Genesis Mortgage Investment Corporation
Managed by Gentai Capital Corporation
Data as of: March 31, 2026 · View latest fund facts
This review, compiled by WOWA for informational purposes only, is not investment advice, an offer, or a solicitation. Past returns don't guarantee future results.
AUM
$180M CAD
2025 return
8.24%
LTV
60.30%
Management fee
2.00%
About Genesis Mortgage Investment Corporation
Genesis Mortgage Investment Corporation is Gentai Capital's flagship MIC, established in 2012, investing in first and second-position residential and commercial mortgages in urban centres across British Columbia, Alberta, Ontario, and Quebec. As of March 31, 2026, the fund reported $180.2 million in AUM at a weighted average LTV of 60.3%, with a portfolio predominantly weighted toward residential properties. The fund has delivered an annualized return of 8.24% in 2025 and has paid distributions consecutively since inception.
The fund reports approximately $180M CAD in assets.
The portfolio has a meaningful mix of first and subordinate mortgage positions.
The portfolio is concentrated in Residential mortgages.
The portfolio is diversified across BC and Ontario.
At a glance
| Assets under management (AUM) | $180M CAD |
| 2025 return | 8.24% |
| Overall LTV | 60.30% |
| First mortgages (as a % of the portfolio) | 52.60% |
| Property focus | Residential (95%) / Commercial (5%) |
| Structure | Private Corporation (MIC) |
Genesis Mortgage Investment Corporation portfolio and performance
The portfolio is composed of residential mortgages (95%) and commercial mortgages (5%).
| Property Type | Share (%) |
| Residential | 95% |
| Commercial | 5% |
Note: Land and pre-construction mortgages are classified under commercial mortgages.
Genesis Mortgage Investment Corporation has a focus on BC, with 54.7% of its mortgages located in BC, followed by Ontario (40.8%), Alberta (3.7%), Quebec (0.8%).
| Province/Region | Share (%) |
| Ontario | 40.8% |
| Quebec | 0.8% |
| BC | 54.7% |
| Alberta | 3.7% |
Genesis Mortgage Investment Corporation returns
| Calendar year | Net return |
| 2023 | 9.84% |
| 2024 | 8.62% |
| 2025 | 8.24% |
Genesis Mortgage Investment Corporation facts
Fund structure
| Structure | Private Corporation (MIC) |
| Manager | Gentai Capital Corporation |
| Series | A/G |
| Latest data | March 31, 2026 |
Mortgage portfolio
| First mortgages | 52.60% |
| Overall LTV | 60.30% |
| Property focus | Residential |
Fees
| Management fee | 2.00% |
| Performance fee | No |
Who can invest in Genesis Mortgage Investment Corporation?
Investor access
The minimum investment amount for accredited investors is $50,000. The minimum investment amount through an advisor or dealer is $50,000.
About Gentai Capital Corporation
Founded in 2012 and headquartered in Richmond, BC, Gentai Capital Corporation is a Canadian alternative investment manager and private mortgage lender offering real estate debt financing solutions across British Columbia, Alberta, Ontario, and Quebec. The firm manages three funds — Genesis Mortgage Investment Corporation (GMIC), Gentai Residential Mortgage Fund (GREF), and Gentai Commercial Mortgage Fund (GCOM). With over 30 full-time professionals, Gentai's portfolios have delivered annual returns between 6% and 11% and distributed over $100 million to investors since inception.
Compare other funds by Gentai Capital Corporation
Gentai Capital Corporation manages several mortgage investment entities (MIEs) with different loan and investment objectives. Compare its other funds below.
| Fund | Primary strategy | Approx. size | |
|---|---|---|---|
| Gentai Commercial Mortgage Fund | Multi-Residential mortgages | $50M CAD | Learn More |
| Gentai Residential Mortgage Fund | Residential mortgages | $48M CAD | Learn More |
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