-authorized transactions, and credit union ATM withdrawals cost $0.75 each. Internet transfers and member-to-member internet transfers are free.
Northern Credit Union
Account: Northern Elite Online Chequing
- Monthly Fee
- $9.95
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Opened and operated from a mobile app rather than a branch.
This limit may vary depending on the client profile.
Free ATM Access
Northern ATM; ding free® ATM; ACCULINK® Network; THE EXCHANGE Network
Transaction Note
10 free Interac e-Transfers are included each month.
Visit Northern Credit Union’s Account PageAbout This Account
Northern Credit Union Elite Online Chequing is a $9.95-per-month account with unlimited self-serve transactions through ATMs, online banking, and telephone banking. It also includes 10 free Interac e-Transfers per month. The monthly fee is waived for members under age 23, while most in-branch withdrawals and transfers cost $2 each.
Northern Credit Union
Account: Northern Lite Chequing
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Northern ATM; ding free® ATM; ACCULINK® Network; THE EXCHANGE Network
Transaction Note
Debit Transaction: $1.25 Interac e-Transfer: $2.00 Bill Payment: $2.00
Visit Northern Credit Union’s Account PageAbout This Account
Northern Credit Union Lite Chequing is a no-monthly-fee, pay-per-transaction account. Regular transactions cost $1.25 each, while Interac e-Transfers and bill payments cost $2 each. Deposits are free and unlimited, with other transactions charged individually rather than included in a monthly allowance.
Northern Credit Union
Account: Northern Proud Unlimited Chequing
- Monthly Fee
- $18.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $6,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Northern ATM; ding free® ATM; ACCULINK® Network; THE EXCHANGE Network
Visit Northern Credit Union’s Account PageAbout This Account
Northern Credit Union Proud Unlimited Chequing is an $18.95-per-month account with unlimited transactions. The monthly fee is waived with a $6,000 minimum balance and can be reduced through eligible payroll, mortgage, and investment discounts. Reduced monthly pricing also applies to members ages 18 to 22 and 59 and older.
Northern Credit Union
Account: Northern Strong Chequing
- Monthly Fee
- $4.00
- Transactions Included
- 12
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Northern ATM; ding free® ATM; ACCULINK® Network; THE EXCHANGE Network
Visit Northern Credit Union’s Account PageAbout This Account
Northern Credit Union Strong Chequing is a $4-per-month account with 12 included in-branch or self-serve transactions per month. The monthly fee is the same across all age groups. Additional regular transactions cost $1.25 each, while bill payments and Interac e-Transfers are charged separately.
Northern Savings Credit Union
Account: Essential
- Monthly Fee
- $10.00
- Transactions Included
- 25
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $2,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Northern Savings ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
5 free Interac e-Transfers are included each month.
Visit Northern Savings Credit Union’s Account PageAbout This Account
Northern Savings Credit Union Essential is a $10-per-month chequing account with 25 included debit transactions and 5 Interac e-Transfers per month. It also includes unlimited deposits. The monthly fee is waived when a minimum monthly balance of $2,000 is maintained. Additional transactions beyond the included allowances are charged individually.
Northern Savings Credit Union
Account: Ultimate
- Monthly Fee
- $23.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Min. Balance for Fee Exemption
- $5,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Northern Savings ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Northern Savings Credit Union’s Account PageAbout This Account
Northern Savings Credit Union Ultimate is a $23-per-month chequing account with unlimited debit transactions and Interac e-Transfers. It includes 100 personalized cheques annually, money orders, and official cheques. The fee is waived for members under 26, students with at least a 60% post-secondary course load, or a $5,000 minimum monthly balance.
OMISTA Credit Union Limited
Account: Basic Account
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
OMISTA ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
2 free Interac e-Transfers are included each month. ATM Transaction (Atlantic Credit Union): $1.00 Cheque: $1.00 In-Branch Withdrawal: $1.00 In-Branch Deposit: $1.00 Transfer (In Branch): $1.00 Point-of-Sale Transaction: $1.00 Bill Payment (Online): $1.00 Transfer (Online): $1.00 Bill Payment (In Branch): $1.00 Bill Payment (Telephone): $1.00 Pre-Authorized Payment: $1.00
Visit OMISTA Credit Union Limited’s Account PageAbout This Account
OMISTA Credit Union Basic Account is a no-monthly-fee pay-as-you-go chequing account with free deposits. Everyday banking transactions cost $1 each, while 2 Interac ATM transactions are included. The account also provides access to OMISTA’s online and mobile banking services and its surcharge-free ATM network across Canada.
OMISTA Credit Union Limited
Account: Unlimited Account
- Monthly Fee
- $19.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $5,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
OMISTA ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit OMISTA Credit Union Limited’s Account PageAbout This Account
OMISTA Credit Union Unlimited Account is a $19-per-month chequing account with unlimited everyday banking transactions, Atlantic Credit Union ATM transactions, and Interac e-Transfers. The monthly fee is waived with a $5,000 minimum balance. Members over age 59 can use the Unlimited Senior Account for $9 per month, with the same unlimited transaction features.
Ontario Provincial Police Association Credit Union Limited
Account: Inclusive
- Monthly Fee
- $16.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $3,500
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
OPPA ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Ontario Provincial Police Association Credit Union Limited’s Account PageAbout This Account
OPPA Credit Union Inclusive is a $16.95-per-month chequing account with unlimited debit transactions, unlimited ATM withdrawals, and free Interac e-Transfers. It includes 1 book of standard cheques, and the overdraft protection maintenance fee is included in the monthly fee. The monthly fee is waived with a $3,500 minimum daily balance.
Ontario Provincial Police Association Credit Union Limited
Account: Maxi
- Monthly Fee
- $11.95
- Transactions Included
- 40
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $2,500
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
OPPA ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
This account includes 40 free debit transactions, 4 free ATM withdrawals, and 1 book of standard cheques. E-Transfers are excluded from the transaction limit and is unlimited.
Visit Ontario Provincial Police Association Credit Union Limited’s Account PageAbout This Account
OPPA Credit Union Maxi is an $11.95-per-month chequing account with 40 free debit transactions, 4 free ATM withdrawals, 1 book of standard cheques, and free Interac e-Transfers. The monthly fee and $5 overdraft protection fee are waived with a minimum daily balance of $2,500. Additional transactions cost $1 each.
Parama Credit Union Limited
Account: Everyday Chequing Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
- Interest Rate
- 0.25%
This limit may vary depending on the client profile.
Free ATM Access
Parama ATM; THE EXCHANGE Network
Visit Parama Credit Union Limited’s Account PageAbout This Account
Parama Credit Union Limited Everyday Chequing Account is a no-monthly-fee chequing account with tiered interest calculated daily and paid monthly. Deposits, withdrawals, cheque transactions, Interac e-Transfers, and debit card purchases are free and unlimited. It also includes 100 free pre-printed personal cheques, Deposit Anywhere, and free Exchange Network ATM transactions.
Pathwise Credit Union
Account: Essential Chequing
- Monthly Fee
- Free
- Transactions Included
- 10
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
Free ATM Access
Pathwise ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Pathwise Credit Union’s Account PageAbout This Account
Pathwise Credit Union Essential Chequing is a no-monthly-fee chequing account with no minimum balance requirement and tiered interest. It includes 10 free debit transactions per month, with additional debit transactions costing $1 each. Bill payments cost $1.50 each. Interest is paid at 0.10% on balances of $3,000 or more.
Pathwise Credit Union
Account: Unlimited Chequing
- Monthly Fee
- $7.99
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Min. Balance for Fee Exemption
- $8,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Free ATM Access
Pathwise ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Pathwise Credit Union’s Account PageAbout This Account
Pathwise Credit Union Unlimited Chequing is a $7.99-per-month chequing account for members age 18 and older, with unlimited transactions, including Interac e-Transfers, bill payments, and debit purchases. The monthly fee is waived when an $8,000 balance is maintained and is not charged for members age 17 and younger. The account also earns tiered interest.
PC Financial
Account: PC Money™ Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $50,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
- Interest Rate
- 2.20%
Opened and operated from a mobile app rather than a branch.
This limit may vary depending on the client profile.
Free ATM Access
PC Financial ATM
Visit PC Financial’s Account PageAbout This Account
PC Financial PC Money™ Account is a no-monthly-fee, digital-first bank account with no minimum balance and unlimited everyday transactions and Interac e-Transfers. It earns PC Optimum points on eligible purchases and bill payments, has no foreign exchange transaction fees, and includes an optional interest-bearing savings feature. Cheques cannot be written or deposited.
PenFinancial Credit Union Limited
Account: Pay-As-You-Go Chequing Account
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $47.50
Free ATM Access
PenFinancial ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
Interac e-Transfer: $1.50 Debit Transaction: $1.00
Visit PenFinancial Credit Union Limited’s Account PageAbout This Account
PenFinancial Pay-As-You-Go Chequing Account is a no-monthly-fee chequing account with unlimited free deposits. Eligible transactions cost $1 each, while Interac e-Transfers cost $1.50 each. The account includes access to THE EXCHANGE Network of 3,600 ATMs across Canada, mobile cheque deposit, online banking, mobile banking, and branch access.
PenFinancial Credit Union Limited
Account: Unlimited Chequing Account
- Monthly Fee
- $20.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- $47.50
Free ATM Access
PenFinancial ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
99 free Interac e-Transfers are included each month, with fees rebated at month-end.
Visit PenFinancial Credit Union Limited’s Account PageAbout This Account
PenFinancial Unlimited Chequing Account is a $20-per-month chequing account with unlimited transactions and 99 Interac e-Transfers per month, with e-Transfer fees rebated at month-end. The monthly fee is waived when a minimum balance of $5,000 is maintained. Eligible members also receive a 50% rebate on the annual fee for a PenFinancial Collabria Mastercard.
Prospera Credit Union
Account: Basic
- Monthly Fee
- $3.50
- Transactions Included
- 10
- Account Type
- Traditional
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
Free ATM Access
Prospera ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
2 free Interac e-Transfers are included each month.
