HSBC Mortgage Payment Calculator

Updated October 22nd, 2020

Mortgage Amount:
Amortization:
Payment Frequency:
TermRateMonthly Payment
HSBC2-Year Fixed
3.19%
$1,937
HSBC3-Year Fixed
3.59%
$2,022
HSBC3-Year Variable
3.95%
$2,100
HSBC4-Year Fixed
4.09%
$2,131
HSBC5-Year Fixed
4.74%
$2,278
HSBC5-Year Variable
2.65%
$1,825

The rates shown are for insured mortgages with a downpayment of less than 20%. You may get a different rate if you have a low credit score or a conventional mortgage.

HSBC Fixed-Rate Mortgages

HSBC Fixed Rate Mortgages reduce the risk of future interest rate fluctuations by “locking in” a specific interest rate for the term. This can create peace of mind for homeowners, which makes it a fundamentally appealing program for home buyers. If you are arranging a new mortgage for a future or current home, your fixed interest rate can be guaranteed up to 120 days before the closing date of your home. If interest rates go up during that time, you will be guaranteed the lower rate.

HSBC Variable-Rate Mortgages

HSBC Variable Rate Mortgages provide you with fixed payments over the term; however, the interest rate will fluctuate with any changes in the prime interest rate. If their prime rate goes down, more of your payment will go towards paying off your principal; if our prime rate goes up, more of your payment will go towards interest costs. As a result, this can be a great financial tool for those expecting rates to fall in the upcoming year. A convertible mortgage allows you to convert to another term at any time. This feature provides security and flexibility, as it enables you to convert to a longer closed term should your variable rate mortgage no longer meet your needs.

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While we try our best to get your the best rates, we cannot guarantee that they are always accurate. WOWA assumes no liability for the accuracy of the information presented, and will not be held responsible for any damages resulting from its use.