Visit Prospera Credit Union’s Account PageAbout This Account
Prospera Personal Essential Account is a $3.50-per-month chequing account with 10 included transactions and 2 free Interac e-Transfers per month. It also includes free electronic transfers and electronic statements with cheque images. Most additional transactions cost $0.75 each, while additional Interac e-Transfers cost $1 each.
Prospera Credit Union
Account: Senior
- Monthly Fee
- Free for Seniors
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Seniors
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Prospera ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Prospera Credit Union’s Account PageAbout This Account
Prospera Senior is a no-monthly-fee chequing account for members age 59 and over. It includes unlimited electronic transactions and unlimited Interac e-Transfers, along with free electronic statements that include cheque images. Canadian credit union ATM withdrawals are also included at no additional Prospera transaction fee.
Prospera Credit Union
Account: Unlimited
- Monthly Fee
- $10.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Prospera ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Prospera Credit Union’s Account PageAbout This Account
Prospera Unlimited is a $10-per-month chequing account with unlimited monthly transactions and unlimited free Interac e-Transfers. Included transactions cover everyday banking activities such as debit purchases, bill payments, electronic transfers, pre-authorized debits, and eligible credit union ATM withdrawals.
Prospera Credit Union
Account: Young Adult
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Prospera ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Prospera Credit Union’s Account PageAbout This Account
Prospera Young Adult is a no-monthly-fee chequing account for members age 25 and under. It includes unlimited electronic transactions and unlimited Interac e-Transfers, along with free electronic statements that include cheque images. The Young Adult account benefits remain available at no charge until the member turns 26.
Prosperity Credit Union
Account: Basic Chequing
- Monthly Fee
- $4.00
- Transactions Included
- 12
- Account Type
- Traditional
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
Free ATM Access
Prosperity ATM; ACCULINK® Network
Visit Prosperity Credit Union’s Account PageAbout This Account
Prosperity Credit Union Basic Chequing is a $4-per-month account with 12 included debit transactions per month. Additional debit transactions cost $1 each. Interac e-Transfers are separate from the monthly transaction allowance, with outgoing e-Transfers costing $1.50 each and incoming e-Transfers included at no charge.
Prosperity Credit Union
Account: Premium Chequing
- Monthly Fee
- $25.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $7,500
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Free ATM Access
Prosperity ATM; ACCULINK® Network
Visit Prosperity Credit Union’s Account PageAbout This Account
Prosperity Credit Union Premium Chequing is a $25-per-month account with unlimited transactions and Interac e-Transfers. It includes free cheque orders, certified cheques, stop payments, a small safety deposit box, and an annual fee rebate on an eligible credit card. The monthly fee is waived with a $7,500 minimum monthly balance.
Provincial Credit Union
Account: Core
- Monthly Fee
- $4.00
- Transactions Included
- 25
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $2,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
Free ATM Access
Provincial ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Provincial Credit Union’s Account PageAbout This Account
Provincial Credit Union Core is a $4-per-month chequing account with 25 included standard transactions per month. Additional standard transactions cost $1.25 each. The monthly fee is waived by maintaining a minimum balance of $2,000 throughout the month.
Provincial Credit Union
Account: Flex
- Monthly Fee
- $14.50
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $4,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Provincial ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Provincial Credit Union’s Account PageAbout This Account
Provincial Credit Union Flex is a $14.50-per-month chequing account with unlimited standard transactions and Interac e-Transfers. The monthly fee is waived by maintaining a minimum balance of $4,000 throughout the month. Members age 25 and under can access the same core transaction benefits through the no-monthly-fee Youth Flex Chequing Account.
Radius Credit Union Limited
Account: Low Fee Account
- Monthly Fee
- $4.00
- Transactions Included
- 12
- Account Type
- Traditional
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
Radius ATM; ACCULINK® Network
Visit Radius Credit Union Limited’s Account PageAbout This Account
Radius Credit Union Low Fee Account is a $4-per-month chequing account with 12 included debit transactions per month. Interac e-Transfers cost $1.50 each. E-statements are free, while mailed statements cost $3. ATM withdrawals at Canadian credit unions are free, while Interac and Cirrus ATM withdrawals carry separate fees.
Radius Credit Union Limited
Account: UNLIMITED Package
- Monthly Fee
- $20.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Free
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
Radius ATM; ACCULINK® Network
Visit Radius Credit Union Limited’s Account PageAbout This Account
Radius Credit Union Limited UNLIMITED Package is a $20-per-month chequing package with unlimited debit transactions and unlimited free Interac e-Transfers. Deposits and ATM withdrawals at Canadian credit unions are free. E-statements are included at no charge, while mailed statements cost $3. Interac ATM withdrawals cost $3 and Cirrus ATM withdrawals cost $5.
Raymore Credit Union
Account: Basic Plan
- Monthly Fee
- $4.00
- Transactions Included
- 8
- Account Type
- Traditional
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
Free ATM Access
Raymore ATM; ACCULINK® Network
Transaction Note
Up to 5 Interac e-Transfers are included within the monthly self-service transaction limit.
Visit Raymore Credit Union’s Account PageAbout This Account
Raymore Credit Union Basic Plan is a $4-per-month chequing plan with 8 included self-service transactions and 2 full-service transactions per month. Up to 5 Interac e-Transfers can be included within the self-service allowance. Additional self-service transactions cost $0.70, cheque transactions cost $1, and full-service transactions cost $1 or $2 depending on type.
RBC
Account: Day to Day Banking Account
- Monthly Fee
- $4.00
- Transactions Included
- 12
- Account Type
- Traditional
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
RBC ATM
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit RBC’s Account PageAbout This Account
RBC Day to Day Banking is a basic chequing account intended for customers with relatively low transaction needs. It includes a limited number of monthly debit transactions, unlimited Interac e-Transfers, and access to RBC’s online and mobile banking. Eligible clients may also receive a partial or full monthly fee rebate through RBC’s Value Program.
RBC
Account: RBC Advantage Banking Account
- Monthly Fee
- $12.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
RBC ATM
Visit RBC’s Account PageAbout This Account
RBC Advantage Banking is a chequing account designed for customers who make frequent transactions. It includes unlimited debit transactions in Canada, unlimited Interac e-Transfers, and waives RBC’s fee for withdrawals at non-RBC ATMs in Canada. Third-party ATM operator surcharges still apply. Eligible clients can also receive a partial or full monthly fee rebate through the RBC Value Program.
RBC
Account: RBC Signature No Limit Banking Account
- Monthly Fee
- $16.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
RBC ATM
Visit RBC’s Account PageAbout This Account
RBC Signature No Limit Banking is a chequing account for customers who want unlimited everyday transactions along with additional banking benefits. It includes unlimited debits and Interac e-Transfers, free bank drafts and personalized cheques, optional overdraft protection without a monthly protection fee, and an annual fee rebate on eligible RBC credit cards.
RBC
Account: RBC VIP Banking account
- Monthly Fee
- $30.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
RBC ATM
Visit RBC’s Account PageAbout This Account
RBC VIP Banking is a chequing account that combines unlimited everyday transactions with several bundled banking benefits. It includes unlimited debits and Interac e-Transfers, monthly fee waivers on eligible additional CAD and USD accounts, an annual fee rebate on eligible RBC credit cards, and optional overdraft protection of up to $10,000.
Rocky Credit Union Ltd.
Account: Premiere Account
- Monthly Fee
- $21.50
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- Not disclosed
This limit may vary depending on the client profile.
Free ATM Access
Rocky ATM; ACCULINK® Network
Visit Rocky Credit Union Ltd.’s Account PageAbout This Account
Rocky Credit Union Premiere Account is a $21.50-per-month chequing account with unlimited transactions and unlimited Interac e-Transfers. It includes free basic personal cheque orders, 3 free bank drafts per month, and a free small safety deposit box. Electronic and online transfers and AFT deposits are also included at no charge.
Rocky Credit Union Ltd.
Account: Select Account
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- Not disclosed
This limit may vary depending on the client profile.
Free ATM Access
Rocky ATM; ACCULINK® Network
Transaction Note
Debit Transaction: $1.00 Interac e-Transfer: $1.15 ATM Withdrawal (Non-Credit Union): $1.75
Visit Rocky Credit Union Ltd.’s Account PageAbout This Account
Rocky Credit Union Select Account is a no-monthly-fee pay-as-you-go chequing account with $1 transactions. Electronic and online transfers and AFT deposits are free. Interac e-Transfers cost $1.15 each, while withdrawals at non-credit-union ATMs cost $1.75. Free online e-statements are included with online banking, while printed statements cost $3.
Rosenort Credit Union Limited
Account: Regular Chequing Account
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $40.00
Free ATM Access
Rosenort ATM; ACCULINK® Network
Transaction Note
ATM Withdrawal (Manitoba Credit Union ATM): $1.00 ATM Transfer: $0.50 Bill Payment (Online): $0.50 Transfer (Online): $0.50 Interac e-Transfer: $1.50 Pre-Authorized Debit: $0.50 Pre-Authorized Transfer: $0.50 Point-of-Sale Transaction: $0.40
Visit Rosenort Credit Union Limited’s Account PageAbout This Account
Rosenort Credit Union Regular Chequing is a no-monthly-fee pay-as-you-go chequing account available in Canadian and U.S. currency. Members pay only for the transactions they make rather than a fixed monthly package fee. Typical transactions include ATM cash withdrawals, Interac debit purchases, bill payments, cheque withdrawals, and other day-to-day banking activity.
Rosenort Credit Union Limited
Account: Unlimited Package Plan
- Monthly Fee
- $15.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $40.00
Free ATM Access
Rosenort ATM; ACCULINK® Network
Visit Rosenort Credit Union Limited’s Account PageAbout This Account
Rosenort Credit Union Limited Unlimited Package Plan is a $15-per-month chequing account with unlimited electronic transactions, including pre-authorized debits, debit purchases, MemberDirect bill payments and transfers, Canadian credit union ATM transactions, cheque clearings, and teller withdrawals or transfers. It also includes free Interac e-Transfers, in-branch personalized cheques, and e-statements.
Salmon Arm Savings and Credit Union
Account: High Transaction Package
- Monthly Fee
- $14.75
- Transactions Included
- 100
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
SASCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Salmon Arm Savings and Credit Union’s Account PageAbout This Account
SASCU High Transaction Package is a $14.75-per-month chequing package with 100 included transactions per month, covering in-branch withdrawals and transfers, ATM withdrawals, debit payments, pre-authorized debits, and cheques. It also includes free Interac e-Transfers, official and personalized cheques, in-branch bill payments, and a 25% safety deposit box rental discount.
Salmon Arm Savings and Credit Union
Account: Regular
- Monthly Fee
- $1.00
- Transactions Included
- 3
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
SASCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Salmon Arm Savings and Credit Union’s Account PageAbout This Account
SASCU Regular is a $1-per-month chequing account with 3 included transactions per month. Interac e-Transfers, online banking, telephone banking, and a MemberCard debit card are included at no additional charge. Additional cheques, withdrawals, debit purchases, and other transactions beyond the monthly allowance are charged individually.
SBI Canada Bank
Account: Chequing
- Monthly Fee
- $4.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Min. Balance for Fee Exemption
- $1,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
SBIC ATM; THE EXCHANGE Network
Visit SBI Canada Bank’s Account PageAbout This Account
SBI Canada Bank Chequing is a $4-per-month account available in CAD and USD. The fee is waived with a $1,000 minimum end-of-day balance maintained each day, or for seniors, youth, and students. It includes unlimited free in-branch debit transactions and Interac e-Transfers, plus free SBIC and THE EXCHANGE ABM withdrawals on CAD accounts.
Scotiabank
Account: Basic Bank Account
- Monthly Fee
- $3.95
- Transactions Included
- 18
- Account Type
- Traditional
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
Free ATM Access
Scotiabank ABM
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Scotiabank’s Account PageAbout This Account
Scotiabank Basic Bank Account is a chequing account with 18 included transactions per month and no separate fee for Interac e-Transfers. It is also eligible for overdraft protection. The monthly fee is waived for seniors and may also be waived for certain Indigenous, disability-related, RDSP, and social assistance customers.
Scotiabank
Account: Basic Plus Bank Account
- Monthly Fee
- $11.95
- Transactions Included
- 25
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
Free ATM Access
Scotiabank ABM
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Scotiabank’s Account PageAbout This Account
Scotiabank Basic Plus Bank Account is a chequing account with 25 included debit transactions per month and no separate fee for Interac e-Transfers. It also offers Scotia International Money Transfers for $1.99 and is eligible for overdraft protection. The monthly fee can be waived by maintaining a $3,000 daily balance.
Scotiabank
Account: Preferred Package
- Monthly Fee
- $16.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Min. Balance for Fee Exemption
- $4,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Scotiabank ABM
Visit Scotiabank’s Account PageAbout This Account
Scotiabank Preferred Package is a chequing account with unlimited debit transactions and Interac e-Transfers. It waives Scotiabank’s fee for one non-Scotiabank Interac ABM withdrawal in Canada per month, although convenience fees charged by the other bank or ABM operator still apply. It also includes $1.99 Scotia International Money Transfers, Scene+ points on eligible debit purchases, and an ongoing $40 annual fee rebate on eligible Scotiabank credit cards, subject to conditions. The monthly fee is waived when you maintain at least $4,000 in the account every day for the entire month.
Scotiabank
Account: Ultimate Package
- Monthly Fee
- $30.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $6,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Scotiabank ABM
Visit Scotiabank’s Account PageAbout This Account
Scotiabank Ultimate Package is a chequing account with unlimited debit transactions and Interac e-Transfers. It waives Scotiabank’s fees for withdrawals at non-Scotiabank Interac ABMs in Canada and non-Scotiabank Visa or PLUS ABMs worldwide, although convenience fees charged by the other bank or ABM operator still apply. It also includes no-fee Scotia International Money Transfers and an ongoing annual fee rebate of up to $150 on an eligible Scotiabank credit card. The monthly fee is waived when you maintain at least $6,000 in the account every day for the entire month or a Total Relationship Balance of at least $100,000 across eligible accounts.
Servus Credit Union
Account: 17 - 25 Be Free
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
Servus ATM; ACCULINK® Network
Visit Servus Credit Union’s Account PageAbout This Account
Servus 17–25 Be Free is a no-monthly-fee chequing account for members ages 17 to 25. It includes unlimited electronic and in-branch transactions, unlimited Interac e-Transfers, and free withdrawals at participating credit union ATMs. Non-credit-union ATM withdrawals in Canada cost $1.50 each, with fees charged by the ATM operator still applying. Members can also participate in Servus Profit Share Rewards.
Servus Credit Union
Account: Basic Plan
- Monthly Fee
- $3.95
- Transactions Included
- 18
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
Servus ATM; ACCULINK® Network
Visit Servus Credit Union’s Account PageAbout This Account
Servus Basic Plan is a chequing account with 18 included transactions per month for a $3.95 monthly fee. Additional transactions cost $1.25 each, while non-credit-union ATM withdrawals in Canada cost $1.50, with fees charged by the ATM operator still applying. Deposits and transfers between Servus accounts are free, making the account best suited to customers with lower transaction volumes.
Servus Credit Union
Account: Personal Essential Plan 1
- Monthly Fee
- $3.95
- Transactions Included
- 15
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
Servus ATM; ACCULINK® Network
Transaction Note
1 free withdrawal from a non-credit-union ATM in Canada is included.
Visit Servus Credit Union’s Account PageAbout This Account
Servus Personal Essential Plan’s first tier includes up to 15 transactions per month for a $3.95 monthly fee, with Interac e-Transfers counting toward the transaction limit. It includes one non-credit-union ATM withdrawal in Canada with Servus’s fee waived each month, although fees charged by the ATM operator still apply. The monthly fee is waived when you maintain a minimum monthly balance of $4,000.
Servus Credit Union
Account: Personal Essential Plan 2
- Monthly Fee
- $11.95
- Transactions Included
- 60
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
Servus ATM; ACCULINK® Network
Transaction Note
1 free withdrawal from a non-credit-union ATM in Canada is included.
Visit Servus Credit Union’s Account PageAbout This Account
Servus Personal Essential Plan’s second usage tier includes up to 60 transactions per month for an $11.95 monthly fee, with Interac e-Transfers counting toward the transaction limit. It includes one non-credit-union ATM withdrawal in Canada with Servus’s fee waived each month, although fees charged by the ATM operator still apply. The monthly fee is waived when you maintain a minimum monthly balance of $4,000.
Servus Credit Union
Account: Personal Essential Plan 3
- Monthly Fee
- $16.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
Servus ATM; ACCULINK® Network
Transaction Note
1 free withdrawal from a non-credit-union ATM in Canada is included.
Visit Servus Credit Union’s Account PageAbout This Account
Servus Personal Essential Plan’s top usage tier includes unlimited electronic transactions and Interac e-Transfers for a $16.95 monthly fee. Electronic transactions include bill payments and credit union ATM withdrawals, while in-branch transactions have a $1.50 handling fee. The monthly fee can be waived by maintaining a minimum monthly balance of $4,000.
Servus Credit Union
Account: Senior Unlimited
- Monthly Fee
- Free for Seniors
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $48.00
This limit may vary depending on the client profile.
Free ATM Access
Servus ATM; ACCULINK® Network
Visit Servus Credit Union’s Account PageAbout This Account
Servus Senior Unlimited is a no-monthly-fee chequing account for members over age 60. It includes unlimited electronic and in-branch transactions, unlimited Interac e-Transfers, and credit union ATM withdrawals. Members also receive 50 free cheques per year, a $10 safety deposit box discount, and 5 free coverdrafts.
Sharon's Credit Union
Account: Maximizer
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Free ATM Access
Sharon's ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Sharon's Credit Union’s Account PageAbout This Account
SCU Maximizer is a no-monthly-fee chequing account with unlimited transactions and interest of 0.1% on balances over $1,000. It includes free in-branch deposits and transfers, no Interac e-Transfer fee, and access through SCU ATMs, online banking, mobile banking, and branches. Deposits are fully protected by CUDIC of British Columbia.
Simplii Financial
Account: No Fee Chequing Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
- Interest Rate
- 0.01%
Opened and operated from a mobile app rather than a branch.
This limit may vary depending on the client profile.
Free ATM Access
CIBC ATM
Visit Simplii Financial’s Account PageAbout This Account
Simplii Financial No Fee Chequing Account is a no-monthly-fee, digital-only chequing account with no minimum balance and unlimited debit purchases, bill payments, withdrawals, and Interac e-Transfers. It includes free access to over 3,400 CIBC ATMs across Canada, pays tiered interest, and offers optional overdraft protection with limits up to $5,000.
St. Stanislaus – St. Casimir's Polish Parishes Credit Union Limited
Account: Personal Chequing Account
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
POLCU ATM; THE EXCHANGE Network
Visit St. Stanislaus – St. Casimir's Polish Parishes Credit Union Limited’s Account PageAbout This Account
POLCU Personal Chequing Account is a non-interest-bearing chequing account that includes 12 complimentary personalized cheques when opened and mailed monthly statements. Issued-cheque fees are waived for members over age 65. Automatic transfers from other accounts and personal lines of credit can be arranged, and the account is also available in U.S. currency.
Steinbach Credit Union
Account: Classic Pack Chequing
- Monthly Fee
- $17.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Steinbach ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
10 free Interac e-Transfers are included each month.
Visit Steinbach Credit Union’s Account PageAbout This Account
Steinbach Credit Union Classic Pack Chequing is designed for members who make frequent transactions, with unlimited monthly debits covering debit purchases, cheques, bill payments, preauthorized debits, and Canadian credit union ATM transactions. For a $17 monthly fee, it also includes 10 Interac e-Transfers per month, unlimited personalized cheques, and a $5 annual safety deposit box discount.
Steinbach Credit Union
Account: Standard Pack Chequing
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Steinbach ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
1 free debit transaction is included each month for every $500 in the account balance. Cheque: $0.75 Debit Transaction: $0.75 Transfer: $0.75 Withdrawal: $0.75 Pre-Authorized Debit: $0.75 Point-of-Sale Transaction: $0.75 Interac e-Transfer: $1.00 Withdrawal at SCU: $0.55 Withdrawal at a Canadian Credit Union: $0.55
Visit Steinbach Credit Union’s Account PageAbout This Account
Steinbach Credit Union Standard Pack Chequing is a no-monthly-fee chequing account with pay-as-you-go transaction pricing. It includes 1 free debit per month for every $500 in minimum monthly balance. Additional debits, transfers, and withdrawals are charged individually, making the account primarily suited to members with lower transaction needs.
Steinbach Credit Union
Account: StudentFLEX™ Daily Account
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- 35
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Steinbach ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Steinbach Credit Union’s Account PageAbout This Account
Steinbach Credit Union StudentFLEX Daily Account is a no-monthly-fee chequing account for post-secondary students. It includes 35 debits or withdrawals per month and unlimited Interac e-Transfers. The account converts to Standard Pack Chequing after the student finishes school or turns 25, unless proof of enrolment is provided at age 25.
Steinbach Credit Union
Account: Value Pack Chequing
- Monthly Fee
- $9.95
- Transactions Included
- 35
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Steinbach ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
5 free Interac e-Transfers are included each month.
Visit Steinbach Credit Union’s Account PageAbout This Account
Steinbach Credit Union Value Pack Chequing is a chequing account with 35 included debits per month, covering cheques, debit purchases, transfers, bill payments, and preauthorized debits. It also includes 5 free Interac e-Transfers per month and unlimited free personalized cheques. The account has a $9.95 monthly fee.
StellerVista Credit Union
Account: MasterPlan Lite
- Monthly Fee
- $5.00
- Transactions Included
- 5
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Min. Balance for Fee Exemption
- $3,000
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
StellerVista ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit StellerVista Credit Union’s Account PageAbout This Account
StellerVista Credit Union MasterPlan Lite is a $5-per-month chequing account with 5 self-serve transactions and 3 in-branch transactions per month. Interac e-Transfers are free. The monthly fee is waived when a $3,000 balance is maintained and is also waived for seniors and members under age 25. Additional transactions cost $1 each.
StellerVista Credit Union
Account: PlanPlus
- Monthly Fee
- $15.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
StellerVista ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit StellerVista Credit Union’s Account PageAbout This Account
StellerVista Credit Union PlanPlus is a $15-per-month chequing account with unlimited transactions, free Interac e-Transfers, and free credit union ATM use anywhere in Canada. The monthly fee is waived when a $4,000 balance is maintained. Seniors pay $4 per month, while members under age 25 pay $7.50 per month.
Stride Credit Union
Account: Basic Chequing
- Monthly Fee
- $5.00
- Transactions Included
- 20
- Account Type
- Traditional
- Max e-Transfer / Day
- $25,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $40.00
This limit may vary depending on the client profile.
Free ATM Access
Stride ATM; ACCULINK® Network
Visit Stride Credit Union’s Account PageAbout This Account
Stride Credit Union Basic Chequing is a $5-per-month chequing account with 20 included transactions per month, covering cash withdrawals, cheques, debit card purchases, bill payments, and other eligible transactions. Additional transactions are charged on a pay-as-you-go basis. Deposits and online or mobile transfers between Stride accounts are free.
Stride Credit Union
Account: Complete Chequing
- Monthly Fee
- $20.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $25,000
- e-Transfer Fee
- Free
- NSF Fee
- $40.00
This limit may vary depending on the client profile.
Free ATM Access
Stride ATM; ACCULINK® Network
Visit Stride Credit Union’s Account PageAbout This Account
Stride Credit Union Complete Chequing is a $20-per-month chequing account with unlimited transactions and free Interac e-Transfers. It also includes free Interac debit payments and personalized cheques. The account can be accessed through Stride branches, online and mobile banking, debit card purchases, and ATMs for cash withdrawals and other eligible banking transactions.
Sudbury Credit Union Limited
Account: No Fee Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $60.00
This limit may vary depending on the client profile.
Free ATM Access
Sudbury ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Sudbury Credit Union Limited’s Account PageAbout This Account
SCU No Fee Account is a no-monthly-fee chequing account with unlimited free deposits, withdrawals, bill payments, pre-authorized payments, cheque clearing, debit purchases, and ATM transactions at SCU and The Exchange Network ATMs. It includes free Deposit Anywhere cheque deposits and online and mobile banking, with benefits for youth, students, and seniors.
Sudbury Credit Union Limited
Account: Personal 1 Account
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Min. Balance for Fee Exemption
- $1,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $60.00
This limit may vary depending on the client profile.
Free ATM Access
Sudbury ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
Bill Payment (In Branch): $1.25 In-Branch Withdrawal: $0.70 Cheque: $0.70 Bill Payment (Online, Mobile, or ATM): $0.70 Pre-Authorized Payment: $0.70 Interac e-Transfer: $0.75 Point-of-Sale Transaction: $0.70 ATM Withdrawal: $0.70
Visit Sudbury Credit Union Limited’s Account PageAbout This Account
SCU Personal 1 Account is a no-monthly-fee chequing account that earns interest on balances of $1,000 or more. When a minimum monthly balance of $1,000 is maintained, fees are waived for self-serve utility bills, withdrawals, cleared cheques, debit purchases, SCU and Exchange Network ATM withdrawals, and pre-authorized payments.
Sunrise Credit Union
Account: Personal Chequing
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $50.00
Free ATM Access
Sunrise ATM; ACCULINK® Network
Transaction Note
Bill Payment (In Branch): $1.00 Bill Payment (Online): $0.50 Interac e-Transfer (Send or Reverse): $1.00 Point-of-Sale Transaction: $0.75
Visit Sunrise Credit Union’s Account PageAbout This Account
Sunrise Credit Union Personal Chequing is a no-monthly-fee account with free deposits, transfers between Sunrise accounts, and Canadian credit union ATM withdrawals. Other transactions are charged individually, including debit purchases, bill payments, cheque processing, and external automatic withdrawals. Sending an Interac e-Transfer costs $1 each.
Sunrise Credit Union
Account: Premium Chequing
- Monthly Fee
- $13.95
- Transactions Included
- 70
- Account Type
- Traditional
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $50.00
Free ATM Access
Sunrise ATM; ACCULINK® Network
Transaction Note
5 free Interac e-Transfers are included each month.
Visit Sunrise Credit Union’s Account PageAbout This Account
Sunrise Credit Union Premium Chequing is a $13.95-per-month account with 40 included transactions covering debit purchases, bill payments, external automatic withdrawals, and online or telephone banking. It also includes 5 free Interac e-Transfers per month, free Canadian credit union ATM withdrawals, and free transfers between Sunrise accounts.
Sunshine Coast Credit Union
Account: Core
- Monthly Fee
- $4.00
- Transactions Included
- 12
- Account Type
- Traditional
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Sunshine Coast ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Sunshine Coast Credit Union’s Account PageAbout This Account
Sunshine Coast Credit Union Core is a $4-per-month chequing account with 12 included in-branch or electronic transactions per month and free Interac e-Transfers. Members age 60 and older receive a $4 monthly fee discount, which waives the account fee. The account includes access through branches, online banking, and mobile banking.
Sunshine Coast Credit Union
Account: Premium Unlimited
- Monthly Fee
- $14.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $20,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Sunshine Coast ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Sunshine Coast Credit Union’s Account PageAbout This Account
Sunshine Coast Credit Union Premium Unlimited is a $14-per-month chequing account with unlimited in-branch and electronic transactions and free Interac e-Transfers. It includes 2 free Interac ATM withdrawals per month. Members age 60 and older receive a $4 monthly fee discount, reducing the monthly fee to $10 on this account.
Swan Valley Credit Union Limited
Account: Maximizer Chequing & Savings
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
SVCU ATM; ACCULINK® Network
Visit Swan Valley Credit Union Limited’s Account PageAbout This Account
SVCU Maximizer Chequing & Savings is a personal-only account with unlimited monthly transactions when a minimum balance of $2,500 is maintained. It earns preferred interest rates on the portion of the closing daily balance above $2,500, with interest paid monthly. The account is not available for agricultural or commercial use.
Swan Valley Credit Union Limited
Account: Regular Chequing
- Monthly Fee
- Free
- Transactions Included
- 2
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
SVCU ATM; ACCULINK® Network
Visit Swan Valley Credit Union Limited’s Account PageAbout This Account
SVCU Regular Chequing is a no-monthly-fee chequing account available to all members, with 2 free self-serve transactions per month. Interest is calculated on the portion of the closing daily balance above $10,000 and paid monthly. Self-serve transactions include Canadian credit union ATM withdrawals, electronic bill payments, debit purchases, and pre-authorized debits.
Sydney Credit Union
Account: Core
- Monthly Fee
- $4.00
- Transactions Included
- 15
- Account Type
- Traditional
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- Not disclosed
Free ATM Access
Sydney ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Sydney Credit Union’s Account PageAbout This Account
Sydney Credit Union Core is a $4-per-month chequing account for members age 25 to 58, with 15 included standard transactions per month. Unlimited banking transfers, ATM transfers, and in-branch cash withdrawals are included. Seniors age 59 and older pay $1 per month, while members age 24 and under use the free Ultra account.
Sydney Credit Union
Account: Ultra
- Monthly Fee
- $25.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- Not disclosed
Free ATM Access
Sydney ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Sydney Credit Union’s Account PageAbout This Account
Sydney Credit Union Ultra is a $25-per-month chequing account for members age 25 to 58, with unlimited standard transactions including Interac e-Transfers. Online banking transfers, ATM transfers, and in-branch cash withdrawals are unlimited. Seniors age 59 and older pay $18 per month, while members age 24 and under pay no monthly fee.
Tandia Credit Union
Account: A-La-Carte Plan
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $50.00
This limit may vary depending on the client profile.
Free ATM Access
Tandia ATM; THE EXCHANGE Network
Transaction Note
Withdrawal (Staff-Assisted): $1.00 Account Transfer (Staff-Assisted): $1.00 Bill Payment (Staff-Assisted): $1.00 Cheque: $1.00 Pre-Authorized Debit: $1.00 Account Transfer: $1.00 Bill Payment: $1.00 Point-of-Sale Transaction: $1.00 Interac e-Transfer: $1.00 ATM Transaction (Tandia): $1.00 ATM Transaction (EXCHANGE Network): $1.00
Visit Tandia Credit Union’s Account PageAbout This Account
Tandia Credit Union A-La-Carte Plan is a no-monthly-fee chequing account with pay-per-transaction pricing. Most in-branch and self-serve transactions, including withdrawals, transfers, bill payments, debit purchases, cheques, and Interac e-Transfers, cost $1 each. Monthly e-statements are included at no additional cost.
Tandia Credit Union
Account: Limitless Plan
- Monthly Fee
- $12.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Min. Balance for Fee Exemption
- $3,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $50.00
This limit may vary depending on the client profile.
Free ATM Access
Tandia ATM; THE EXCHANGE Network
Visit Tandia Credit Union’s Account PageAbout This Account
Tandia Limitless Plan is a $12.95-per-month chequing account with unlimited transactions, including withdrawals, transfers, bill payments, cheques, pre-authorized debits, debit purchases, and Interac e-Transfers. Tandia and THE EXCHANGE network ATM withdrawals are also included. The monthly fee is waived by maintaining a minimum monthly balance of $3,000.
Tangerine
Account: No-fee daily Chequing Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Opened and operated from a mobile app rather than a branch.
This limit may vary depending on the client profile.
Free ATM Access
Scotiabank ABM
Visit Tangerine’s Account PageAbout This Account
Tangerine No-Fee Daily Chequing Account is a no-monthly-fee account from a digital bank with no physical branches. It has no minimum balance and unlimited debit purchases, bill payments, pre-authorized transactions, and Interac e-Transfers. It pays tiered interest and includes access to 3,500+ Scotiabank ABMs nationwide and 44,000 Global ATM Alliance ABMs worldwide.
TCU Financial Group
Account: No Fee Chequing Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Free ATM Access
TCU ATM; ACCULINK® Network
Visit TCU Financial Group’s Account PageAbout This Account
TCU Financial Group No Fee Chequing Account is a no-monthly-fee chequing account with no minimum balance requirement. It includes free cheque and debit card transactions, pre-authorized payments, online bill payments, Interac e-Transfers, Deposit Anywhere cheque deposits, and credit union ATM withdrawals. Each Personal Member is eligible for up to 2 No Fee Chequing Accounts.
TD
Account: TD All-Inclusive Banking Plan
- Monthly Fee
- $30.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $6,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
TD ATM
Visit TD’s Account PageAbout This Account
TD All-Inclusive Banking Plan is a chequing account with unlimited transactions and Interac e-Transfers. It waives TD’s ATM fees for withdrawals at non-TD ATMs in Canada and foreign ATMs, although fees charged by the ATM operator and foreign exchange fees on withdrawals outside Canada still apply. The account also includes a small safety deposit box, personalized cheques, and an annual fee rebate of up to $139 on select TD credit cards. The monthly fee is waived when you maintain a minimum daily balance of at least $6,000.
TD
Account: TD Every Day Chequing Account
- Monthly Fee
- $11.95
- Transactions Included
- 25
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $3,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
TD ATM
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit TD’s Account PageAbout This Account
TD Every Day Chequing Account is a chequing account with 25 included transactions per month, plus unlimited eligible public transit transactions. It also includes Interac e-Transfers without transaction fees. The monthly fee can be waived by maintaining a daily balance of at least $3,000, while additional transactions are charged individually.
TD
Account: TD Minimum Chequing Account
- Monthly Fee
- $3.95
- Transactions Included
- 12
- Account Type
- Traditional
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
TD ATM
Visit TD’s Account PageAbout This Account
TD Minimum Chequing Account is a basic chequing account intended for customers with relatively low banking needs. It includes 12 transactions per month, including up to 2 full-serve transactions, plus unlimited eligible public transit purchases. Additional transactions are charged individually, making the account better suited to customers with lower transaction volumes.
TD
Account: TD Student Chequing Account
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
- Interest Rate
- 0.01%
This limit may vary depending on the client profile.
Free ATM Access
TD ATM
Visit TD’s Account PageAbout This Account
TD Student Chequing Account is a no-monthly-fee account for youth and students, with unlimited transactions and free Interac e-Transfers. For eligible customers, it also has no monthly fee for Monthly Plan Overdraft Protection. The account remains free until age 23, or longer with proof of full-time post-secondary enrollment.
TD
Account: TD Unlimited Chequing Account
- Monthly Fee
- $17.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
TD ATM
Visit TD’s Account PageAbout This Account
TD Unlimited Chequing Account is a chequing account with unlimited transactions and Interac e-Transfers. It waives TD’s fee for withdrawals at non-TD ATMs in Canada, although fees charged by the ATM operator still apply. The account also offers a first-year annual fee rebate of up to $139 on select TD credit cards. The monthly account fee is waived when you maintain a minimum daily balance of at least $4,000.
The Police Credit Union Limited
Account: Pay As You Go
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $40.00
This limit may vary depending on the client profile.
Free ATM Access
TPCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
Bill Payment: $1.00 Cheque (CAD or U.S. Account): $0.70 Pre-Authorized Payment: $0.70 Bill Payment: $0.60 Interac e-Transfer (Send or Request): $1.50
Visit The Police Credit Union Limited’s Account PageAbout This Account
The Police Credit Union Pay As You Go is a no-monthly-fee chequing account with no payroll or pension deposit requirement. In-branch withdrawals, online transfers, e-statements, alerts, and eligible ATM transactions are free. Cheques, pre-authorized payments, debit purchases, and bill payments are charged individually, while outgoing Interac e-Transfers cost $1.50 each.
The Police Credit Union Limited
Account: Premium Rewards Chequing
- Monthly Fee
- $19.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $5,000
- Max e-Transfer / Day
- $3,000
- e-Transfer Fee
- Free
- NSF Fee
- $40.00
This limit may vary depending on the client profile.
Free ATM Access
TPCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit The Police Credit Union Limited’s Account PageAbout This Account
The Police Credit Union Premium Rewards Chequing is a $19.95-per-month chequing account with unlimited chequing services and unlimited Interac e-Transfers, including send, receive, and request transactions. The monthly fee is waived with a $5,000 minimum daily balance. It also includes 2 free Interac cash withdrawals per month, with additional withdrawals costing $1.50 each.
Tru Cooperative Bank
Account: Tru Essentials Chequing
- Monthly Fee
- Free
- Transactions Included
- 12
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Tru Cooperative Bank ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
Unlimited debit transactions are available for a monthly fee of $9.
Visit Tru Cooperative Bank’s Account PageAbout This Account
Tru Essentials Chequing is a no-monthly-fee account with no minimum balance. It includes 12 free debit transactions per month; the next 6 cost $1.50 each, after which additional debit transactions are free for the rest of the month. These fees are capped at $9 per month. Digital transfers between Tru Cooperative Bank accounts are free.
Ukrainian Credit Union
Account: Personal Chequing Account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $25,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
UCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Ukrainian Credit Union’s Account PageAbout This Account
Ukrainian Credit Union Personal Chequing Account is a no-monthly-fee chequing account with no minimum balance requirement and access through branches, online banking, and the mobile app. The first 50 personalized cheques are free. Interac e-Transfers cost $1.50 to send and are free to receive, while debit card purchases cost $0.50 each.
Ukrainian Credit Union
Account: ucublu too Virtual Chequing
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $25,000
- e-Transfer Fee
- Free
- Interest Rate
- 0.05%
This limit may vary depending on the client profile.
Free ATM Access
UCU ATM; THE EXCHANGE® Network
UNI Financial Cooperation
Account: Specific Accounts for Ages 0 to 25
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
UNI Financial ATM; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit UNI Financial Cooperation’s Account PageAbout This Account
UNI Specific Accounts for Ages 0 to 25 are no-monthly-fee accounts with unlimited included transactions. Options are available for children up to age 14, members ages 0 to 17, full-time post-secondary students, and young workers ages 18 to 25. The Youth Startup Account has more limited transaction and online banking access.
UNI Financial Cooperation
Account: The Basic
- Monthly Fee
- $3.95
- Transactions Included
- 12
- Account Type
- Traditional
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
UNI Financial ATM; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit UNI Financial Cooperation’s Account PageAbout This Account
UNI The Basic is a $3.95-per-month transaction plan with 12 included transactions, including 2 teller transactions, and unlimited Interac e-Transfers. It also includes free paper statements and online cheque image viewing. Members age 59 and older receive a $4 monthly discount, while eligible RDSP beneficiaries pay no monthly fee.
UNI Financial Cooperation
Account: The Intermediate
- Monthly Fee
- $12.95
- Transactions Included
- 30
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $3,000
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
UNI Financial ATM; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit UNI Financial Cooperation’s Account PageAbout This Account
UNI The Intermediate is an $11.95-per-month transaction plan with 30 included transactions and unlimited Interac e-Transfers. It covers teller, ATM, online, debit, cheque, and pre-authorized transactions. The monthly fee is waived by maintaining at least $3,000 throughout the month in the personal chequing account or associated Build-up Savings account.
UNI Financial Cooperation
Account: The Unlimited
- Monthly Fee
- $16.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
UNI Financial ATM; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit UNI Financial Cooperation’s Account PageAbout This Account
UNI The Unlimited is a $16.95-per-month transaction plan with unlimited transactions and Interac e-Transfers. Included transactions cover teller, ATM, online, debit, cheque, pre-authorized, and bill payment transactions. The monthly fee is waived by maintaining at least $4,000 throughout the month in the personal chequing account or associated Build-up Savings account.
Unity Credit Union Limited
Account: Member Premium
- Monthly Fee
- $10.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $5,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $30.00
This limit may vary depending on the client profile.
Free ATM Access
Unity ATM; ACCULINK® Network
Visit Unity Credit Union Limited’s Account PageAbout This Account
Unity Credit Union Limited Member Premium is a $10-per-month chequing account with unlimited debit purchases, cheques, in-branch withdrawals, transfers, bill payments, and external withdrawals. The monthly fee is waived with a $5,000 minimum monthly balance. Deposits, online banking transactions, Saskatchewan credit union ATM services, Interac e-Transfers, and mobile app transactions are free.
Unity Credit Union Limited
Account: Pay as You Go
- Monthly Fee
- $1.00
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $30.00
This limit may vary depending on the client profile.
Free ATM Access
Unity ATM; ACCULINK® Network
Transaction Note
Point-of-Sale Transaction: $0.50 Cheque: $0.50 In-Branch Withdrawal: $0.50 Transfer (In Branch): $0.50 Bill Payment (In Branch): $0.50 External Withdrawal: $0.50
Visit Unity Credit Union Limited’s Account PageAbout This Account
Unity Credit Union Pay as You Go is a $1-per-month chequing account with pay-as-you-go pricing. Debit purchases, cheques, in-branch withdrawals and transfers, in-branch bill payments, and external withdrawals cost $0.50 each. Deposits, online banking transactions, Saskatchewan credit union ATM services, Interac e-Transfers, and mobile app transactions are free.
Valley Credit Union
Account: YOUR Chequing 15
- Monthly Fee
- $6.00
- Transactions Included
- 15
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $48.00
- Interest Rate
- 0.03%
This limit may vary depending on the client profile.
Free ATM Access
Valley ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Valley Credit Union’s Account PageAbout This Account
Valley Credit Union YOUR Chequing 15 is a $6-per-month chequing account with 15 included transactions per month and unlimited deposits. No minimum balance is required. Seniors pay a reduced monthly fee of $4.50. The account includes online and mobile banking access, with additional transactions beyond the monthly allowance charged individually.
Valley Credit Union
Account: YOUR Chequing Unlimited
- Monthly Fee
- $28.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $48.00
- Interest Rate
- 0.03%
This limit may vary depending on the client profile.
Free ATM Access
Valley ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Valley Credit Union’s Account PageAbout This Account
Valley Credit Union YOUR Chequing Unlimited is a $28-per-month chequing account with unlimited transactions, including electronic and in-branch transactions, bill payments, withdrawals, transfers, and non-credit-union ATM transactions. Deposits are free and unlimited. No minimum balance is required. Seniors pay a reduced monthly fee of $21. Personalized cheques are also free.
Vancity
Account: Chequing Plus
- Monthly Fee
- Free for Youth/Students and Seniors
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Vancity ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
Vancity does not charge a fee for ATM withdrawals on any network worldwide.
Visit Vancity’s Account PageAbout This Account
Vancity Chequing Plus is a no-monthly-fee chequing account available to youth under 25 and members age 65+. Both versions include unlimited everyday transactions and free Interac e-Transfers. Youth receive 50 free personalized cheques, while seniors receive additional cheque or U.S. dollar draft benefits and a $5 safety deposit box discount.
Vancity
Account: Essential
- Monthly Fee
- $9.75
- Transactions Included
- 25
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $1,500
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Vancity ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Vancity’s Account PageAbout This Account
Vancity Essential is a chequing account with 25 included in-person, debit card, cheque, and ATM transactions per month. Online and mobile banking transactions, pre-authorized payments, and Interac e-Transfers are free. The $9.75 monthly fee can be waived by maintaining a minimum balance of $1,500.
Vancity
Account: Essential Plus
- Monthly Fee
- $14.75
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $3,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Vancity ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
1 Everyday in-person transaction is included each month, with a $0.70 fee for each additional transaction. Transaction fees are waived when a minimum balance of $3,000 is maintained.
Visit Vancity’s Account PageAbout This Account
Vancity Essential Plus is a chequing account with unlimited debit card, online and mobile transactions, plus free cheque transactions, pre-authorized payments, and Interac e-Transfers. It includes 1 free in-person transaction per month and up to a $150 first-year rebate on select rewards credit cards. The monthly fee is waived with a $3,000 minimum balance.
Vancity
Account: Pay As You Go
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Transaction Note
In-Person Transaction: $0.70 Debit Card Transaction: $0.50 Cheque: $0.50 Pre-Authorized Payment: $0.50 Interac e-Transfer (Send or Request): $0.90
Visit Vancity’s Account PageAbout This Account
Vancity Pay As You Go is a no-monthly-fee chequing account for members with lower transaction needs. Online and mobile banking transactions are free, while debit card and ATM transactions cost $0.50 each. Interac e-Transfers are free to receive and cost $0.90 to send or request, with access to over 4,000 ding-free ATMs across Canada.
Vancity
Account: Total
- Monthly Fee
- $25.75
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $6,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
Vancity ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Vancity’s Account PageAbout This Account
Vancity Total is a chequing account with unlimited everyday transactions and Interac e-Transfers. It includes no Vancity ATM fee worldwide, free personalized cheques and bank drafts, a $5 safe deposit box discount, and an annual fee rebate of up to $150 on eligible credit cards. The monthly fee is waived with a $6,000 minimum balance.
VantageOne Credit Union
Account: Pay As You Go
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
Free ATM Access
VantageOne ATM; ACCULINK® Network
Transaction Note
Service charges are waived when a minimum monthly balance of $5,000 or more is maintained in the Maximizer account. Pre-Authorized Debit: $1.00 Point-of-Sale Transaction: $1.00 Bill Payment (In Branch): $1.50 In-Branch Withdrawal: $1.00 Interac e-Transfer: $0.50 Cheque: $1.00 ATM Withdrawal (Credit Union, Canada): $1.00 ATM Withdrawal (Non-Credit Union): $3.00
Visit VantageOne Credit Union’s Account PageAbout This Account
VantageOne Credit Union Pay As You Go is a no-monthly-fee chequing account with pay-as-you-go transaction pricing. Service charges are waived when a minimum monthly balance of $5,000 is maintained in a Maximizer account. New VantageOne members also receive 3 months of free banking when opening an account.
VantageOne Credit Union
Account: Smart Plus
- Monthly Fee
- $19.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Free ATM Access
VantageOne ATM; ACCULINK® Network
Visit VantageOne Credit Union’s Account PageAbout This Account
VantageOne Credit Union Smart Plus is a $19.95-per-month chequing account with unlimited transactions, including Interac e-Transfers, across in-branch, online, and mobile banking channels. Deposits are free, and online bill payments and call centre transfers are included at no additional charge. New VantageOne members receive 3 months of free banking.
Vermilion Credit Union
Account: Added Value
- Monthly Fee
- $14.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Free ATM Access
Vermilion ATM; ACCULINK® Network
Visit Vermilion Credit Union’s Account PageAbout This Account
Vermilion Credit Union Added Value is a $14-per-month chequing account with unlimited in-branch and online transactions and free Interac e-Transfers. It includes free drafts and stop payments, plus 1 free cheque order of 48 cheques. E-statements are included at no charge, while optional paper statements cost $2 per month.
Vermilion Credit Union
Account: eValue
- Monthly Fee
- $8.00
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
Opened and operated from a mobile app rather than a branch.
Free ATM Access
Vermilion ATM; ACCULINK® Network
Visit Vermilion Credit Union’s Account PageAbout This Account
Vermilion Credit Union eValue is an $8-per-month chequing account with unlimited debit transactions and deposits. Credit union ATM withdrawals, automatic funds transfers, and Interac e-Transfers are free. Cheque or cash withdrawals cost $1 each, while in-branch bill payments cost $1.25. E-statements are included at no additional charge.
Vision Credit Union
Account: Everyday Essentials
- Monthly Fee
- $4.00
- Transactions Included
- 10
- Account Type
- Traditional
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- Not disclosed
Free ATM Access
Vision ATM; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Vision Credit Union’s Account PageAbout This Account
Vision Credit Union Everyday Essentials is a $4-per-month chequing account with 10 included debit transactions and Interac e-Transfers. Deposits made in-branch, at ATMs, or through mobile cheque deposit are free and do not count toward the transaction allowance. Online e-statements are also included at no charge.
Vision Credit Union
Account: Everyday Premium
- Monthly Fee
- $21.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $5,000
- e-Transfer Fee
- Free
- NSF Fee
- Not disclosed
Free ATM Access
Vision ATM; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Vision Credit Union’s Account PageAbout This Account
Vision Credit Union Everyday Premium is a $21-per-month chequing account with unlimited transactions and included Interac e-Transfers. It earns interest on balances of $5,000 or more, and the monthly fee is waived when a minimum balance of $5,000 is maintained. Deposits and electronic statements are also free.
Wealthsimple
Account: Chequing account
- Monthly Fee
- Free
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $5,000
- e-Transfer Fee
- Free
- Interest Rate
- 1.25%
Opened and operated from a mobile app rather than a branch.
This limit may vary depending on the client profile.
Free ATM Access
Any ATM worldwide
Visit Wealthsimple’s Account PageAbout This Account
Wealthsimple Chequing is a no-monthly-fee, branchless account with no minimum balance. It pays 1.25% for Core, 1.75% for Premium, and 2.25% for Generation clients. Core and Premium clients can add 0.5% by direct depositing at least $2,000 within 30 days. It includes a prepaid Mastercard, no foreign-exchange fees, and reimbursed ATM fees worldwide.
Weyburn Credit Union Limited
Account: Personal Account
- Monthly Fee
- $2.00
- Transactions Included
- 0
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $3,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Weyburn ATM; ACCULINK® Network
Transaction Note
Cheque: $1.50 Manual Debit: $1.50 Cash Withdrawal: $1.50 ATM Withdrawal (CU ACCULINK, Canada): $1.50 Point-of-Sale Transaction: $1.50 Interac e-Transfer: $1.50
Visit Weyburn Credit Union Limited’s Account PageAbout This Account
Weyburn Credit Union Limited Personal Account is a $2-per-month pay-as-you-go chequing account. The monthly fee is waived when a minimum monthly balance of $3,000 is maintained. Members also receive a $1 service charge credit for every $3,000 of balance maintained. Additional cheque, manual debit, cash withdrawal, and electronic debit transactions cost $1.50 each.
Weyburn Credit Union Limited
Account: Unlimited Bundle
- Monthly Fee
- $20.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $45.00
This limit may vary depending on the client profile.
Free ATM Access
Weyburn ATM; ACCULINK® Network
Transaction Note
30 free Interac e-Transfers are included each month.
Visit Weyburn Credit Union Limited’s Account PageAbout This Account
Weyburn Credit Union Limited Unlimited Bundle is a $20-per-month chequing package with unlimited free transactions. Interac and Cirrus ATM withdrawals are excluded and cost $3 and $5 respectively. The package also includes a $5 annual reduction on safety deposit box rental and discounted Manager’s Trust cheques, which cost $5 for package members.
Williams Lake and District Credit Union
Account: Basic Chequing
- Monthly Fee
- $4.95
- Transactions Included
- 0
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $1,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $35.00
This limit may vary depending on the client profile.
Free ATM Access
WLDCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
Debit Transaction: $0.95 Bill Payment (In Branch): $2.00
Visit Williams Lake and District Credit Union’s Account PageAbout This Account
WLDCU Basic Chequing is a $4.95-per-month pay-as-you-go chequing account with debit transactions costing $0.95 each and in-branch bill payments costing $2. The monthly fee is waived when a minimum balance of $1,000 is maintained. Monthly eStatements are included, while other transactions are charged individually based on usage.
Williams Lake and District Credit Union
Account: Dream Chequing
- Monthly Fee
- $29.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $35.00
This limit may vary depending on the client profile.
Free ATM Access
WLDCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
100 free Interac e-Transfers are included each month.
Visit Williams Lake and District Credit Union’s Account PageAbout This Account
WLDCU Dream Chequing is a $29.95-per-month chequing account with unlimited debit transactions, 100 outgoing Interac e-Transfers, and free bill payments. The monthly fee is discounted by 50% with a $6,000 minimum monthly balance. It also includes Collabria Mastercard fee reimbursement, Qtrade trade fee reimbursements, a small safety deposit box, and mortgage renewal fee waiver.
Windsor Family Credit Union
Account: Eva Gold Chequing Account
- Monthly Fee
- $6.50
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $65.00
- Interest Rate
- 0.03%
Free ATM Access
WFCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Windsor Family Credit Union’s Account PageAbout This Account
WFCU Eva Gold Chequing Account includes unlimited everyday transactions, unlimited Interac e-Transfers, and outbound Me-to-Me transfers. Its $6.50 monthly fee also includes Purchase Protection for 120 days, Extended Warranty coverage of up to 2 additional years, and Price Adjust coverage for 60 days on eligible purchases.
Windsor Family Credit Union
Account: Eva Platinum Chequing Account
- Monthly Fee
- $15.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- e-Transfer Fee
- Free
- NSF Fee
- $65.00
- Interest Rate
- 0.50%
Free ATM Access
WFCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Windsor Family Credit Union’s Account PageAbout This Account
WFCU Eva Platinum Chequing Account has a $15 monthly fee and includes unlimited transactions. Eligible recurring direct deposits of at least $1,000 per month currently qualify the first $250,000 for 2% interest. The account also offers up to 1% cash back on qualifying Debit Mastercard purchases and an annual fee rebate on an eligible Collabria credit card.
Windsor Family Credit Union
Account: Eva Silver Chequing Account
- Monthly Fee
- $5.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $1,000
- e-Transfer Fee
- Free
- NSF Fee
- $65.00
- Interest Rate
- 0.03%
Free ATM Access
WFCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Windsor Family Credit Union’s Account PageAbout This Account
WFCU Eva Silver Chequing Account includes unlimited deposits, debits, withdrawals, transfers, ATM transactions, and bill payments. Its $5 monthly fee is waived with a $1,000 minimum monthly balance. Eligible members can also use Payroll Advance to access part of their regular pay up to 2 days before the scheduled deposit.
Windsor Family Credit Union
Account: Eva Youth Chequing Account
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- e-Transfer Fee
- Free
- NSF Fee
- $65.00
- Interest Rate
- 0.10%
Free ATM Access
WFCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Windsor Family Credit Union’s Account PageAbout This Account
WFCU Eva Youth Chequing Account is a no-monthly-fee account for members ages 13 to 25. It includes unlimited everyday transactions and Interac e-Transfers, with guardian approval required for debit card access before age 16. Members age 18 and older can also access WFCU’s Payroll Advance feature.
Windsor Family Credit Union
Account: Youth
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- e-Transfer Fee
- Free
- Interest Rate
- 0.10%
Free ATM Access
WFCU ATM; THE EXCHANGE Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Your Credit Union Limited
Account: Pay As You Go
- Monthly Fee
- Free
- Transactions Included
- 0
- Account Type
- Traditional
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
YCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Transaction Note
Pre-Authorized Debit: $1.20 Cheque: $1.20 Point-of-Sale Transaction: $1.20 Interac e-Transfer: $1.20 ATM Withdrawal (Other Canadian ATM): $2.00 In-Branch Withdrawal: $1.20 Bill Payment (In Branch): $1.20
Visit Your Credit Union Limited’s Account PageAbout This Account
Your Credit Union Pay As You Go is a no-monthly-fee chequing account with most everyday transactions costing $1.20 each. Deposits, online transfers, YCU ATM withdrawals, and Exchange Network ATM withdrawals are free. Online bill payments cost $0.90 and in-branch bill payments cost $1.20. New members receive a fee-free account for 1 year.
Your Credit Union Limited
Account: Unlimited Package
- Monthly Fee
- $12.00
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $4,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
YCU ATM; ding free® ATM; THE EXCHANGE Network; ACCULINK® Network
Visit Your Credit Union Limited’s Account PageAbout This Account
Your Credit Union Unlimited Package is a $12-per-month chequing account with unlimited cheque clearing, debit purchases, Interac e-Transfers, bill payments, pre-authorized transactions, in-branch withdrawals and transfers, and YCU and Exchange Network ATM transactions. The monthly fee is waived when a minimum monthly balance of $4,000 is maintained.
Your Neighbourhood Credit Union
Account: 100% Local Chequing
- Monthly Fee
- $18.95
- Transactions Included
- Unlimited
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $5,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
YNCU ATM; THE EXCHANGE Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Your Neighbourhood Credit Union’s Account PageAbout This Account
YNCU 100% Local Chequing is a $16.95-per-month account with unlimited in-branch and self-serve transactions and unlimited Interac e-Transfers. The monthly fee is waived with a $5,000 minimum monthly balance, while discounted pricing applies to youth and seniors. YNCU directs 1% of collected plan fees to a local charity.
Your Neighbourhood Credit Union
Account: Simply Free Chequing
- Monthly Fee
- Free
- Transactions Included
- 12
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Free for Seniors
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
Opened and operated from a mobile app rather than a branch.
This limit may vary depending on the client profile.
Free ATM Access
YNCU ATM; THE EXCHANGE Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Your Neighbourhood Credit Union’s Account PageAbout This Account
YNCU Simply Free Chequing is a no-monthly-fee account with 12 included self-serve transactions per month and unlimited Interac e-Transfers. Additional self-serve and most in-branch transactions cost $1.25 each. The account also includes MemberCard Buyer Protection and Extended Warranty coverage with an eligible debit card.
Your Neighbourhood Credit Union
Account: Simply Plus Chequing
- Monthly Fee
- $12.95
- Transactions Included
- 50
- Account Type
- Traditional
- Min. Balance for Fee Exemption
- $3,000
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Counts as a transaction
- NSF Fee
- $10.00
This limit may vary depending on the client profile.
Free ATM Access
YNCU ATM; THE EXCHANGE Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Your Neighbourhood Credit Union’s Account PageAbout This Account
YNCU Simply Plus Chequing is a chequing account with 50 included transactions per month that can be used across in-branch and self-serve banking. It also includes unlimited Interac e-Transfers. The monthly fee can be waived by maintaining a minimum balance of $3,000 throughout the month.
Your Neighbourhood Credit Union
Account: Simply Starter Chequing
- Monthly Fee
- Free for Youth/Students
- Transactions Included
- Unlimited
- Account Type
- Digital-First
- Free for Youth / Students
- Yes
- Max e-Transfer / Day
- $10,000
- e-Transfer Fee
- Free
- NSF Fee
- $10.00
Opened and operated from a mobile app rather than a branch.
This limit may vary depending on the client profile.
Free ATM Access
YNCU ATM; THE EXCHANGE Network
Transaction Note
E-Transfers are excluded from the transaction limit and is unlimited.
Visit Your Neighbourhood Credit Union’s Account PageAbout This Account
YNCU Simply Starter Chequing is a no-monthly-fee account for members age 25 and under, with unlimited self-serve transactions and Interac e-Transfers. Beginning at age 26, the account has a $6.95 monthly fee. In-branch transactions are charged separately rather than being included with the unlimited self-serve transactions.
Terms and conditions apply; rates are per annum and subject to change without notice. Eligible for CDIC deposit insurance. Non-Registered rates are tiered and based on your balance. 3.00% applies to deposits of $25,000 or more. See WealthONE website for current rates and applicable balance tiers. Highest rate in Canada for non-promotional HISA accounts, as confirmed by WOWA.ca as of June 25, 2026.
- Many accounts have no monthly fee, but some still charge per transaction.
- Paid accounts can cost anywhere from a few dollars to even $30 per month.
- Unlimited transactions are common, but may exclude branch, ATM, or Interac e-Transfer activity.
- Minimum-balance fee waivers typically require several thousand dollars to be held in your account.
- Youth and student discounts are more widely available than senior discounts.
How to Compare Chequing Accounts
The lowest monthly fee does not always indicate the least expensive account. Consider how many transactions you make, whether you can consistently maintain the required minimum balance, and whether you qualify for a youth, student, or senior discount.
Compare the Monthly Fee
Monthly account fees can add up over time. For example, an account charging $16.95 per month costs $203.40 per year before additional transaction charges.
A no-fee account may be suitable when it includes enough transactions for your banking needs. However, an account with a monthly fee may provide better value when the fee includes unlimited transactions or can be waived through a minimum-balance rebate.
Check the Included Transactions
Some accounts include only a limited number of monthly transactions. After reaching the limit, you may be charged for each additional debit purchase, withdrawal, bill payment, or transfer.
Someone who uses a credit card for most purchases may need relatively few chequing-account transactions. Someone who frequently uses a debit card may benefit from an account with unlimited transactions.
Consider the Minimum-Balance Requirement
Some financial institutions waive the monthly fee when you maintain a specified minimum balance. The balance needs to remain above the threshold every day of the month.
Consider whether keeping that amount in a chequing account is worthwhile. The money may earn little or no interest compared with placing it in a savings account.
Review Youth, Student and Senior Discounts
Many financial institutions offer reduced-fee or no-fee accounts to certain customers. Eligibility can depend on age, school enrolment, graduation date, or participation in another banking program.
Check when the discount expires and what monthly fee will apply afterward.
What Is a Chequing Account Used For?
A chequing account is mainly used for receiving and spending money. Unlike a savings account, it is intended for frequent transactions rather than earning interest.
Common uses include:
- Receiving payroll, pensions, benefits, and tax refunds
- Paying bills online
- Making debit-card purchases
- Sending and receiving Interac e-Transfers
- Withdrawing cash from an ATM
- Writing cheques
- Setting up pre-authorized payments
- Transferring money between accounts
Most chequing accounts pay little or no interest. A savings account is usually better for money that you do not expect to spend immediately.
Common Chequing-Account Features
Debit Card
A debit card lets you make purchases using money directly from your chequing account. It can also be used to withdraw cash and complete other transactions at an ATM.
Direct Deposit
Direct deposit allows your employer or the government to deposit money directly into your account. You will normally need to provide your institution number, transit number, and account number.
Bill Payments
Most accounts let you pay utilities, credit cards, taxes, and other bills through online or mobile banking.
Interac e-Transfers
Interac e-Transfer lets you send money using an email address or mobile number. Transfers may be free, count toward your monthly transaction limit, or have a separate fee.
Your financial institution may also set daily, weekly, and monthly e-Transfer limits.
Pre-Authorized Payments
You can allow a company to withdraw recurring payments from your account. This is commonly used for rent, insurance, utilities, subscriptions, and loan payments.
ATM Access
Banks generally provide free withdrawals from their own ATM networks. Credit unions may provide access through shared networks such as THE EXCHANGE, ACCULINK, or ding free.
A fee may apply when you use an ATM outside your institution’s network.
Cheques
Some accounts include cheque-writing privileges, but ordering personalized cheques may cost extra.
Terms and conditions apply. Rates are per annum and subject to change without notice. Eligible for CDIC deposit insurance. See WealthONE's website for current rates and applicable balance tiers. Highest rate in Canada for RRSP HISA accounts, as confirmed by WOWA as of July 24 2026
Common Chequing-Account Fees
Monthly Fee
Some accounts charge a fixed monthly fee in exchange for a package of included transactions and services.
For example, a $16.95 monthly fee costs $203.40 per year. Consider whether you use enough of the included features to justify the cost.
Additional Transaction Fee
Accounts with a monthly transaction limit may charge for each additional debit purchase, withdrawal, bill payment, cheque, or transfer.
Check what the institution counts as a transaction. Interac e-Transfers may be included, excluded from the limit, or charged separately.
Pay-As-You-Go Fees
Some accounts have no monthly fee but include few or no free transactions. You pay separately whenever you use the account.
A pay-as-you-go account may work for someone who rarely makes transactions. It can become expensive for someone who regularly uses a debit card or pays bills from the account.
Out-of-Network ATM Fee
Using another institution’s ATM can result in two charges:
- A fee from your own financial institution
- A surcharge from the company operating the ATM
Branch Transaction Fee
Some accounts include unlimited electronic transactions but charge for transactions completed with a teller. This may include branch withdrawals, transfers, and bill payments.
Overdraft Fee
Overdraft protection may allow a payment to go through when there is not enough money in the account. Depending on the institution, you may pay a monthly fee, a fee each time overdraft is used, interest, or a combination of these charges.
Non-Sufficient Funds Fee
A non-sufficient funds fee may apply when a payment is returned because your account does not have enough money.
As of March 12, 2026, federally regulated banks cannot charge more than $10 for an NSF fee on a personal deposit account. They also cannot charge an NSF fee when the overdraft amount is less than $10 or charge more than once within two business days for the same account. These federal rules may not apply in the same way to provincially regulated credit unions.
Other Possible Fees
Other charges may include:
- Paper statements
- Bank drafts
- Certified cheques
- Stop payments
- Wire transfers
- Foreign transactions
- Replacement debit cards
- Account closing or transferring services
Review the full account fee schedule before opening an account.
How Minimum-Balance Fee Waivers Work
Some financial institutions waive the monthly fee when you maintain a minimum balance.
For example, an account may charge $16.95 per month unless you keep at least $4,000 in the account. The balance may need to remain above $4,000 every day of the month. Dropping below the requirement for even one day could result in the full fee.
Keeping a large amount in a chequing account also has an opportunity cost. If the account pays no interest, that money could potentially earn interest in a savings account instead. For example, $4,000 in a savings account that pays 3% annual interest would turn out to be $10 per month in interest missed out on.
A genuinely no-fee account may be better than maintaining a large balance solely to avoid a monthly fee.
Low-Cost and No-Cost Bank Accounts
Participating federally regulated financial institutions offer low-cost chequing accounts costing no more than $4 per month. These accounts include at least 18 debit transactions per month and cannot require a minimum balance.
Certain customers may qualify for the same account with no monthly fee, including:
- Youth aged 18 or younger
- Students
- Seniors receiving the Guaranteed Income Supplement
- Registered Disability Savings Plan beneficiaries
- Newcomers during their first year in Canada
Some participating institutions also extend no-cost banking to certain Indigenous customers, Disability Tax Credit recipients, or social-assistance recipients. Eligibility and documentation requirements vary.
How to Open a Chequing Account
You may be able to apply online, over the telephone, or at a branch.
1. Choose an Account
Compare the monthly fee, number of included transactions, ATM network, fee-waiver conditions, and eligibility discounts.
2. Provide Identification
The financial institution must verify your identity. The accepted identification can depend on how you apply.
At a federally regulated bank, you may have the right to open an account even when you:
- Do not have a job
- Do not have money to deposit immediately
- Have previously declared bankruptcy
An online-only institution may require you to already have an account at another Canadian financial institution so it can verify your identity.
3. Review the Account Agreement
Before completing the application, check:
- Monthly and transaction fees
- Minimum-balance conditions
- ATM charges
- Interac e-Transfer fees
- Overdraft costs
- Cheque-hold periods
- Interest, if any
- Discount eligibility
- When promotional pricing ends
Federally regulated banks must provide an account agreement and disclose the applicable charges when you open an account.
4. Set Up the Account
Once the account is open, you can arrange direct deposits, bill payments, pre-authorized payments, and Interac e-Transfer Autodeposit.
Are Chequing-Account Deposits Insured?
Eligible chequing-account deposits are protected if the financial institution fails. The organization providing protection depends on whether you bank with a federally regulated institution or a provincially regulated credit union.
Deposit insurance does not protect you against debit-card fraud, scams, market losses, or purchases that you regret. It protects eligible deposits when the financial institution holding them fails.
Banks and Federal Credit Unions
The Canada Deposit Insurance Corporation, or CDIC, protects eligible deposits at its member institutions.
Eligible deposits are insured for up to $100,000 per insurance category, per member institution, including principal and interest. Chequing accounts, savings accounts, GICs, and other term deposits can qualify.
CDIC provides separate coverage for nine categories, including:
Your non-registered chequing, savings, and GIC balances held in your name at the same member institution are generally combined under the single-name category.
CDIC protection is free and automatic. You do not need to apply for it.
Provincial Credit Unions
Provincially regulated credit unions are generally covered by their province’s deposit-protection system instead of CDIC. Coverage rules vary considerably:
- British Columbia: CUDIC guarantees 100% of eligible deposits at authorized provincial credit unions.
- Alberta: CUDGC provides a 100% guarantee of deposits held with Alberta credit unions.
- Saskatchewan: Eligible deposits at provincial credit unions are fully guaranteed without a dollar limit.
- Manitoba: Deposits at Manitoba credit unions are guaranteed without limit.
- Ontario: FSRA covers eligible non-registered deposits up to $250,000 per depositor per credit union, while eligible registered deposits receive unlimited coverage.
- Quebec: The AMF protects eligible deposits up to $100,000 per category, per authorized institution.
A federal credit union is covered by CDIC, even if it operates in a province that provides unlimited coverage for provincial credit unions. Always check which regulator covers the particular institution.
How to Choose a Chequing Account
Consider how you normally bank rather than choosing based only on the advertised monthly fee.
A no-fee account may be a good choice when it includes enough transactions and provides convenient ATM access. A paid account may be worthwhile if you need unlimited transactions, frequent branch service, premium banking benefits, or a fee waiver you can comfortably meet.
Before choosing, ask:
- How many transactions do I make each month?
- Do Interac e-Transfers count toward the limit?
- Can I maintain the required minimum balance?
- Do I qualify for a youth, student, senior, or newcomer discount?
- Are convenient ATMs available near me?
- Do I need regular branch access?
- What happens if I exceed the transaction limit?
- Is the financial institution covered by CDIC or a provincial deposit insurer?
Disclaimer:
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